Cheap Quotes for Woodstock, MD Car Insurance (2021)

Woodstock, Maryland car insurance rates average $414 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Woodstock, MD companies, you can find cheap Woodstock car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Woodstock, MD after a DUI are $5,775/year
  • Average car insurance rates in Woodstock, MD for senior drivers are $3,214/year
  • Average car insurance rates in Woodstock, MD are $414/month

How do the Woodstock, Maryland monthly average car insurance rates of $414/month compare to nearby cities like Frederick car insurance rates, Greenbelt car insurance rates, and College Park car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Woodstock, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Woodstock, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Woodstock, Maryland companies to find the most affordable Woodstock car insurance rates.

Enter your ZIP code above to find cheap Woodstock, MD car insurance quotes today.

What are the minimum Woodstock, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Woodstock, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Woodstock, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Woodstock, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Woodstock, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Woodstock car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodstock, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,514 $4,325 $4,316 $4,423 $13,462 $15,776 $4,073 $4,123
GEICO $2,488 $2,722 $2,837 $3,278 $7,566 $8,603 $2,133 $2,238
Liberty Mutual $6,683 $6,683 $6,607 $6,607 $12,932 $19,146 $6,683 $8,986
Nationwide $2,127 $2,133 $1,924 $1,978 $5,038 $6,619 $2,468 $2,657
Progressive $2,830 $2,543 $2,459 $2,512 $10,082 $10,987 $3,291 $3,199
State Farm $2,328 $2,328 $2,145 $2,145 $7,438 $9,551 $2,605 $2,937
USAA $2,020 $1,982 $1,890 $1,882 $4,508 $5,312 $2,321 $2,587

How much do teen drivers pay for car insurance in Woodstock, MD?

Woodstock, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Woodstock car insurance rates from multiple Woodstock, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Woodstock, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,462 $15,776
GEICO $7,566 $8,603
Liberty Mutual $12,932 $19,146
Nationwide $5,038 $6,619
Progressive $10,082 $10,987
State Farm $7,438 $9,551
USAA $4,508 $5,312

How much do senior drivers pay for car insurance in Woodstock, MD?

With a little research, seniors can find affordable car insurance in Woodstock, Maryland. Here’s a look at how the top Woodstock car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Woodstock, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,316 $4,423
GEICO $2,837 $3,278
Liberty Mutual $6,607 $6,607
Nationwide $1,924 $1,978
Progressive $2,459 $2,512
State Farm $2,145 $2,145
USAA $1,890 $1,882

How does coverage level affect Woodstock, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Woodstock, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Woodstock, Maryland

Insurance Company Low Medium High
Allstate $6,690 $6,824 $7,115
GEICO $3,840 $3,959 $4,150
Liberty Mutual $8,999 $9,267 $9,608
Nationwide $2,986 $3,127 $3,241
Progressive $4,534 $4,736 $4,943
State Farm $3,719 $3,948 $4,137
USAA $2,662 $2,822 $2,954

How does your driving record affect Woodstock, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Woodstock, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Woodstock, Maryland companies.

Annual Woodstock, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,063 $8,117 $6,063 $7,262
GEICO $2,818 $4,402 $5,370 $3,342
Liberty Mutual $6,643 $8,779 $13,305 $8,437
Nationwide $2,742 $3,686 $2,935 $3,110
Progressive $4,033 $5,352 $4,914 $4,651
State Farm $3,524 $4,436 $3,889 $3,889
USAA $2,210 $2,714 $3,947 $2,379

How does a DUI affect Woodstock, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Woodstock, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Woodstock, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,063
GEICO $5,370
Liberty Mutual $13,305
Nationwide $2,935
Progressive $4,914
State Farm $3,889
USAA $3,947

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How does your credit history affect Woodstock, MD car insurance rates?

Take a look at the data here to see how your Woodstock, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Woodstock, Maryland

Insurance Company Poor Fair Good
Allstate $8,948 $6,205 $5,475
GEICO $4,515 $3,740 $3,694
Liberty Mutual $13,293 $8,555 $6,025
Nationwide $3,991 $2,818 $2,546
Progressive $5,975 $4,482 $3,757
State Farm $5,761 $3,413 $2,630
USAA $3,748 $2,574 $2,116

How does your commute affect Woodstock, MD car insurance rates?

Woodstock, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Woodstock if you’re financing.

Annual Car Insurance Rates by Commute Length in Woodstock, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,777 $6,975
GEICO $3,918 $4,048
Liberty Mutual $9,044 $9,538
Nationwide $3,118 $3,118
Progressive $4,738 $4,738
State Farm $3,834 $4,036
USAA $2,725 $2,900

Who has the cheapest Woodstock, MD car insurance rates?

Here’s a breakdown of Woodstock, Maryland car insurance rates by company. You can see which company offers the cheapest Woodstock car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Woodstock, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Woodstock, MD car insurance companies?

Which Woodstock, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Woodstock companies to find the one for you.

Average Annual Car Insurance Rates by Company in Woodstock, Maryland

Insurance Company Average Annual Rates
Allstate $6,876
GEICO $3,983
Liberty Mutual $9,291
Nationwide $3,118
Progressive $4,738
State Farm $3,935
USAA $2,813

Car Insurance Quotes for Woodstock, MD

Shop for affordable Woodstock, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Woodstock, MD car insurance companies.

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