Cheap Quotes for Woodstock, AL Car Insurance (2021)

Woodstock, Alabama car insurance rates average $306 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Woodstock, AL companies, you can find cheap Woodstock car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Woodstock has an average commute time of 29.4 minutes
  • Average car insurance rates in Woodstock, AL are $306/month
  • Average car insurance rates in Woodstock, AL for senior drivers are $1,942/year

How do the Woodstock, Alabama monthly average car insurance rates of $306/month compare to nearby cities like Birmingham car insurance rates, Auburn car insurance rates, and Mobile car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Woodstock, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Woodstock, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Woodstock, Alabama companies to find the most affordable Woodstock car insurance rates.

Enter your ZIP code above to find cheap Woodstock, AL car insurance quotes today.

What are the minimum Woodstock, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Woodstock, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Woodstock, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Woodstock, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Woodstock, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Woodstock car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodstock, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,129 $2,024 $1,929 $1,965 $7,584 $8,152 $2,377 $2,429
Farmers $2,249 $2,232 $2,010 $2,134 $8,674 $8,924 $2,558 $2,662
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,119 $3,365 $2,557 $2,854 $11,610 $12,895 $3,318 $3,531
Nationwide $1,665 $1,685 $1,520 $1,572 $4,370 $5,617 $1,846 $2,060
Progressive $2,445 $2,287 $2,008 $2,139 $10,359 $11,575 $2,873 $3,089
State Farm $2,950 $2,950 $2,656 $2,656 $8,814 $11,013 $3,329 $3,861
Travelers $1,306 $1,326 $1,223 $1,219 $6,727 $10,499 $1,241 $1,430
USAA $1,341 $1,366 $1,252 $1,234 $3,948 $4,385 $1,747 $1,893

How much do teen drivers pay for car insurance in Woodstock, AL?

Woodstock, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Woodstock car insurance rates from multiple Woodstock, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Woodstock, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,584 $8,152
Farmers $8,674 $8,924
GEICO $5,465 $5,384
Liberty Mutual $11,610 $12,895
Nationwide $4,370 $5,617
Progressive $10,359 $11,575
State Farm $8,814 $11,013
Travelers $6,727 $10,499
USAA $3,948 $4,385

How much do senior drivers pay for car insurance in Woodstock, AL?

With a little research, seniors can find affordable car insurance in Woodstock, Alabama. Here’s a look at how the top Woodstock car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Woodstock, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,965
Farmers $2,010 $2,134
GEICO $1,993 $2,033
Liberty Mutual $2,557 $2,854
Nationwide $1,520 $1,572
Progressive $2,008 $2,139
State Farm $2,656 $2,656
Travelers $1,223 $1,219
USAA $1,252 $1,234

How does coverage level affect Woodstock, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Woodstock, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Woodstock, Alabama

Insurance Company Low Medium High
Allstate $3,452 $3,568 $3,701
Farmers $3,715 $3,880 $4,196
GEICO $2,726 $2,919 $3,149
Liberty Mutual $5,168 $5,382 $5,669
Nationwide $2,530 $2,519 $2,577
Progressive $4,142 $4,578 $5,070
State Farm $4,549 $4,770 $5,016
Travelers $2,975 $3,183 $3,205
USAA $2,069 $2,134 $2,234

How does your driving record affect Woodstock, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Woodstock, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Woodstock, Alabama companies.

Annual Woodstock, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,024 $3,575 $4,266 $3,430
Farmers $3,306 $4,277 $4,172 $3,966
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,232 $5,915 $5,766 $5,713
Nationwide $2,228 $2,228 $3,229 $2,483
Progressive $4,147 $5,236 $4,459 $4,545
State Farm $4,320 $5,338 $4,727 $4,727
Travelers $2,603 $2,732 $3,978 $3,172
USAA $1,651 $2,067 $3,079 $1,786

How does a DUI affect Woodstock, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Woodstock, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Woodstock, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,266
Farmers $4,172
GEICO $3,878
Liberty Mutual $5,766
Nationwide $3,229
Progressive $4,459
State Farm $4,727
Travelers $3,978
USAA $3,079

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How does your credit history affect Woodstock, AL car insurance rates?

Take a look at the data here to see how your Woodstock, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Woodstock, Alabama

Insurance Company Poor Fair Good
Allstate $4,404 $3,474 $2,842
Farmers $4,406 $3,791 $3,593
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,738 $4,754 $3,727
Nationwide $3,068 $2,393 $2,165
Progressive $5,169 $4,453 $4,169
State Farm $7,743 $3,924 $2,668
Travelers $3,408 $2,951 $3,005
USAA $2,886 $1,876 $1,675

How does your commute affect Woodstock, AL car insurance rates?

Woodstock, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Woodstock if you’re financing.

Annual Car Insurance Rates by Commute Length in Woodstock, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,574 $3,574
Farmers $3,930 $3,930
GEICO $2,876 $2,987
Liberty Mutual $5,406 $5,406
Nationwide $2,542 $2,542
Progressive $4,597 $4,597
State Farm $4,667 $4,889
Travelers $3,121 $3,121
USAA $2,047 $2,244

Who has the cheapest Woodstock, AL car insurance rates?

Here’s a breakdown of Woodstock, Alabama car insurance rates by company. You can see which company offers the cheapest Woodstock car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Woodstock, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Woodstock, AL car insurance companies?

Which Woodstock, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Woodstock companies to find the one for you.

Average Annual Car Insurance Rates by Company in Woodstock, Alabama

Insurance Company Average Annual Rates
Allstate $3,574
Farmers $3,930
GEICO $2,931
Liberty Mutual $5,406
Nationwide $2,542
Progressive $4,597
State Farm $4,778
Travelers $3,121
USAA $2,146

What factors affect Woodstock, AL car insurance rates?

Why are Woodstock, Alabama car insurance rates different than rates in Birmingham or Auburn? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Woodstock, AL?

More time spent behind the wheel can lead to higher Woodstock, Alabama car insurance rates. In Woodstock, AL, the average commute length is 29.4 minutes.

Car Insurance Quotes for Woodstock, AL

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