Cheap Quotes for Woodbine, IA Car Insurance (2021)

Woodbine, Iowa car insurance rates average $255 a month and Iowa law requires coverage of at least 20/40/15. By comparing rates from multiple Woodbine, IA companies, you can find cheap Woodbine car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Woodbine is USAA
  • Average car insurance rates in Woodbine, IA are $255/month
  • Average car insurance rates in Woodbine, IA for senior drivers are $1,715/year

How do the Woodbine, Iowa monthly average car insurance rates of $255/month compare to nearby cities like Des Moines car insurance rates, Iowa City car insurance rates, and Ankeny car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Woodbine, IA.

We’ll cover the Iowa minimum coverage requirements, Iowa car insurance laws, and Woodbine, IA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Woodbine, Iowa companies to find the most affordable Woodbine car insurance rates.

Enter your ZIP code above to find cheap Woodbine, IA car insurance quotes today.

What are the minimum Woodbine, IA car insurance requirements?

To meet Iowa minimum car insurance coverage requirements, Woodbine, IA drivers need to carry at least 20/40/15 coverage.

Minimum Required Car Insurance Coverage in Woodbine, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Woodbine, IA car insurance rates?

Three of the criteria that most affect car insurance rates in Woodbine, Iowa are age, gender, and marital status. Let’s take a look at how each of these stack up with top Woodbine car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodbine, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,139 $2,054 $1,899 $1,933 $6,200 $6,980 $2,330 $2,397
American Family $2,116 $2,116 $1,889 $1,889 $5,602 $7,889 $2,116 $2,553
Farmers $1,560 $1,589 $1,395 $1,522 $4,715 $5,024 $2,113 $2,268
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,134 $2,321 $1,864 $2,263 $9,920 $11,166 $2,418 $2,674
Nationwide $1,741 $1,789 $1,551 $1,657 $4,001 $5,180 $1,971 $2,144
Progressive $2,055 $2,005 $1,691 $1,747 $4,585 $5,201 $2,475 $2,666
State Farm $1,511 $1,511 $1,319 $1,319 $3,976 $5,055 $1,696 $1,927
Travelers $2,444 $2,498 $2,350 $2,363 $10,522 $16,760 $2,534 $3,031
USAA $1,371 $1,392 $1,251 $1,285 $3,649 $3,891 $1,653 $1,832

How much do teen drivers pay for car insurance in Woodbine, IA?

Woodbine, Iowa car insurance rates for teens are often higher than rates for other drivers. Compare Woodbine car insurance rates from multiple Woodbine, Iowa car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Woodbine, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,200 $6,980
American Family $5,602 $7,889
Farmers $4,715 $5,024
GEICO $4,142 $3,866
Liberty Mutual $9,920 $11,166
Nationwide $4,001 $5,180
Progressive $4,585 $5,201
State Farm $3,976 $5,055
Travelers $10,522 $16,760
USAA $3,649 $3,891

How much do senior drivers pay for car insurance in Woodbine, IA?

With a little research, seniors can find affordable car insurance in Woodbine, Iowa. Here’s a look at how the top Woodbine car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Woodbine, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,899 $1,933
American Family $1,889 $1,889
Farmers $1,395 $1,522
GEICO $1,620 $1,483
Liberty Mutual $1,864 $2,263
Nationwide $1,551 $1,657
Progressive $1,691 $1,747
State Farm $1,319 $1,319
Travelers $2,350 $2,363
USAA $1,251 $1,285

How does coverage level affect Woodbine, IA car insurance rates?

How much coverage do you need? Are you comfortable with the Iowa minimum of 20/40/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Woodbine, IA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Woodbine, Iowa

Insurance Company Low Medium High
Allstate $3,116 $3,245 $3,363
American Family $3,298 $3,452 $3,063
Farmers $2,424 $2,531 $2,615
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,184 $4,338 $4,514
Nationwide $2,617 $2,491 $2,405
Progressive $2,655 $2,808 $2,946
State Farm $2,188 $2,301 $2,379
Travelers $5,019 $5,392 $5,527
USAA $1,940 $2,047 $2,134

How does your driving record affect Woodbine, IA car insurance rates?

Safe driving pays off. The more traffic violations you have in Woodbine, IA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Woodbine, Iowa companies.

Annual Woodbine, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,754 $3,337 $3,794 $3,080
American Family $2,363 $3,448 $4,494 $2,779
Farmers $2,151 $2,667 $2,704 $2,571
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,759 $4,632 $4,742 $4,247
Nationwide $1,811 $2,604 $3,552 $2,050
Progressive $2,266 $3,650 $2,455 $2,842
State Farm $2,127 $2,452 $2,289 $2,289
Travelers $3,892 $5,159 $6,891 $5,310
USAA $1,560 $2,091 $2,721 $1,791

How does a DUI affect Woodbine, IA car insurance rates?

With even one DUI on your record, you can see an increase in your Woodbine, IA car insurance rates.

Annual Car Insurance Rates After a DUI in Woodbine, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,794
American Family $4,494
Farmers $2,704
GEICO $3,058
Liberty Mutual $4,742
Nationwide $3,552
Progressive $2,455
State Farm $2,289
Travelers $6,891
USAA $2,721

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How does your credit history affect Woodbine, IA car insurance rates?

Take a look at the data here to see how your Woodbine, Iowa car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Woodbine, Iowa

Insurance Company Poor Fair Good
Allstate $3,880 $3,079 $2,766
American Family $4,174 $3,066 $2,573
Farmers $2,891 $2,402 $2,276
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,213 $3,815 $3,007
Nationwide $3,043 $2,382 $2,087
Progressive $3,348 $2,665 $2,396
State Farm $3,261 $2,017 $1,591
Travelers $5,985 $5,099 $4,854
USAA $2,689 $1,840 $1,592

How does your commute affect Woodbine, IA car insurance rates?

Woodbine, IA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Iowa can be seen here. Remember, though, that you may have to carry substantially more car insurance in Woodbine if you’re financing.

Annual Car Insurance Rates by Commute Length in Woodbine, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,164 $3,319
American Family $3,233 $3,309
Farmers $2,523 $2,523
GEICO $2,195 $2,285
Liberty Mutual $4,345 $4,345
Nationwide $2,504 $2,504
Progressive $2,803 $2,803
State Farm $2,235 $2,344
Travelers $5,313 $5,313
USAA $1,966 $2,115

Who has the cheapest Woodbine, IA car insurance rates?

Here’s a breakdown of Woodbine, Iowa car insurance rates by company. You can see which company offers the cheapest Woodbine car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Woodbine, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Woodbine, IA car insurance companies?

Which Woodbine, Iowa car insurance company will best fit your needs and budget? Check out this comparison of the top Woodbine companies to find the one for you.

Average Annual Car Insurance Rates by Company in Woodbine, Iowa

Insurance Company Average Annual Rates
Allstate $3,241
American Family $3,271
Farmers $2,523
GEICO $2,240
Liberty Mutual $4,345
Nationwide $2,504
Progressive $2,803
State Farm $2,289
Travelers $5,313
USAA $2,040

What factors affect Woodbine, IA car insurance rates?

Why are Woodbine, Iowa car insurance rates different than rates in Des Moines or Iowa City? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Woodbine, IA?

More time spent behind the wheel can lead to higher Woodbine, Iowa car insurance rates. In Woodbine, IA, the average commute length is 17.9 minutes.

Car Insurance Quotes for Woodbine, IA

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