Cheap Quotes for Wiscasset, ME Car Insurance (2021)

Wiscasset, Maine car insurance rates average $216 a month and Maine law requires coverage of at least 50/100/25. By comparing rates from multiple Wiscasset, ME companies, you can find cheap Wiscasset car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Wiscasset is USAA
  • Average car insurance rates in Wiscasset, ME for senior drivers are $1,517/year
  • Average car insurance rates in Wiscasset, ME are $216/month

How do the Wiscasset, Maine monthly average car insurance rates of $216/month compare to nearby cities like Lewiston car insurance rates, Sanford car insurance rates, and Saco car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Wiscasset, ME.

We’ll cover the Maine minimum coverage requirements, Maine car insurance laws, and Wiscasset, ME statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Wiscasset, Maine companies to find the most affordable Wiscasset car insurance rates.

Enter your ZIP code above to find cheap Wiscasset, ME car insurance quotes today.

What are the minimum Wiscasset, ME car insurance requirements?

To meet Maine minimum car insurance coverage requirements, Wiscasset, ME drivers need to carry at least 50/100/25 coverage.

Minimum Required Car Insurance Coverage in Wiscasset, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Wiscasset, ME car insurance rates?

Three of the criteria that most affect car insurance rates in Wiscasset, Maine are age, gender, and marital status. Let’s take a look at how each of these stack up with top Wiscasset car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wiscasset, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,751 $1,798 $1,580 $1,711 $4,475 $5,976 $1,896 $2,114
Farmers $1,686 $1,702 $1,584 $1,697 $5,439 $5,995 $1,991 $2,061
GEICO $1,106 $1,146 $1,106 $1,106 $2,717 $3,532 $1,207 $1,288
Liberty Mutual $2,946 $2,946 $2,807 $2,807 $6,229 $9,309 $2,946 $4,138
Progressive $1,867 $1,831 $1,867 $1,831 $7,807 $8,772 $2,174 $2,456
State Farm $1,363 $1,363 $1,289 $1,289 $4,387 $5,474 $1,524 $1,667
Travelers $1,057 $1,097 $961 $983 $4,262 $5,748 $1,052 $1,213
USAA $845 $832 $841 $821 $2,781 $3,067 $1,074 $1,127

How much do teen drivers pay for car insurance in Wiscasset, ME?

Wiscasset, Maine car insurance rates for teens are often higher than rates for other drivers. Compare Wiscasset car insurance rates from multiple Wiscasset, Maine car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Wiscasset, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,475 $5,976
Farmers $5,439 $5,995
GEICO $2,717 $3,532
Liberty Mutual $6,229 $9,309
Progressive $7,807 $8,772
State Farm $4,387 $5,474
Travelers $4,262 $5,748
USAA $2,781 $3,067

How much do senior drivers pay for car insurance in Wiscasset, ME?

With a little research, seniors can find affordable car insurance in Wiscasset, Maine. Here’s a look at how the top Wiscasset car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Wiscasset, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,580 $1,711
Farmers $1,584 $1,697
GEICO $1,106 $1,106
Liberty Mutual $2,807 $2,807
Progressive $1,867 $1,831
State Farm $1,289 $1,289
Travelers $961 $983
USAA $841 $821

How does coverage level affect Wiscasset, ME car insurance rates?

How much coverage do you need? Are you comfortable with the Maine minimum of 50/100/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Wiscasset, ME car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Wiscasset, Maine

Insurance Company Low Medium High
Allstate $2,628 $2,629 $2,730
Farmers $2,657 $2,675 $2,977
GEICO $1,619 $1,629 $1,706
Liberty Mutual $4,213 $4,213 $4,372
Progressive $3,499 $3,506 $3,722
State Farm $2,233 $2,270 $2,380
Travelers $2,015 $2,019 $2,106
USAA $1,395 $1,406 $1,469

How does your driving record affect Wiscasset, ME car insurance rates?

Safe driving pays off. The more traffic violations you have in Wiscasset, ME, the higher your car insurance rates will be. Compare rates based on driving infractions from top Wiscasset, Maine companies.

Annual Wiscasset, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,165 $2,951 $3,082 $2,453
Farmers $2,421 $3,086 $2,677 $2,893
GEICO $1,201 $1,690 $2,513 $1,201
Liberty Mutual $3,277 $3,856 $6,364 $3,567
Progressive $2,865 $4,842 $3,190 $3,405
State Farm $2,080 $2,508 $2,294 $2,294
Travelers $1,706 $1,895 $2,376 $2,209
USAA $1,081 $1,425 $1,998 $1,189

How does a DUI affect Wiscasset, ME car insurance rates?

With even one DUI on your record, you can see an increase in your Wiscasset, ME car insurance rates.

Annual Car Insurance Rates After a DUI in Wiscasset, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,082
Farmers $2,677
GEICO $2,513
Liberty Mutual $6,364
Progressive $3,190
State Farm $2,294
Travelers $2,376
USAA $1,998

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How does your credit history affect Wiscasset, ME car insurance rates?

Take a look at the data here to see how your Wiscasset, Maine car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Wiscasset, Maine

Insurance Company Poor Fair Good
Allstate $3,343 $2,552 $2,093
Farmers $3,224 $2,646 $2,438
GEICO $2,222 $1,474 $1,257
Liberty Mutual $5,939 $3,849 $3,010
Progressive $4,041 $3,466 $3,220
State Farm $3,342 $1,996 $1,545
Travelers $2,407 $1,974 $1,759
USAA $1,866 $1,285 $1,119

How does your commute affect Wiscasset, ME car insurance rates?

Wiscasset, ME car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maine can be seen here. Remember, though, that you may have to carry substantially more car insurance in Wiscasset if you’re financing.

Annual Car Insurance Rates by Commute Length in Wiscasset, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,663 $2,663
Farmers $2,769 $2,769
GEICO $1,624 $1,678
Liberty Mutual $4,179 $4,353
Progressive $3,576 $3,576
State Farm $2,219 $2,369
Travelers $2,047 $2,047
USAA $1,384 $1,463

Who has the cheapest Wiscasset, ME car insurance rates?

Here’s a breakdown of Wiscasset, Maine car insurance rates by company. You can see which company offers the cheapest Wiscasset car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Wiscasset, Maine

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Wiscasset, ME car insurance companies?

Which Wiscasset, Maine car insurance company will best fit your needs and budget? Check out this comparison of the top Wiscasset companies to find the one for you.

Average Annual Car Insurance Rates by Company in Wiscasset, Maine

Insurance Company Average Annual Rates
Allstate $2,663
Farmers $2,769
GEICO $1,651
Liberty Mutual $4,266
Progressive $3,576
State Farm $2,294
Travelers $2,047
USAA $1,423

What factors affect Wiscasset, ME car insurance rates?

Why are Wiscasset, Maine car insurance rates different than rates in Lewiston or Sanford? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Wiscasset, ME?

More time spent behind the wheel can lead to higher Wiscasset, Maine car insurance rates. In Wiscasset, ME, the average commute length is 16.4 minutes.

Car Insurance Quotes for Wiscasset, ME

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