Cheap Quotes for Winfield, AL Car Insurance (2021)

Winfield, Alabama car insurance rates average $285 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Winfield, AL companies, you can find cheap Winfield car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Winfield, AL for senior drivers are $1,836/year
  • Winfield has an average commute time of 28.6 minutes
  • The cheapest car insurance company in Winfield is USAA

How do the Winfield, Alabama monthly average car insurance rates of $285/month compare to nearby cities like Mobile car insurance rates, Auburn car insurance rates, and Madison car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Winfield, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Winfield, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Winfield, Alabama companies to find the most affordable Winfield car insurance rates.

Enter your ZIP code above to find cheap Winfield, AL car insurance quotes today.

What are the minimum Winfield, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Winfield, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Winfield, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Winfield, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Winfield, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Winfield car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winfield, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,916 $1,833 $1,727 $1,761 $6,483 $6,962 $2,161 $2,216
Farmers $2,302 $2,286 $2,062 $2,174 $8,518 $8,774 $2,628 $2,760
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,907 $3,144 $2,390 $2,672 $10,222 $11,368 $3,105 $3,316
Nationwide $1,658 $1,685 $1,507 $1,567 $4,197 $5,450 $1,834 $2,056
Progressive $2,241 $2,123 $1,833 $1,945 $8,930 $10,006 $2,640 $2,835
State Farm $2,746 $2,746 $2,442 $2,442 $7,755 $9,746 $3,089 $3,554
Travelers $1,347 $1,369 $1,261 $1,258 $7,020 $11,015 $1,279 $1,472
USAA $1,274 $1,295 $1,187 $1,164 $3,761 $4,171 $1,657 $1,790

How much do teen drivers pay for car insurance in Winfield, AL?

Winfield, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Winfield car insurance rates from multiple Winfield, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Winfield, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,483 $6,962
Farmers $8,518 $8,774
GEICO $4,918 $4,831
Liberty Mutual $10,222 $11,368
Nationwide $4,197 $5,450
Progressive $8,930 $10,006
State Farm $7,755 $9,746
Travelers $7,020 $11,015
USAA $3,761 $4,171

How much do senior drivers pay for car insurance in Winfield, AL?

With a little research, seniors can find affordable car insurance in Winfield, Alabama. Here’s a look at how the top Winfield car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Winfield, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,727 $1,761
Farmers $2,062 $2,174
GEICO $1,804 $1,850
Liberty Mutual $2,390 $2,672
Nationwide $1,507 $1,567
Progressive $1,833 $1,945
State Farm $2,442 $2,442
Travelers $1,261 $1,258
USAA $1,187 $1,164

How does coverage level affect Winfield, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Winfield, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Winfield, Alabama

Insurance Company Low Medium High
Allstate $3,032 $3,127 $3,238
Farmers $3,763 $3,899 $4,152
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,679 $4,869 $5,124
Nationwide $2,497 $2,467 $2,519
Progressive $3,716 $4,050 $4,441
State Farm $4,127 $4,308 $4,511
Travelers $3,088 $3,318 $3,352
USAA $1,967 $2,027 $2,117

How does your driving record affect Winfield, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Winfield, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Winfield, Alabama companies.

Annual Winfield, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,677 $3,142 $3,700 $3,011
Farmers $3,316 $4,275 $4,168 $3,994
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,841 $5,329 $5,229 $5,164
Nationwide $2,180 $2,180 $3,181 $2,436
Progressive $3,693 $4,609 $3,922 $4,053
State Farm $3,933 $4,782 $4,273 $4,273
Travelers $2,712 $2,847 $4,146 $3,304
USAA $1,568 $1,965 $2,921 $1,696

How does a DUI affect Winfield, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Winfield, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Winfield, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,700
Farmers $4,168
GEICO $3,504
Liberty Mutual $5,229
Nationwide $3,181
Progressive $3,922
State Farm $4,273
Travelers $4,146
USAA $2,921

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How does your credit history affect Winfield, AL car insurance rates?

Take a look at the data here to see how your Winfield, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Winfield, Alabama

Insurance Company Poor Fair Good
Allstate $3,877 $3,037 $2,484
Farmers $4,419 $3,796 $3,599
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,012 $4,288 $3,372
Nationwide $3,015 $2,347 $2,121
Progressive $4,615 $3,931 $3,662
State Farm $6,995 $3,543 $2,408
Travelers $3,550 $3,075 $3,132
USAA $2,744 $1,780 $1,588

How does your commute affect Winfield, AL car insurance rates?

Winfield, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Winfield if you’re financing.

Annual Car Insurance Rates by Commute Length in Winfield, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,133 $3,133
Farmers $3,938 $3,938
GEICO $2,587 $2,686
Liberty Mutual $4,891 $4,891
Nationwide $2,494 $2,494
Progressive $4,069 $4,069
State Farm $4,215 $4,416
Travelers $3,252 $3,252
USAA $1,944 $2,130

Who has the cheapest Winfield, AL car insurance rates?

Here’s a breakdown of Winfield, Alabama car insurance rates by company. You can see which company offers the cheapest Winfield car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Winfield, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Winfield, AL car insurance companies?

Which Winfield, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Winfield companies to find the one for you.

Average Annual Car Insurance Rates by Company in Winfield, Alabama

Insurance Company Average Annual Rates
Allstate $3,133
Farmers $3,938
GEICO $2,637
Liberty Mutual $4,891
Nationwide $2,494
Progressive $4,069
State Farm $4,315
Travelers $3,252
USAA $2,037

What factors affect Winfield, AL car insurance rates?

Why are Winfield, Alabama car insurance rates different than rates in Mobile or Auburn? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Winfield, AL?

More time spent behind the wheel can lead to higher Winfield, Alabama car insurance rates. In Winfield, AL, the average commute length is 28.6 minutes.

Car Insurance Quotes for Winfield, AL

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