Cheap Quotes for Windsor Mill, MD Car Insurance (2021)

Windsor Mill, Maryland car insurance rates average $597 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Windsor Mill, MD companies, you can find cheap Windsor Mill car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Windsor Mill, MD after a DUI are $8,512/year
  • The cheapest car insurance company in Windsor Mill is USAA
  • Average car insurance rates in Windsor Mill, MD for senior drivers are $4,713/year

How do the Windsor Mill, Maryland monthly average car insurance rates of $597/month compare to nearby cities like Annapolis car insurance rates, Gaithersburg car insurance rates, and Baltimore car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Windsor Mill, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Windsor Mill, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Windsor Mill, Maryland companies to find the most affordable Windsor Mill car insurance rates.

Enter your ZIP code above to find cheap Windsor Mill, MD car insurance quotes today.

What are the minimum Windsor Mill, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Windsor Mill, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Windsor Mill, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Windsor Mill, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Windsor Mill, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Windsor Mill car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Windsor Mill, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,930 $4,689 $4,726 $4,845 $15,019 $17,673 $4,388 $4,412
GEICO $4,029 $4,409 $4,612 $5,336 $11,937 $13,345 $3,448 $3,541
Liberty Mutual $11,188 $11,188 $11,067 $11,067 $21,241 $31,235 $11,188 $14,893
Nationwide $3,056 $3,057 $2,754 $2,832 $7,326 $9,668 $3,559 $3,827
Progressive $3,845 $3,403 $3,312 $3,412 $14,010 $15,200 $4,427 $4,208
State Farm $3,657 $3,657 $3,379 $3,379 $10,969 $13,936 $4,097 $4,576
USAA $2,802 $2,747 $2,638 $2,620 $6,285 $7,378 $3,207 $3,572

How much do teen drivers pay for car insurance in Windsor Mill, MD?

Windsor Mill, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Windsor Mill car insurance rates from multiple Windsor Mill, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Windsor Mill, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,019 $17,673
GEICO $11,937 $13,345
Liberty Mutual $21,241 $31,235
Nationwide $7,326 $9,668
Progressive $14,010 $15,200
State Farm $10,969 $13,936
USAA $6,285 $7,378

How much do senior drivers pay for car insurance in Windsor Mill, MD?

With a little research, seniors can find affordable car insurance in Windsor Mill, Maryland. Here’s a look at how the top Windsor Mill car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Windsor Mill, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,726 $4,845
GEICO $4,612 $5,336
Liberty Mutual $11,067 $11,067
Nationwide $2,754 $2,832
Progressive $3,312 $3,412
State Farm $3,379 $3,379
USAA $2,638 $2,620

How does coverage level affect Windsor Mill, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Windsor Mill, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Windsor Mill, Maryland

Insurance Company Low Medium High
Allstate $7,351 $7,522 $7,883
GEICO $6,055 $6,276 $6,666
Liberty Mutual $14,899 $15,345 $15,906
Nationwide $4,304 $4,528 $4,698
Progressive $6,103 $6,463 $6,864
State Farm $5,627 $5,976 $6,266
USAA $3,665 $3,919 $4,134

How does your driving record affect Windsor Mill, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Windsor Mill, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Windsor Mill, Maryland companies.

Annual Windsor Mill, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,682 $8,983 $6,682 $7,994
GEICO $4,483 $7,023 $8,499 $5,324
Liberty Mutual $10,957 $14,480 $22,139 $13,959
Nationwide $3,952 $5,351 $4,238 $4,498
Progressive $5,493 $7,398 $6,654 $6,363
State Farm $5,326 $6,726 $5,886 $5,886
USAA $3,061 $3,776 $5,489 $3,299

How does a DUI affect Windsor Mill, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Windsor Mill, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Windsor Mill, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,682
GEICO $8,499
Liberty Mutual $22,139
Nationwide $4,238
Progressive $6,654
State Farm $5,886
USAA $5,489

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How does your credit history affect Windsor Mill, MD car insurance rates?

Take a look at the data here to see how your Windsor Mill, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Windsor Mill, Maryland

Insurance Company Poor Fair Good
Allstate $9,871 $6,848 $6,036
GEICO $7,186 $5,942 $5,869
Liberty Mutual $21,893 $14,186 $10,071
Nationwide $5,802 $4,064 $3,663
Progressive $8,171 $6,142 $5,118
State Farm $8,718 $5,168 $3,982
USAA $5,220 $3,574 $2,924

How does your commute affect Windsor Mill, MD car insurance rates?

Windsor Mill, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Windsor Mill if you’re financing.

Annual Car Insurance Rates by Commute Length in Windsor Mill, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,475 $7,695
GEICO $6,228 $6,436
Liberty Mutual $14,986 $15,781
Nationwide $4,510 $4,510
Progressive $6,477 $6,477
State Farm $5,794 $6,118
USAA $3,782 $4,030

Who has the cheapest Windsor Mill, MD car insurance rates?

Here’s a breakdown of Windsor Mill, Maryland car insurance rates by company. You can see which company offers the cheapest Windsor Mill car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Windsor Mill, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Windsor Mill, MD car insurance companies?

Which Windsor Mill, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Windsor Mill companies to find the one for you.

Average Annual Car Insurance Rates by Company in Windsor Mill, Maryland

Insurance Company Average Annual Rates
Allstate $7,585
GEICO $6,332
Liberty Mutual $15,383
Nationwide $4,510
Progressive $6,477
State Farm $5,956
USAA $3,906

Car Insurance Quotes for Windsor Mill, MD

Shop for affordable Windsor Mill, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Windsor Mill, MD car insurance companies.

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