Cheap Quotes for Wilmer, AL Car Insurance (2021)

Wilmer, Alabama car insurance rates average $350 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Wilmer, AL companies, you can find cheap Wilmer car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Wilmer is USAA
  • Average car insurance rates in Wilmer, AL for senior drivers are $2,192/year
  • Average car insurance rates in Wilmer, AL are $350/month

How do the Wilmer, Alabama monthly average car insurance rates of $350/month compare to nearby cities like Decatur car insurance rates, Montgomery car insurance rates, and Mobile car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Wilmer, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Wilmer, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Wilmer, Alabama companies to find the most affordable Wilmer car insurance rates.

Enter your ZIP code above to find cheap Wilmer, AL car insurance quotes today.

What are the minimum Wilmer, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Wilmer, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Wilmer, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Wilmer, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Wilmer, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Wilmer car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wilmer, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,090 $1,987 $1,898 $1,934 $7,394 $7,958 $2,324 $2,371
Farmers $2,627 $2,610 $2,346 $2,502 $10,348 $10,644 $2,973 $3,072
GEICO $2,301 $2,296 $2,193 $2,280 $6,173 $6,059 $2,434 $2,260
Liberty Mutual $3,371 $3,642 $2,762 $3,094 $12,564 $13,975 $3,581 $3,805
Nationwide $1,874 $1,896 $1,705 $1,765 $5,017 $6,468 $2,085 $2,334
Progressive $2,926 $2,733 $2,401 $2,570 $12,237 $13,657 $3,417 $3,636
State Farm $3,303 $3,303 $2,995 $2,995 $10,198 $12,752 $3,738 $4,330
Travelers $1,706 $1,731 $1,608 $1,601 $9,518 $15,077 $1,609 $1,830
USAA $1,510 $1,531 $1,416 $1,390 $4,597 $5,096 $1,976 $2,135

How much do teen drivers pay for car insurance in Wilmer, AL?

Wilmer, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Wilmer car insurance rates from multiple Wilmer, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Wilmer, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,394 $7,958
Farmers $10,348 $10,644
GEICO $6,173 $6,059
Liberty Mutual $12,564 $13,975
Nationwide $5,017 $6,468
Progressive $12,237 $13,657
State Farm $10,198 $12,752
Travelers $9,518 $15,077
USAA $4,597 $5,096

How much do senior drivers pay for car insurance in Wilmer, AL?

With a little research, seniors can find affordable car insurance in Wilmer, Alabama. Here’s a look at how the top Wilmer car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Wilmer, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,898 $1,934
Farmers $2,346 $2,502
GEICO $2,193 $2,280
Liberty Mutual $2,762 $3,094
Nationwide $1,705 $1,765
Progressive $2,401 $2,570
State Farm $2,995 $2,995
Travelers $1,608 $1,601
USAA $1,416 $1,390

How does coverage level affect Wilmer, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Wilmer, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Wilmer, Alabama

Insurance Company Low Medium High
Allstate $3,369 $3,488 $3,627
Farmers $4,348 $4,571 $5,002
GEICO $2,989 $3,236 $3,523
Liberty Mutual $5,559 $5,819 $6,169
Nationwide $2,872 $2,870 $2,937
Progressive $4,836 $5,418 $6,087
State Farm $5,162 $5,447 $5,745
Travelers $4,103 $4,422 $4,480
USAA $2,361 $2,442 $2,566

How does your driving record affect Wilmer, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Wilmer, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Wilmer, Alabama companies.

Annual Wilmer, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,961 $3,496 $4,166 $3,355
Farmers $3,904 $5,058 $4,936 $4,663
GEICO $2,178 $3,528 $4,391 $2,901
Liberty Mutual $4,583 $6,394 $6,241 $6,180
Nationwide $2,527 $2,527 $3,692 $2,825
Progressive $4,906 $6,195 $5,304 $5,384
State Farm $4,907 $6,116 $5,391 $5,391
Travelers $3,605 $3,782 $5,562 $4,390
USAA $1,886 $2,373 $3,525 $2,041

How does a DUI affect Wilmer, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Wilmer, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Wilmer, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,166
Farmers $4,936
GEICO $4,391
Liberty Mutual $6,241
Nationwide $3,692
Progressive $5,304
State Farm $5,391
Travelers $5,562
USAA $3,525

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How does your credit history affect Wilmer, AL car insurance rates?

Take a look at the data here to see how your Wilmer, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Wilmer, Alabama

Insurance Company Poor Fair Good
Allstate $4,311 $3,396 $2,777
Farmers $5,202 $4,477 $4,242
GEICO $4,137 $2,947 $2,665
Liberty Mutual $8,373 $5,143 $4,032
Nationwide $3,490 $2,724 $2,465
Progressive $6,130 $5,276 $4,936
State Farm $8,854 $4,471 $3,030
Travelers $4,722 $4,101 $4,182
USAA $3,288 $2,154 $1,927

How does your commute affect Wilmer, AL car insurance rates?

Wilmer, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Wilmer if you’re financing.

Annual Car Insurance Rates by Commute Length in Wilmer, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,495 $3,495
Farmers $4,640 $4,640
GEICO $3,191 $3,308
Liberty Mutual $5,849 $5,849
Nationwide $2,893 $2,893
Progressive $5,447 $5,447
State Farm $5,320 $5,583
Travelers $4,335 $4,335
USAA $2,343 $2,569

Who has the cheapest Wilmer, AL car insurance rates?

Here’s a breakdown of Wilmer, Alabama car insurance rates by company. You can see which company offers the cheapest Wilmer car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Wilmer, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Wilmer, AL car insurance companies?

Which Wilmer, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Wilmer companies to find the one for you.

Average Annual Car Insurance Rates by Company in Wilmer, Alabama

Insurance Company Average Annual Rates
Allstate $3,495
Farmers $4,640
GEICO $3,249
Liberty Mutual $5,849
Nationwide $2,893
Progressive $5,447
State Farm $5,451
Travelers $4,335
USAA $2,456

Car Insurance Quotes for Wilmer, AL

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