Cheap Quotes for Whatley, AL Car Insurance (2021)

Whatley, Alabama car insurance rates average $302 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Whatley, AL companies, you can find cheap Whatley car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Whatley, AL are $302/month
  • Average car insurance rates in Whatley, AL for senior drivers are $1,941/year
  • The cheapest car insurance company in Whatley is USAA

How do the Whatley, Alabama monthly average car insurance rates of $302/month compare to nearby cities like Birmingham car insurance rates, Decatur car insurance rates, and Tuscaloosa car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Whatley, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Whatley, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Whatley, Alabama companies to find the most affordable Whatley car insurance rates.

Enter your ZIP code above to find cheap Whatley, AL car insurance quotes today.

What are the minimum Whatley, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Whatley, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Whatley, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Whatley, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Whatley, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Whatley car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Whatley, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,045 $1,961 $1,830 $1,868 $6,804 $7,302 $2,335 $2,405
Farmers $2,326 $2,307 $2,081 $2,200 $8,813 $9,070 $2,663 $2,792
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $2,952 $3,193 $2,426 $2,714 $10,310 $11,469 $3,154 $3,371
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,286 $2,156 $1,870 $1,994 $9,087 $10,157 $2,676 $2,844
State Farm $2,984 $2,984 $2,664 $2,664 $8,539 $10,725 $3,359 $3,861
Travelers $1,566 $1,593 $1,458 $1,456 $8,175 $12,831 $1,485 $1,727
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

How much do teen drivers pay for car insurance in Whatley, AL?

Whatley, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Whatley car insurance rates from multiple Whatley, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Whatley, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,804 $7,302
Farmers $8,813 $9,070
GEICO $5,380 $5,307
Liberty Mutual $10,310 $11,469
Nationwide $4,418 $5,752
Progressive $9,087 $10,157
State Farm $8,539 $10,725
Travelers $8,175 $12,831
USAA $4,020 $4,464

How much do senior drivers pay for car insurance in Whatley, AL?

With a little research, seniors can find affordable car insurance in Whatley, Alabama. Here’s a look at how the top Whatley car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Whatley, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,830 $1,868
Farmers $2,081 $2,200
GEICO $1,968 $1,996
Liberty Mutual $2,426 $2,714
Nationwide $1,577 $1,642
Progressive $1,870 $1,994
State Farm $2,664 $2,664
Travelers $1,458 $1,456
USAA $1,271 $1,252

How does coverage level affect Whatley, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Whatley, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Whatley, Alabama

Insurance Company Low Medium High
Allstate $3,227 $3,314 $3,414
Farmers $3,842 $3,988 $4,264
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,733 $4,926 $5,187
Nationwide $2,624 $2,595 $2,649
Progressive $3,721 $4,110 $4,570
State Farm $4,499 $4,714 $4,954
Travelers $3,613 $3,862 $3,884
USAA $2,105 $2,171 $2,271

How does your driving record affect Whatley, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Whatley, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Whatley, Alabama companies.

Annual Whatley, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,844 $3,334 $3,906 $3,191
Farmers $3,388 $4,381 $4,272 $4,086
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $3,887 $5,389 $5,293 $5,225
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,743 $4,679 $4,001 $4,112
State Farm $4,296 $5,244 $4,675 $4,675
Travelers $3,156 $3,314 $4,828 $3,849
USAA $1,678 $2,102 $3,133 $1,816

How does a DUI affect Whatley, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Whatley, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Whatley, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,906
Farmers $4,272
GEICO $3,808
Liberty Mutual $5,293
Nationwide $3,353
Progressive $4,001
State Farm $4,675
Travelers $4,828
USAA $3,133

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How does your credit history affect Whatley, AL car insurance rates?

Take a look at the data here to see how your Whatley, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Whatley, Alabama

Insurance Company Poor Fair Good
Allstate $4,111 $3,215 $2,630
Farmers $4,522 $3,888 $3,685
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,100 $4,336 $3,410
Nationwide $3,171 $2,467 $2,229
Progressive $4,686 $3,995 $3,721
State Farm $7,652 $3,878 $2,638
Travelers $4,134 $3,579 $3,646
USAA $2,937 $1,908 $1,703

How does your commute affect Whatley, AL car insurance rates?

Whatley, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Whatley if you’re financing.

Annual Car Insurance Rates by Commute Length in Whatley, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,319 $3,319
Farmers $4,032 $4,032
GEICO $2,842 $2,954
Liberty Mutual $4,949 $4,949
Nationwide $2,623 $2,623
Progressive $4,134 $4,134
State Farm $4,611 $4,834
Travelers $3,786 $3,786
USAA $2,082 $2,282

Who has the cheapest Whatley, AL car insurance rates?

Here’s a breakdown of Whatley, Alabama car insurance rates by company. You can see which company offers the cheapest Whatley car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Whatley, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Whatley, AL car insurance companies?

Which Whatley, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Whatley companies to find the one for you.

Average Annual Car Insurance Rates by Company in Whatley, Alabama

Insurance Company Average Annual Rates
Allstate $3,319
Farmers $4,032
GEICO $2,898
Liberty Mutual $4,949
Nationwide $2,623
Progressive $4,134
State Farm $4,723
Travelers $3,786
USAA $2,182

Car Insurance Quotes for Whatley, AL

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