Cheap Quotes for Westover, AL Car Insurance (2021)

Westover, Alabama car insurance rates average $310 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Westover, AL companies, you can find cheap Westover car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Westover, AL after a DUI are $4,232/year
  • Average car insurance rates in Westover, AL for senior drivers are $1,961/year
  • Average car insurance rates in Westover, AL are $310/month

How do the Westover, Alabama monthly average car insurance rates of $310/month compare to nearby cities like Tuscaloosa car insurance rates, Dothan car insurance rates, and Auburn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Westover, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Westover, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Westover, Alabama companies to find the most affordable Westover car insurance rates.

Enter your ZIP code above to find cheap Westover, AL car insurance quotes today.

What are the minimum Westover, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Westover, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Westover, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Westover, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Westover, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Westover car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westover, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,077 $1,974 $1,885 $1,921 $7,387 $7,929 $2,312 $2,358
Farmers $2,431 $2,409 $2,170 $2,311 $9,571 $9,840 $2,757 $2,852
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $3,029 $3,272 $2,478 $2,773 $11,099 $12,347 $3,231 $3,444
Nationwide $1,717 $1,735 $1,568 $1,619 $4,570 $5,864 $1,907 $2,127
Progressive $2,352 $2,204 $1,928 $2,061 $9,698 $10,829 $2,749 $2,927
State Farm $3,160 $3,160 $2,876 $2,876 $9,869 $12,339 $3,579 $4,141
Travelers $1,326 $1,345 $1,248 $1,245 $7,177 $11,354 $1,258 $1,426
USAA $1,359 $1,379 $1,267 $1,241 $4,035 $4,473 $1,767 $1,910

How much do teen drivers pay for car insurance in Westover, AL?

Westover, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Westover car insurance rates from multiple Westover, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Westover, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,387 $7,929
Farmers $9,571 $9,840
GEICO $5,204 $5,101
Liberty Mutual $11,099 $12,347
Nationwide $4,570 $5,864
Progressive $9,698 $10,829
State Farm $9,869 $12,339
Travelers $7,177 $11,354
USAA $4,035 $4,473

How much do senior drivers pay for car insurance in Westover, AL?

With a little research, seniors can find affordable car insurance in Westover, Alabama. Here’s a look at how the top Westover car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Westover, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,885 $1,921
Farmers $2,170 $2,311
GEICO $1,878 $1,947
Liberty Mutual $2,478 $2,773
Nationwide $1,568 $1,619
Progressive $1,928 $2,061
State Farm $2,876 $2,876
Travelers $1,248 $1,245
USAA $1,267 $1,241

How does coverage level affect Westover, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Westover, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Westover, Alabama

Insurance Company Low Medium High
Allstate $3,344 $3,475 $3,622
Farmers $4,039 $4,235 $4,605
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,979 $5,186 $5,462
Nationwide $2,617 $2,617 $2,680
Progressive $3,875 $4,320 $4,836
State Farm $4,955 $5,246 $5,549
Travelers $3,112 $3,363 $3,418
USAA $2,104 $2,168 $2,265

How does your driving record affect Westover, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Westover, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Westover, Alabama companies.

Annual Westover, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,947 $3,485 $4,149 $3,340
Farmers $3,609 $4,680 $4,565 $4,317
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,087 $5,687 $5,562 $5,501
Nationwide $2,312 $2,312 $3,352 $2,577
Progressive $3,919 $4,933 $4,221 $4,302
State Farm $4,718 $5,900 $5,191 $5,191
Travelers $2,751 $2,885 $4,215 $3,339
USAA $1,675 $2,102 $3,126 $1,812

How does a DUI affect Westover, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Westover, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Westover, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,149
Farmers $4,565
GEICO $3,711
Liberty Mutual $5,562
Nationwide $3,352
Progressive $4,221
State Farm $5,191
Travelers $4,215
USAA $3,126

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How does your credit history affect Westover, AL car insurance rates?

Take a look at the data here to see how your Westover, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Westover, Alabama

Insurance Company Poor Fair Good
Allstate $4,291 $3,383 $2,768
Farmers $4,806 $4,145 $3,927
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,454 $4,578 $3,596
Nationwide $3,179 $2,485 $2,250
Progressive $4,899 $4,204 $3,928
State Farm $8,524 $4,306 $2,920
Travelers $3,593 $3,120 $3,180
USAA $2,933 $1,904 $1,699

How does your commute affect Westover, AL car insurance rates?

Westover, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Westover if you’re financing.

Annual Car Insurance Rates by Commute Length in Westover, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,480 $3,480
Farmers $4,293 $4,293
GEICO $2,707 $2,804
Liberty Mutual $5,209 $5,209
Nationwide $2,638 $2,638
Progressive $4,344 $4,344
State Farm $5,122 $5,378
Travelers $3,297 $3,297
USAA $2,079 $2,279

Who has the cheapest Westover, AL car insurance rates?

Here’s a breakdown of Westover, Alabama car insurance rates by company. You can see which company offers the cheapest Westover car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Westover, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Westover, AL car insurance companies?

Which Westover, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Westover companies to find the one for you.

Average Annual Car Insurance Rates by Company in Westover, Alabama

Insurance Company Average Annual Rates
Allstate $3,480
Farmers $4,293
GEICO $2,755
Liberty Mutual $5,209
Nationwide $2,638
Progressive $4,344
State Farm $5,250
Travelers $3,297
USAA $2,179

What factors affect Westover, AL car insurance rates?

Why are Westover, Alabama car insurance rates different than rates in Tuscaloosa or Dothan? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Westover, AL?

More time spent behind the wheel can lead to higher Westover, Alabama car insurance rates. In Westover, AL, the average commute length is 35.3 minutes.

Car Insurance Quotes for Westover, AL

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