Cheap Quotes for Western Grove, AR Car Insurance (2021)

Western Grove, Arkansas car insurance rates average $318 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Western Grove, AR companies, you can find cheap Western Grove car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Western Grove is USAA
  • Western Grove has an average commute time of 23.8 minutes
  • Average car insurance rates in Western Grove, AR are $318/month

How do the Western Grove, Arkansas monthly average car insurance rates of $318/month compare to nearby cities like North Little Rock car insurance rates, Fort Smith car insurance rates, and Conway car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Western Grove, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Western Grove, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Western Grove, Arkansas companies to find the most affordable Western Grove car insurance rates.

Enter your ZIP code above to find cheap Western Grove, AR car insurance quotes today.

What are the minimum Western Grove, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Western Grove, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Western Grove, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Western Grove, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Western Grove, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Western Grove car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Western Grove, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,851 $2,879 $2,533 $2,709 $10,157 $12,157 $3,163 $3,449
Farmers $2,187 $2,176 $1,956 $2,055 $9,105 $9,428 $2,511 $2,651
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,551 $2,420 $2,093 $2,191 $10,713 $12,064 $3,052 $3,302
State Farm $1,563 $1,563 $1,398 $1,398 $4,489 $5,640 $1,759 $2,020
Travelers $2,124 $2,164 $2,096 $2,102 $12,297 $19,721 $2,272 $2,630
USAA $1,277 $1,291 $1,183 $1,194 $3,959 $4,151 $1,642 $1,772

How much do teen drivers pay for car insurance in Western Grove, AR?

Western Grove, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Western Grove car insurance rates from multiple Western Grove, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Western Grove, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,157 $12,157
Farmers $9,105 $9,428
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $10,713 $12,064
State Farm $4,489 $5,640
Travelers $12,297 $19,721
USAA $3,959 $4,151

How much do senior drivers pay for car insurance in Western Grove, AR?

With a little research, seniors can find affordable car insurance in Western Grove, Arkansas. Here’s a look at how the top Western Grove car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Western Grove, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,533 $2,709
Farmers $1,956 $2,055
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $2,093 $2,191
State Farm $1,398 $1,398
Travelers $2,096 $2,102
USAA $1,183 $1,194

How does coverage level affect Western Grove, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Western Grove, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Western Grove, Arkansas

Insurance Company Low Medium High
Allstate $4,873 $4,984 $5,105
Farmers $3,819 $3,969 $4,238
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $4,450 $4,727 $5,218
State Farm $2,360 $2,476 $2,600
Travelers $5,417 $5,692 $5,918
USAA $1,975 $2,051 $2,149

How does your driving record affect Western Grove, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Western Grove, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Western Grove, Arkansas companies.

Annual Western Grove, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,126 $5,170 $5,737 $4,916
Farmers $3,386 $4,341 $4,238 $4,069
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,137 $5,743 $4,346 $4,967
State Farm $2,276 $2,681 $2,479 $2,479
Travelers $4,757 $4,914 $7,191 $5,841
USAA $1,585 $2,004 $2,887 $1,758

How does a DUI affect Western Grove, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Western Grove, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Western Grove, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,737
Farmers $4,238
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $4,346
State Farm $2,479
Travelers $7,191
USAA $2,887

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How does your credit history affect Western Grove, AR car insurance rates?

Take a look at the data here to see how your Western Grove, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Western Grove, Arkansas

Insurance Company Poor Fair Good
Allstate $6,269 $4,797 $3,895
Farmers $4,566 $3,820 $3,639
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $5,448 $4,638 $4,309
State Farm $3,588 $2,163 $1,685
Travelers $6,514 $5,435 $5,079
USAA $2,729 $1,861 $1,586

How does your commute affect Western Grove, AR car insurance rates?

Western Grove, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Western Grove if you’re financing.

Annual Car Insurance Rates by Commute Length in Western Grove, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,987 $4,987
Farmers $4,009 $4,009
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $4,798 $4,798
State Farm $2,420 $2,538
Travelers $5,676 $5,676
USAA $2,000 $2,117

Who has the cheapest Western Grove, AR car insurance rates?

Here’s a breakdown of Western Grove, Arkansas car insurance rates by company. You can see which company offers the cheapest Western Grove car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Western Grove, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Western Grove, AR car insurance companies?

Which Western Grove, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Western Grove companies to find the one for you.

Average Annual Car Insurance Rates by Company in Western Grove, Arkansas

Insurance Company Average Annual Rates
Allstate $4,987
Farmers $4,009
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $4,798
State Farm $2,479
Travelers $5,676
USAA $2,059

What factors affect Western Grove, AR car insurance rates?

Why are Western Grove, Arkansas car insurance rates different than rates in North Little Rock or Fort Smith? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Western Grove, AR?

More time spent behind the wheel can lead to higher Western Grove, Arkansas car insurance rates. In Western Grove, AR, the average commute length is 23.8 minutes.

Car Insurance Quotes for Western Grove, AR

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