Cheap Quotes for Westdale, NY Car Insurance (2021)

Westdale, New York car insurance rates average $267 a month and New York law requires coverage of at least 25/50/10. By comparing rates from multiple Westdale, NY companies, you can find cheap Westdale car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Westdale, NY are $267/month
  • The cheapest car insurance company in Westdale is GEICO
  • Average car insurance rates in Westdale, NY for senior drivers are $1,981/year

How do the Westdale, New York monthly average car insurance rates of $267/month compare to nearby cities like Utica car insurance rates, New Rochelle car insurance rates, and Yonkers car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Westdale, NY.

We’ll cover the New York minimum coverage requirements, New York car insurance laws, and Westdale, NY statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Westdale, New York companies to find the most affordable Westdale car insurance rates.

Enter your ZIP code above to find cheap Westdale, NY car insurance quotes today.

What are the minimum Westdale, NY car insurance requirements?

To meet New York minimum car insurance coverage requirements, Westdale, NY drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Westdale, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Westdale, NY car insurance rates?

Three of the criteria that most affect car insurance rates in Westdale, New York are age, gender, and marital status. Let’s take a look at how each of these stack up with top Westdale car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westdale, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,415 $1,363 $1,377 $1,357 $2,963 $4,329 $1,277 $1,314
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,219 $2,219 $2,095 $2,095 $3,940 $5,867 $2,219 $2,827
Progressive $1,682 $1,585 $1,361 $1,379 $5,563 $6,202 $2,166 $2,114
State Farm $2,330 $2,330 $2,030 $2,030 $6,827 $8,785 $2,562 $2,703
Travelers $2,390 $2,411 $2,183 $2,339 $5,531 $6,579 $2,533 $2,639
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

How much do teen drivers pay for car insurance in Westdale, NY?

Westdale, New York car insurance rates for teens are often higher than rates for other drivers. Compare Westdale car insurance rates from multiple Westdale, New York car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Westdale, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,963 $4,329
Liberty Mutual $6,550 $10,619
Nationwide $3,940 $5,867
Progressive $5,563 $6,202
State Farm $6,827 $8,785
Travelers $5,531 $6,579
USAA $6,012 $7,189

How much do senior drivers pay for car insurance in Westdale, NY?

With a little research, seniors can find affordable car insurance in Westdale, New York. Here’s a look at how the top Westdale car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Westdale, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,377 $1,357
Liberty Mutual $3,142 $3,142
Nationwide $2,095 $2,095
Progressive $1,361 $1,379
State Farm $2,030 $2,030
Travelers $2,183 $2,339
USAA $1,346 $1,345

How does coverage level affect Westdale, NY car insurance rates?

How much coverage do you need? Are you comfortable with the New York minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Westdale, NY car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Westdale, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,827 $1,919 $2,027
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,774 $2,914 $3,117
Progressive $2,625 $2,743 $2,902
State Farm $3,533 $3,718 $3,847
Travelers $3,152 $3,291 $3,534
USAA $2,786 $2,844 $2,933

How does your driving record affect Westdale, NY car insurance rates?

Safe driving pays off. The more traffic violations you have in Westdale, NY, the higher your car insurance rates will be. Compare rates based on driving infractions from top Westdale, New York companies.

Annual Westdale, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,517 $1,652 $3,011 $1,517
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,245 $2,245 $4,955 $2,296
Progressive $2,683 $2,683 $2,961 $2,699
State Farm $3,525 $3,525 $3,875 $3,875
Travelers $2,849 $3,548 $3,599 $3,307
USAA $2,530 $2,572 $3,744 $2,572

How does a DUI affect Westdale, NY car insurance rates?

With even one DUI on your record, you can see an increase in your Westdale, NY car insurance rates.

Annual Car Insurance Rates After a DUI in Westdale, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,286
GEICO $3,011
Liberty Mutual $7,405
Nationwide $4,955
Progressive $2,961
State Farm $3,875
Travelers $3,599
USAA $3,744

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How does your credit history affect Westdale, NY car insurance rates?

Take a look at the data here to see how your Westdale, New York car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Westdale, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,411 $1,772 $1,590
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,935 $2,935 $2,935
Progressive $4,358 $2,258 $1,654
State Farm $5,225 $3,275 $2,599
Travelers $4,580 $2,888 $2,509
USAA $4,423 $2,195 $1,945

How does your commute affect Westdale, NY car insurance rates?

Westdale, NY car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for New York can be seen here. Remember, though, that you may have to carry substantially more car insurance in Westdale if you’re financing.

Annual Car Insurance Rates by Commute Length in Westdale, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,867 $1,981
Liberty Mutual $4,514 $4,774
Nationwide $2,935 $2,935
Progressive $2,757 $2,757
State Farm $3,569 $3,831
Travelers $3,326 $3,326
USAA $2,826 $2,883

Who has the cheapest Westdale, NY car insurance rates?

Here’s a breakdown of Westdale, New York car insurance rates by company. You can see which company offers the cheapest Westdale car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Westdale, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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What are the top Westdale, NY car insurance companies?

Which Westdale, New York car insurance company will best fit your needs and budget? Check out this comparison of the top Westdale companies to find the one for you.

Average Annual Car Insurance Rates by Company in Westdale, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,924
Liberty Mutual $4,644
Nationwide $2,935
Progressive $2,757
State Farm $3,700
Travelers $3,326
USAA $2,854

Car Insurance Quotes for Westdale, NY

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