Cheap Quotes for Westbrook, ME Car Insurance (2021)

Westbrook, Maine car insurance rates average $204 a month and Maine law requires coverage of at least 50/100/25. By comparing rates from multiple Westbrook, ME companies, you can find cheap Westbrook car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Westbrook, ME after a DUI are $2,890/year
  • The cheapest car insurance company in Westbrook is USAA
  • Average car insurance rates in Westbrook, ME for senior drivers are $1,427/year

How do the Westbrook, Maine monthly average car insurance rates of $204/month compare to nearby cities like Lewiston car insurance rates, Saco car insurance rates, and Biddeford car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Westbrook, ME.

We’ll cover the Maine minimum coverage requirements, Maine car insurance laws, and Westbrook, ME statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Westbrook, Maine companies to find the most affordable Westbrook car insurance rates.

Enter your ZIP code above to find cheap Westbrook, ME car insurance quotes today.

What are the minimum Westbrook, ME car insurance requirements?

To meet Maine minimum car insurance coverage requirements, Westbrook, ME drivers need to carry at least 50/100/25 coverage.

Minimum Required Car Insurance Coverage in Westbrook, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Westbrook, ME car insurance rates?

Three of the criteria that most affect car insurance rates in Westbrook, Maine are age, gender, and marital status. Let’s take a look at how each of these stack up with top Westbrook car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westbrook, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,757 $1,807 $1,588 $1,719 $4,498 $6,003 $1,902 $2,122
Farmers $1,612 $1,627 $1,529 $1,623 $5,567 $6,005 $1,938 $1,998
GEICO $929 $961 $929 $929 $2,316 $3,005 $1,013 $1,077
Liberty Mutual $2,688 $2,688 $2,563 $2,563 $5,636 $8,401 $2,688 $3,759
Progressive $1,739 $1,703 $1,739 $1,703 $7,370 $8,275 $2,022 $2,279
State Farm $1,310 $1,310 $1,245 $1,245 $4,279 $5,346 $1,469 $1,605
Travelers $1,020 $1,050 $926 $945 $4,152 $5,601 $1,001 $1,137
USAA $807 $792 $803 $782 $2,658 $2,927 $1,021 $1,064

How much do teen drivers pay for car insurance in Westbrook, ME?

Westbrook, Maine car insurance rates for teens are often higher than rates for other drivers. Compare Westbrook car insurance rates from multiple Westbrook, Maine car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Westbrook, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,498 $6,003
Farmers $5,567 $6,005
GEICO $2,316 $3,005
Liberty Mutual $5,636 $8,401
Progressive $7,370 $8,275
State Farm $4,279 $5,346
Travelers $4,152 $5,601
USAA $2,658 $2,927

How much do senior drivers pay for car insurance in Westbrook, ME?

With a little research, seniors can find affordable car insurance in Westbrook, Maine. Here’s a look at how the top Westbrook car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Westbrook, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,588 $1,719
Farmers $1,529 $1,623
GEICO $929 $929
Liberty Mutual $2,563 $2,563
Progressive $1,739 $1,703
State Farm $1,245 $1,245
Travelers $926 $945
USAA $803 $782

How does coverage level affect Westbrook, ME car insurance rates?

How much coverage do you need? Are you comfortable with the Maine minimum of 50/100/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Westbrook, ME car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Westbrook, Maine

Insurance Company Low Medium High
Allstate $2,640 $2,641 $2,742
Farmers $2,611 $2,631 $2,971
GEICO $1,365 $1,375 $1,444
Liberty Mutual $3,817 $3,817 $3,986
Progressive $3,275 $3,283 $3,502
State Farm $2,161 $2,200 $2,318
Travelers $1,944 $1,948 $2,044
USAA $1,326 $1,339 $1,406

How does your driving record affect Westbrook, ME car insurance rates?

Safe driving pays off. The more traffic violations you have in Westbrook, ME, the higher your car insurance rates will be. Compare rates based on driving infractions from top Westbrook, Maine companies.

Annual Westbrook, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,176 $2,962 $3,096 $2,464
Farmers $2,389 $3,049 $2,646 $2,865
GEICO $1,018 $1,428 $2,115 $1,018
Liberty Mutual $2,946 $3,489 $5,839 $3,218
Progressive $2,683 $4,554 $2,990 $3,187
State Farm $2,015 $2,438 $2,226 $2,226
Travelers $1,650 $1,832 $2,300 $2,134
USAA $1,029 $1,357 $1,909 $1,132

How does a DUI affect Westbrook, ME car insurance rates?

With even one DUI on your record, you can see an increase in your Westbrook, ME car insurance rates.

Annual Car Insurance Rates After a DUI in Westbrook, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,096
Farmers $2,646
GEICO $2,115
Liberty Mutual $5,839
Progressive $2,990
State Farm $2,226
Travelers $2,300
USAA $1,909

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How does your credit history affect Westbrook, ME car insurance rates?

Take a look at the data here to see how your Westbrook, Maine car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Westbrook, Maine

Insurance Company Poor Fair Good
Allstate $3,357 $2,564 $2,103
Farmers $3,195 $2,613 $2,404
GEICO $1,877 $1,246 $1,062
Liberty Mutual $5,391 $3,495 $2,734
Progressive $3,778 $3,254 $3,028
State Farm $3,242 $1,937 $1,500
Travelers $2,328 $1,908 $1,700
USAA $1,773 $1,227 $1,070

How does your commute affect Westbrook, ME car insurance rates?

Westbrook, ME car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maine can be seen here. Remember, though, that you may have to carry substantially more car insurance in Westbrook if you’re financing.

Annual Car Insurance Rates by Commute Length in Westbrook, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,675 $2,675
Farmers $2,738 $2,738
GEICO $1,372 $1,418
Liberty Mutual $3,795 $3,951
Progressive $3,354 $3,354
State Farm $2,154 $2,299
Travelers $1,979 $1,979
USAA $1,319 $1,395

Who has the cheapest Westbrook, ME car insurance rates?

Here’s a breakdown of Westbrook, Maine car insurance rates by company. You can see which company offers the cheapest Westbrook car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Westbrook, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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What are the top Westbrook, ME car insurance companies?

Which Westbrook, Maine car insurance company will best fit your needs and budget? Check out this comparison of the top Westbrook companies to find the one for you.

Average Annual Car Insurance Rates by Company in Westbrook, Maine

Insurance Company Average Annual Rates
Allstate $2,675
Farmers $2,738
GEICO $1,395
Liberty Mutual $3,873
Progressive $3,354
State Farm $2,226
Travelers $1,979
USAA $1,357

What factors affect Westbrook, ME car insurance rates?

Why are Westbrook, Maine car insurance rates different than rates in Lewiston or Saco? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Westbrook, ME?

More time spent behind the wheel can lead to higher Westbrook, Maine car insurance rates. In Westbrook, ME, the average commute length is 23.1 minutes.

Car Insurance Quotes for Westbrook, ME

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