Cheap Quotes for West Union, IL Car Insurance (2021)

West Union, Illinois car insurance rates average $243 a month and Illinois law requires coverage of at least 25/50/20. By comparing rates from multiple West Union, IL companies, you can find cheap West Union car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • West Union has an average commute time of 21.8 minutes
  • Average car insurance rates in West Union, IL are $243/month
  • The cheapest car insurance company in West Union is State Farm

How do the West Union, Illinois monthly average car insurance rates of $243/month compare to nearby cities like Rockford car insurance rates, Peoria car insurance rates, and Chicago car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in West Union, IL.

We’ll cover the Illinois minimum coverage requirements, Illinois car insurance laws, and West Union, IL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple West Union, Illinois companies to find the most affordable West Union car insurance rates.

Enter your ZIP code above to find cheap West Union, IL car insurance quotes today.

What are the minimum West Union, IL car insurance requirements?

To meet Illinois minimum car insurance coverage requirements, West Union, IL drivers need to carry at least 25/50/20 coverage.

Minimum Required Car Insurance Coverage in West Union, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect West Union, IL car insurance rates?

Three of the criteria that most affect car insurance rates in West Union, Illinois are age, gender, and marital status. Let’s take a look at how each of these stack up with top West Union car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Union, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,165 $2,165 $1,978 $1,978 $6,009 $8,367 $2,165 $2,787
Farmers $2,284 $2,291 $2,036 $2,140 $9,182 $9,573 $2,601 $2,740
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,349 $1,459 $1,124 $1,255 $4,140 $4,606 $1,414 $1,500
Nationwide $1,431 $1,458 $1,279 $1,353 $3,820 $4,891 $1,655 $1,789
Progressive $1,928 $1,846 $1,588 $1,659 $6,374 $7,164 $2,297 $2,462
State Farm $1,337 $1,337 $1,174 $1,174 $3,542 $4,516 $1,504 $1,714
Travelers $1,488 $1,573 $1,348 $1,439 $4,144 $5,195 $1,578 $1,664
USAA $1,639 $1,669 $1,524 $1,504 $5,278 $5,822 $2,158 $2,375

How much do teen drivers pay for car insurance in West Union, IL?

West Union, Illinois car insurance rates for teens are often higher than rates for other drivers. Compare West Union car insurance rates from multiple West Union, Illinois car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in West Union, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,009 $8,367
Farmers $9,182 $9,573
GEICO $4,375 $4,641
Liberty Mutual $4,140 $4,606
Nationwide $3,820 $4,891
Progressive $6,374 $7,164
State Farm $3,542 $4,516
Travelers $4,144 $5,195
USAA $5,278 $5,822

How much do senior drivers pay for car insurance in West Union, IL?

With a little research, seniors can find affordable car insurance in West Union, Illinois. Here’s a look at how the top West Union car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in West Union, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $1,978 $1,978
Farmers $2,036 $2,140
GEICO $1,364 $1,612
Liberty Mutual $1,124 $1,255
Nationwide $1,279 $1,353
Progressive $1,588 $1,659
State Farm $1,174 $1,174
Travelers $1,348 $1,439
USAA $1,524 $1,504

How does coverage level affect West Union, IL car insurance rates?

How much coverage do you need? Are you comfortable with the Illinois minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your West Union, IL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in West Union, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,343 $3,577 $3,435
Farmers $3,931 $4,022 $4,365
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,998 $2,102 $2,219
Nationwide $2,212 $2,223 $2,195
Progressive $2,922 $3,145 $3,426
State Farm $1,946 $2,040 $2,127
Travelers $2,148 $2,301 $2,463
USAA $2,562 $2,743 $2,933

How does your driving record affect West Union, IL car insurance rates?

Safe driving pays off. The more traffic violations you have in West Union, IL, the higher your car insurance rates will be. Compare rates based on driving infractions from top West Union, Illinois companies.

Annual West Union, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,535 $3,615 $4,782 $2,876
Farmers $3,477 $4,455 $4,345 $4,147
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,764 $2,474 $2,190 $1,996
Nationwide $1,791 $2,302 $2,697 $2,049
Progressive $2,624 $3,822 $2,899 $3,314
State Farm $1,882 $2,193 $2,038 $2,038
Travelers $1,835 $2,393 $2,688 $2,300
USAA $1,958 $2,813 $3,852 $2,361

How does a DUI affect West Union, IL car insurance rates?

With even one DUI on your record, you can see an increase in your West Union, IL car insurance rates.

Annual Car Insurance Rates After a DUI in West Union, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,309
American Family $4,782
Farmers $4,345
GEICO $3,141
Liberty Mutual $2,190
Nationwide $2,697
Progressive $2,899
State Farm $2,038
Travelers $2,688
USAA $3,852

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect West Union, IL car insurance rates?

Take a look at the data here to see how your West Union, Illinois car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in West Union, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,600 $3,120 $2,635
Farmers $4,687 $3,909 $3,722
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,983 $1,853 $1,482
Nationwide $2,631 $2,129 $1,868
Progressive $3,636 $3,053 $2,806
State Farm $2,963 $1,774 $1,376
Travelers $2,822 $2,252 $1,838
USAA $3,658 $2,511 $2,069

How does your commute affect West Union, IL car insurance rates?

West Union, IL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Illinois can be seen here. Remember, though, that you may have to carry substantially more car insurance in West Union if you’re financing.

Annual Car Insurance Rates by Commute Length in West Union, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,407 $3,497
Farmers $4,106 $4,106
GEICO $2,263 $2,351
Liberty Mutual $2,106 $2,106
Nationwide $2,210 $2,210
Progressive $3,165 $3,165
State Farm $1,987 $2,088
Travelers $2,214 $2,394
USAA $2,669 $2,823

Who has the cheapest West Union, IL car insurance rates?

Here’s a breakdown of West Union, Illinois car insurance rates by company. You can see which company offers the cheapest West Union car insurance rates in each category.

Best Annual Car Insurance Rates by Company in West Union, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top West Union, IL car insurance companies?

Which West Union, Illinois car insurance company will best fit your needs and budget? Check out this comparison of the top West Union companies to find the one for you.

Average Annual Car Insurance Rates by Company in West Union, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,452
Farmers $4,106
GEICO $2,307
Liberty Mutual $2,106
Nationwide $2,210
Progressive $3,165
State Farm $2,038
Travelers $2,304
USAA $2,746

What factors affect West Union, IL car insurance rates?

Why are West Union, Illinois car insurance rates different than rates in Rockford or Peoria? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in West Union, IL?

More time spent behind the wheel can lead to higher West Union, Illinois car insurance rates. In West Union, IL, the average commute length is 21.8 minutes.

Car Insurance Quotes for West Union, IL

Shop for affordable West Union, Illinois car insurance rates today. Enter your ZIP code to compare quotes from multiple West Union, IL car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption