Cheap Quotes for West Ridge, AR Car Insurance (2021)

West Ridge, Arkansas car insurance rates average $353 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple West Ridge, AR companies, you can find cheap West Ridge car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in West Ridge, AR after a DUI are $5,108/year
  • Average car insurance rates in West Ridge, AR are $353/month
  • Average car insurance rates in West Ridge, AR for senior drivers are $2,183/year

How do the West Ridge, Arkansas monthly average car insurance rates of $353/month compare to nearby cities like Pine Bluff car insurance rates, Little Rock car insurance rates, and Fort Smith car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in West Ridge, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and West Ridge, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple West Ridge, Arkansas companies to find the most affordable West Ridge car insurance rates.

Enter your ZIP code above to find cheap West Ridge, AR car insurance quotes today.

What are the minimum West Ridge, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, West Ridge, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in West Ridge, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect West Ridge, AR car insurance rates?

Three of the criteria that most affect car insurance rates in West Ridge, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top West Ridge car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Ridge, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,259 $3,276 $2,908 $3,112 $12,129 $14,565 $3,593 $3,901
Farmers $2,138 $2,129 $1,912 $2,010 $8,891 $9,210 $2,448 $2,582
GEICO $2,433 $2,404 $2,244 $2,181 $6,388 $6,399 $2,395 $2,428
Liberty Mutual $2,188 $2,342 $2,111 $2,361 $7,986 $8,798 $2,360 $2,456
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,661 $2,533 $2,189 $2,280 $10,922 $12,317 $3,180 $3,425
State Farm $1,802 $1,802 $1,623 $1,623 $5,326 $6,696 $2,033 $2,329
Travelers $2,577 $2,626 $2,542 $2,553 $15,172 $24,532 $2,751 $3,169
USAA $1,412 $1,425 $1,310 $1,318 $4,459 $4,670 $1,820 $1,964

How much do teen drivers pay for car insurance in West Ridge, AR?

West Ridge, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare West Ridge car insurance rates from multiple West Ridge, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in West Ridge, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,129 $14,565
Farmers $8,891 $9,210
GEICO $6,388 $6,399
Liberty Mutual $7,986 $8,798
Nationwide $6,624 $8,442
Progressive $10,922 $12,317
State Farm $5,326 $6,696
Travelers $15,172 $24,532
USAA $4,459 $4,670

How much do senior drivers pay for car insurance in West Ridge, AR?

With a little research, seniors can find affordable car insurance in West Ridge, Arkansas. Here’s a look at how the top West Ridge car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in West Ridge, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,908 $3,112
Farmers $1,912 $2,010
GEICO $2,244 $2,181
Liberty Mutual $2,111 $2,361
Nationwide $2,440 $2,578
Progressive $2,189 $2,280
State Farm $1,623 $1,623
Travelers $2,542 $2,553
USAA $1,310 $1,318

How does coverage level affect West Ridge, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your West Ridge, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in West Ridge, Arkansas

Insurance Company Low Medium High
Allstate $5,675 $5,840 $6,014
Farmers $3,723 $3,875 $4,147
GEICO $3,208 $3,358 $3,511
Liberty Mutual $3,677 $3,794 $4,004
Nationwide $4,022 $3,922 $4,073
Progressive $4,535 $4,855 $5,426
State Farm $2,747 $2,902 $3,063
Travelers $6,596 $7,009 $7,367
USAA $2,202 $2,289 $2,401

How does your driving record affect West Ridge, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in West Ridge, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top West Ridge, Arkansas companies.

Annual West Ridge, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,800 $6,064 $6,751 $5,756
Farmers $3,310 $4,241 $4,140 $3,970
GEICO $2,283 $3,496 $5,199 $2,457
Liberty Mutual $2,604 $4,240 $4,959 $3,498
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,264 $5,894 $4,480 $5,117
State Farm $2,657 $3,151 $2,904 $2,904
Travelers $5,858 $6,054 $8,857 $7,193
USAA $1,763 $2,239 $3,229 $1,959

How does a DUI affect West Ridge, AR car insurance rates?

With even one DUI on your record, you can see an increase in your West Ridge, AR car insurance rates.

Annual Car Insurance Rates After a DUI in West Ridge, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,751
Farmers $4,140
GEICO $5,199
Liberty Mutual $4,959
Nationwide $5,453
Progressive $4,480
State Farm $2,904
Travelers $8,857
USAA $3,229

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How does your credit history affect West Ridge, AR car insurance rates?

Take a look at the data here to see how your West Ridge, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in West Ridge, Arkansas

Insurance Company Poor Fair Good
Allstate $7,348 $5,626 $4,555
Farmers $4,459 $3,731 $3,555
GEICO $4,024 $3,309 $2,745
Liberty Mutual $5,515 $3,342 $2,618
Nationwide $4,733 $3,811 $3,473
Progressive $5,618 $4,770 $4,428
State Farm $4,208 $2,532 $1,971
Travelers $8,022 $6,694 $6,255
USAA $3,044 $2,078 $1,770

How does your commute affect West Ridge, AR car insurance rates?

West Ridge, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in West Ridge if you’re financing.

Annual Car Insurance Rates by Commute Length in West Ridge, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,843 $5,843
Farmers $3,915 $3,915
GEICO $3,335 $3,383
Liberty Mutual $3,825 $3,825
Nationwide $4,006 $4,006
Progressive $4,939 $4,939
State Farm $2,833 $2,975
Travelers $6,990 $6,990
USAA $2,232 $2,363

Who has the cheapest West Ridge, AR car insurance rates?

Here’s a breakdown of West Ridge, Arkansas car insurance rates by company. You can see which company offers the cheapest West Ridge car insurance rates in each category.

Best Annual Car Insurance Rates by Company in West Ridge, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top West Ridge, AR car insurance companies?

Which West Ridge, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top West Ridge companies to find the one for you.

Average Annual Car Insurance Rates by Company in West Ridge, Arkansas

Insurance Company Average Annual Rates
Allstate $5,843
Farmers $3,915
GEICO $3,359
Liberty Mutual $3,825
Nationwide $4,006
Progressive $4,939
State Farm $2,904
Travelers $6,990
USAA $2,297

Car Insurance Quotes for West Ridge, AR

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