Cheap Quotes for West Fork, AR Car Insurance (2021)

West Fork, Arkansas car insurance rates average $319 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple West Fork, AR companies, you can find cheap West Fork car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in West Fork, AR are $319/month
  • Average car insurance rates in West Fork, AR after a DUI are $4,601/year
  • Average car insurance rates in West Fork, AR for senior drivers are $1,957/year

How do the West Fork, Arkansas monthly average car insurance rates of $319/month compare to nearby cities like Rogers car insurance rates, Hot Springs car insurance rates, and Jonesboro car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in West Fork, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and West Fork, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple West Fork, Arkansas companies to find the most affordable West Fork car insurance rates.

Enter your ZIP code above to find cheap West Fork, AR car insurance quotes today.

What are the minimum West Fork, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, West Fork, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in West Fork, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect West Fork, AR car insurance rates?

Three of the criteria that most affect car insurance rates in West Fork, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top West Fork car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Fork, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,672 $2,686 $2,391 $2,554 $9,792 $11,750 $2,939 $3,187
Farmers $2,148 $2,133 $1,914 $2,023 $9,397 $9,733 $2,457 $2,568
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,476 $2,523 $2,226 $2,350 $6,000 $7,632 $2,834 $3,052
Progressive $2,474 $2,321 $2,040 $2,141 $11,014 $12,364 $2,958 $3,200
State Farm $1,615 $1,615 $1,455 $1,455 $4,786 $6,003 $1,822 $2,096
Travelers $2,097 $2,132 $2,099 $2,100 $12,648 $20,329 $2,260 $2,568
USAA $1,309 $1,317 $1,218 $1,219 $4,178 $4,364 $1,680 $1,805

How much do teen drivers pay for car insurance in West Fork, AR?

West Fork, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare West Fork car insurance rates from multiple West Fork, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in West Fork, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,792 $11,750
Farmers $9,397 $9,733
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,000 $7,632
Progressive $11,014 $12,364
State Farm $4,786 $6,003
Travelers $12,648 $20,329
USAA $4,178 $4,364

How much do senior drivers pay for car insurance in West Fork, AR?

With a little research, seniors can find affordable car insurance in West Fork, Arkansas. Here’s a look at how the top West Fork car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in West Fork, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,391 $2,554
Farmers $1,914 $2,023
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,226 $2,350
Progressive $2,040 $2,141
State Farm $1,455 $1,455
Travelers $2,099 $2,100
USAA $1,218 $1,219

How does coverage level affect West Fork, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your West Fork, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in West Fork, Arkansas

Insurance Company Low Medium High
Allstate $4,621 $4,743 $4,875
Farmers $3,821 $3,999 $4,320
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,667 $3,566 $3,676
Progressive $4,406 $4,738 $5,299
State Farm $2,471 $2,603 $2,744
Travelers $5,484 $5,794 $6,060
USAA $2,047 $2,129 $2,233

How does your driving record affect West Fork, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in West Fork, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top West Fork, Arkansas companies.

Annual West Fork, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,909 $4,920 $5,479 $4,678
Farmers $3,418 $4,391 $4,295 $4,083
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,837 $3,656 $4,934 $3,120
Progressive $4,140 $5,802 $4,355 $4,959
State Farm $2,384 $2,828 $2,606 $2,606
Travelers $4,836 $4,995 $7,351 $5,935
USAA $1,639 $2,083 $3,004 $1,819

How does a DUI affect West Fork, AR car insurance rates?

With even one DUI on your record, you can see an increase in your West Fork, AR car insurance rates.

Annual Car Insurance Rates After a DUI in West Fork, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,479
Farmers $4,295
GEICO $4,432
Liberty Mutual $4,956
Nationwide $4,934
Progressive $4,355
State Farm $2,606
Travelers $7,351
USAA $3,004

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How does your credit history affect West Fork, AR car insurance rates?

Take a look at the data here to see how your West Fork, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in West Fork, Arkansas

Insurance Company Poor Fair Good
Allstate $5,953 $4,574 $3,712
Farmers $4,587 $3,869 $3,684
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,301 $3,458 $3,151
Progressive $5,422 $4,665 $4,354
State Farm $3,774 $2,273 $1,771
Travelers $6,616 $5,539 $5,182
USAA $2,823 $1,934 $1,651

How does your commute affect West Fork, AR car insurance rates?

West Fork, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in West Fork if you’re financing.

Annual Car Insurance Rates by Commute Length in West Fork, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,746 $4,746
Farmers $4,047 $4,047
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,637 $3,637
Progressive $4,814 $4,814
State Farm $2,543 $2,669
Travelers $5,779 $5,779
USAA $2,076 $2,196

Who has the cheapest West Fork, AR car insurance rates?

Here’s a breakdown of West Fork, Arkansas car insurance rates by company. You can see which company offers the cheapest West Fork car insurance rates in each category.

Best Annual Car Insurance Rates by Company in West Fork, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top West Fork, AR car insurance companies?

Which West Fork, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top West Fork companies to find the one for you.

Average Annual Car Insurance Rates by Company in West Fork, Arkansas

Insurance Company Average Annual Rates
Allstate $4,746
Farmers $4,047
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,637
Progressive $4,814
State Farm $2,606
Travelers $5,779
USAA $2,136

What factors affect West Fork, AR car insurance rates?

Why are West Fork, Arkansas car insurance rates different than rates in Rogers or Hot Springs? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in West Fork, AR?

More time spent behind the wheel can lead to higher West Fork, Arkansas car insurance rates. In West Fork, AR, the average commute length is 27.7 minutes.

Car Insurance Quotes for West Fork, AR

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