Cheap Quotes for Wellington, AL Car Insurance (2021)

Wellington, Alabama car insurance rates average $299 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Wellington, AL companies, you can find cheap Wellington car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Wellington is USAA
  • Average car insurance rates in Wellington, AL for senior drivers are $1,900/year
  • Average car insurance rates in Wellington, AL after a DUI are $4,099/year

How do the Wellington, Alabama monthly average car insurance rates of $299/month compare to nearby cities like Mobile car insurance rates, Tuscaloosa car insurance rates, and Decatur car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Wellington, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Wellington, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Wellington, Alabama companies to find the most affordable Wellington car insurance rates.

Enter your ZIP code above to find cheap Wellington, AL car insurance quotes today.

What are the minimum Wellington, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Wellington, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Wellington, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Wellington, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Wellington, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Wellington car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wellington, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,013 $1,915 $1,823 $1,857 $7,067 $7,582 $2,248 $2,297
Farmers $2,301 $2,285 $2,056 $2,185 $8,886 $9,143 $2,610 $2,709
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $2,989 $3,230 $2,456 $2,748 $10,907 $12,130 $3,177 $3,379
Nationwide $1,806 $1,827 $1,647 $1,702 $4,867 $6,248 $2,009 $2,243
Progressive $2,350 $2,199 $1,925 $2,060 $9,800 $10,937 $2,751 $2,936
State Farm $2,778 $2,778 $2,525 $2,525 $8,585 $10,738 $3,143 $3,630
Travelers $1,387 $1,409 $1,302 $1,299 $7,359 $11,511 $1,319 $1,511
USAA $1,219 $1,238 $1,138 $1,117 $3,601 $3,993 $1,585 $1,710

How much do teen drivers pay for car insurance in Wellington, AL?

Wellington, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Wellington car insurance rates from multiple Wellington, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Wellington, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,067 $7,582
Farmers $8,886 $9,143
GEICO $5,204 $5,101
Liberty Mutual $10,907 $12,130
Nationwide $4,867 $6,248
Progressive $9,800 $10,937
State Farm $8,585 $10,738
Travelers $7,359 $11,511
USAA $3,601 $3,993

How much do senior drivers pay for car insurance in Wellington, AL?

With a little research, seniors can find affordable car insurance in Wellington, Alabama. Here’s a look at how the top Wellington car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Wellington, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,823 $1,857
Farmers $2,056 $2,185
GEICO $1,878 $1,947
Liberty Mutual $2,456 $2,748
Nationwide $1,647 $1,702
Progressive $1,925 $2,060
State Farm $2,525 $2,525
Travelers $1,302 $1,299
USAA $1,138 $1,117

How does coverage level affect Wellington, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Wellington, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Wellington, Alabama

Insurance Company Low Medium High
Allstate $3,230 $3,345 $3,476
Farmers $3,792 $3,968 $4,305
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,877 $5,101 $5,403
Nationwide $2,787 $2,768 $2,825
Progressive $3,921 $4,347 $4,841
State Farm $4,327 $4,583 $4,854
Travelers $3,239 $3,453 $3,469
USAA $1,879 $1,939 $2,032

How does your driving record affect Wellington, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Wellington, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Wellington, Alabama companies.

Annual Wellington, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,842 $3,354 $3,989 $3,217
Farmers $3,385 $4,379 $4,272 $4,052
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,022 $5,598 $5,473 $5,416
Nationwide $2,445 $2,445 $3,555 $2,728
Progressive $3,946 $4,971 $4,235 $4,327
State Farm $4,129 $5,149 $4,537 $4,537
Travelers $2,823 $2,962 $4,331 $3,433
USAA $1,502 $1,883 $2,791 $1,624

How does a DUI affect Wellington, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Wellington, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Wellington, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,989
Farmers $4,272
GEICO $3,711
Liberty Mutual $5,473
Nationwide $3,555
Progressive $4,235
State Farm $4,537
Travelers $4,331
USAA $2,791

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How does your credit history affect Wellington, AL car insurance rates?

Take a look at the data here to see how your Wellington, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Wellington, Alabama

Insurance Company Poor Fair Good
Allstate $4,134 $3,254 $2,663
Farmers $4,508 $3,880 $3,677
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,340 $4,505 $3,537
Nationwide $3,374 $2,630 $2,377
Progressive $4,923 $4,231 $3,956
State Farm $7,441 $3,765 $2,557
Travelers $3,693 $3,204 $3,264
USAA $2,620 $1,706 $1,524

How does your commute affect Wellington, AL car insurance rates?

Wellington, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Wellington if you’re financing.

Annual Car Insurance Rates by Commute Length in Wellington, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,350 $3,350
Farmers $4,022 $4,022
GEICO $2,707 $2,804
Liberty Mutual $5,127 $5,127
Nationwide $2,794 $2,794
Progressive $4,370 $4,370
State Farm $4,476 $4,700
Travelers $3,387 $3,387
USAA $1,861 $2,039

Who has the cheapest Wellington, AL car insurance rates?

Here’s a breakdown of Wellington, Alabama car insurance rates by company. You can see which company offers the cheapest Wellington car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Wellington, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Wellington, AL car insurance companies?

Which Wellington, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Wellington companies to find the one for you.

Average Annual Car Insurance Rates by Company in Wellington, Alabama

Insurance Company Average Annual Rates
Allstate $3,350
Farmers $4,022
GEICO $2,755
Liberty Mutual $5,127
Nationwide $2,794
Progressive $4,370
State Farm $4,588
Travelers $3,387
USAA $1,950

What factors affect Wellington, AL car insurance rates?

Why are Wellington, Alabama car insurance rates different than rates in Mobile or Tuscaloosa? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the traffic like in Wellington, AL

Like commute length, time spent in traffic also increase risk of accidents. Wellington, AL is listed as 84th in INRIX congested cities data.

Car Insurance Quotes for Wellington, AL

Shop for affordable Wellington, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Wellington, AL car insurance companies.

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