Cheap Quotes for Waverly, AL Car Insurance (2021)

Waverly, Alabama car insurance rates average $295 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Waverly, AL companies, you can find cheap Waverly car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Waverly is USAA
  • Average car insurance rates in Waverly, AL after a DUI are $4,041/year
  • Waverly has an average commute time of 22.7 minutes

How do the Waverly, Alabama monthly average car insurance rates of $295/month compare to nearby cities like Huntsville car insurance rates, Mobile car insurance rates, and Birmingham car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Waverly, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Waverly, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Waverly, Alabama companies to find the most affordable Waverly car insurance rates.

Enter your ZIP code above to find cheap Waverly, AL car insurance quotes today.

What are the minimum Waverly, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Waverly, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Waverly, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Waverly, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Waverly, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Waverly car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waverly, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,850 $1,768 $1,670 $1,703 $6,327 $6,796 $2,078 $2,127
Farmers $2,250 $2,235 $2,011 $2,137 $8,695 $8,947 $2,555 $2,655
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $2,969 $3,209 $2,435 $2,726 $10,748 $11,958 $3,163 $3,370
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,161 $2,019 $1,778 $1,899 $9,063 $10,095 $2,530 $2,689
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,472 $1,496 $1,373 $1,371 $7,686 $12,060 $1,396 $1,616
USAA $1,311 $1,330 $1,224 $1,200 $3,899 $4,321 $1,705 $1,841

How much do teen drivers pay for car insurance in Waverly, AL?

Waverly, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Waverly car insurance rates from multiple Waverly, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Waverly, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,327 $6,796
Farmers $8,695 $8,947
GEICO $5,489 $5,415
Liberty Mutual $10,748 $11,958
Nationwide $4,446 $5,755
Progressive $9,063 $10,095
State Farm $8,309 $10,427
Travelers $7,686 $12,060
USAA $3,899 $4,321

How much do senior drivers pay for car insurance in Waverly, AL?

With a little research, seniors can find affordable car insurance in Waverly, Alabama. Here’s a look at how the top Waverly car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Waverly, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,670 $1,703
Farmers $2,011 $2,137
GEICO $1,997 $2,040
Liberty Mutual $2,435 $2,726
Nationwide $1,564 $1,624
Progressive $1,778 $1,899
State Farm $2,520 $2,520
Travelers $1,373 $1,371
USAA $1,224 $1,200

How does coverage level affect Waverly, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Waverly, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Waverly, Alabama

Insurance Company Low Medium High
Allstate $2,936 $3,036 $3,148
Farmers $3,711 $3,883 $4,213
GEICO $2,736 $2,929 $3,159
Liberty Mutual $4,836 $5,048 $5,334
Nationwide $2,607 $2,586 $2,642
Progressive $3,615 $4,009 $4,463
State Farm $4,278 $4,514 $4,767
Travelers $3,391 $3,630 $3,656
USAA $2,028 $2,092 $2,191

How does your driving record affect Waverly, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Waverly, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Waverly, Alabama companies.

Annual Waverly, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,594 $3,050 $3,595 $2,921
Farmers $3,312 $4,284 $4,180 $3,967
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $3,982 $5,534 $5,417 $5,356
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,632 $4,583 $3,919 $3,982
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $2,967 $3,115 $4,538 $3,616
USAA $1,618 $2,031 $3,015 $1,751

How does a DUI affect Waverly, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Waverly, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Waverly, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,595
Farmers $4,180
GEICO $3,902
Liberty Mutual $5,417
Nationwide $3,331
Progressive $3,919
State Farm $4,472
Travelers $4,538
USAA $3,015

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How does your credit history affect Waverly, AL car insurance rates?

Take a look at the data here to see how your Waverly, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Waverly, Alabama

Insurance Company Poor Fair Good
Allstate $3,760 $2,948 $2,411
Farmers $4,413 $3,796 $3,598
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,262 $4,455 $3,501
Nationwide $3,155 $2,458 $2,223
Progressive $4,534 $3,902 $3,651
State Farm $7,329 $3,709 $2,520
Travelers $3,885 $3,365 $3,427
USAA $2,826 $1,841 $1,644

How does your commute affect Waverly, AL car insurance rates?

Waverly, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Waverly if you’re financing.

Annual Car Insurance Rates by Commute Length in Waverly, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,040 $3,040
Farmers $3,936 $3,936
GEICO $2,886 $2,996
Liberty Mutual $5,072 $5,072
Nationwide $2,612 $2,612
Progressive $4,029 $4,029
State Farm $4,410 $4,629
Travelers $3,559 $3,559
USAA $2,008 $2,200

Who has the cheapest Waverly, AL car insurance rates?

Here’s a breakdown of Waverly, Alabama car insurance rates by company. You can see which company offers the cheapest Waverly car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Waverly, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Waverly, AL car insurance companies?

Which Waverly, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Waverly companies to find the one for you.

Average Annual Car Insurance Rates by Company in Waverly, Alabama

Insurance Company Average Annual Rates
Allstate $3,040
Farmers $3,936
GEICO $2,941
Liberty Mutual $5,072
Nationwide $2,612
Progressive $4,029
State Farm $4,519
Travelers $3,559
USAA $2,104

What factors affect Waverly, AL car insurance rates?

Why are Waverly, Alabama car insurance rates different than rates in Huntsville or Mobile? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Waverly, AL?

More time spent behind the wheel can lead to higher Waverly, Alabama car insurance rates. In Waverly, AL, the average commute length is 22.7 minutes.

Car Insurance Quotes for Waverly, AL

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