Cheap Quotes for Wattsville, AL Car Insurance (2021)

Wattsville, Alabama car insurance rates average $311 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Wattsville, AL companies, you can find cheap Wattsville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Wattsville, AL for senior drivers are $1,970/year
  • Average car insurance rates in Wattsville, AL after a DUI are $4,257/year
  • The cheapest car insurance company in Wattsville is USAA

How do the Wattsville, Alabama monthly average car insurance rates of $311/month compare to nearby cities like Montgomery car insurance rates, Madison car insurance rates, and Birmingham car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Wattsville, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Wattsville, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Wattsville, Alabama companies to find the most affordable Wattsville car insurance rates.

Enter your ZIP code above to find cheap Wattsville, AL car insurance quotes today.

What are the minimum Wattsville, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Wattsville, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Wattsville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Wattsville, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Wattsville, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Wattsville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wattsville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,024 $1,925 $1,834 $1,868 $7,130 $7,658 $2,258 $2,306
Farmers $2,421 $2,403 $2,164 $2,298 $9,368 $9,638 $2,754 $2,865
GEICO $2,214 $2,202 $2,095 $2,161 $5,858 $5,765 $2,339 $2,181
Liberty Mutual $3,206 $3,464 $2,627 $2,937 $11,762 $13,077 $3,417 $3,642
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,348 $2,194 $1,925 $2,063 $9,775 $10,889 $2,745 $2,914
State Farm $2,872 $2,872 $2,606 $2,606 $8,795 $10,990 $3,246 $3,757
Travelers $1,454 $1,478 $1,359 $1,358 $7,748 $12,227 $1,380 $1,586
USAA $1,302 $1,323 $1,214 $1,190 $3,863 $4,285 $1,696 $1,831

How much do teen drivers pay for car insurance in Wattsville, AL?

Wattsville, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Wattsville car insurance rates from multiple Wattsville, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Wattsville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,130 $7,658
Farmers $9,368 $9,638
GEICO $5,858 $5,765
Liberty Mutual $11,762 $13,077
Nationwide $4,472 $5,749
Progressive $9,775 $10,889
State Farm $8,795 $10,990
Travelers $7,748 $12,227
USAA $3,863 $4,285

How much do senior drivers pay for car insurance in Wattsville, AL?

With a little research, seniors can find affordable car insurance in Wattsville, Alabama. Here’s a look at how the top Wattsville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Wattsville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,834 $1,868
Farmers $2,164 $2,298
GEICO $2,095 $2,161
Liberty Mutual $2,627 $2,937
Nationwide $1,548 $1,600
Progressive $1,925 $2,063
State Farm $2,606 $2,606
Travelers $1,359 $1,358
USAA $1,214 $1,190

How does coverage level affect Wattsville, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Wattsville, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Wattsville, Alabama

Insurance Company Low Medium High
Allstate $3,255 $3,370 $3,501
Farmers $4,004 $4,184 $4,529
GEICO $2,872 $3,089 $3,345
Liberty Mutual $5,266 $5,490 $5,793
Nationwide $2,578 $2,574 $2,635
Progressive $3,908 $4,332 $4,830
State Farm $4,460 $4,711 $4,984
Travelers $3,393 $3,645 $3,684
USAA $2,015 $2,077 $2,171

How does your driving record affect Wattsville, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Wattsville, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Wattsville, Alabama companies.

Annual Wattsville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,862 $3,379 $4,020 $3,240
Farmers $3,565 $4,614 $4,501 $4,276
GEICO $2,089 $3,369 $4,162 $2,788
Liberty Mutual $4,322 $6,027 $5,889 $5,829
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $3,933 $4,956 $4,225 $4,312
State Farm $4,251 $5,289 $4,666 $4,666
Travelers $2,981 $3,128 $4,563 $3,624
USAA $1,606 $2,014 $2,994 $1,737

How does a DUI affect Wattsville, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Wattsville, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Wattsville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,020
Farmers $4,501
GEICO $4,162
Liberty Mutual $5,889
Nationwide $3,298
Progressive $4,225
State Farm $4,666
Travelers $4,563
USAA $2,994

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How does your credit history affect Wattsville, AL car insurance rates?

Take a look at the data here to see how your Wattsville, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Wattsville, Alabama

Insurance Company Poor Fair Good
Allstate $4,164 $3,279 $2,683
Farmers $4,752 $4,089 $3,875
GEICO $3,948 $2,813 $2,544
Liberty Mutual $7,906 $4,844 $3,799
Nationwide $3,130 $2,444 $2,211
Progressive $4,908 $4,218 $3,944
State Farm $7,644 $3,874 $2,636
Travelers $3,897 $3,380 $3,444
USAA $2,810 $1,825 $1,629

How does your commute affect Wattsville, AL car insurance rates?

Wattsville, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Wattsville if you’re financing.

Annual Car Insurance Rates by Commute Length in Wattsville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,375 $3,375
Farmers $4,239 $4,239
GEICO $3,046 $3,158
Liberty Mutual $5,516 $5,516
Nationwide $2,595 $2,595
Progressive $4,357 $4,357
State Farm $4,605 $4,831
Travelers $3,574 $3,574
USAA $1,992 $2,183

Who has the cheapest Wattsville, AL car insurance rates?

Here’s a breakdown of Wattsville, Alabama car insurance rates by company. You can see which company offers the cheapest Wattsville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Wattsville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Wattsville, AL car insurance companies?

Which Wattsville, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Wattsville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Wattsville, Alabama

Insurance Company Average Annual Rates
Allstate $3,375
Farmers $4,239
GEICO $3,102
Liberty Mutual $5,516
Nationwide $2,595
Progressive $4,357
State Farm $4,718
Travelers $3,574
USAA $2,088

Car Insurance Quotes for Wattsville, AL

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