Cheap Quotes for Watson, AR Car Insurance (2021)

Watson, Arkansas car insurance rates average $365 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Watson, AR companies, you can find cheap Watson car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Watson, AR are $365/month
  • The cheapest car insurance company in Watson is USAA
  • Average car insurance rates in Watson, AR for senior drivers are $2,314/year

How do the Watson, Arkansas monthly average car insurance rates of $365/month compare to nearby cities like Little Rock car insurance rates, Conway car insurance rates, and Jonesboro car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Watson, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Watson, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Watson, Arkansas companies to find the most affordable Watson car insurance rates.

Enter your ZIP code above to find cheap Watson, AR car insurance quotes today.

What are the minimum Watson, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Watson, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Watson, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Watson, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Watson, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Watson car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Watson, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,142 $3,187 $2,783 $2,987 $11,045 $13,145 $3,506 $3,809
Farmers $2,521 $2,519 $2,258 $2,364 $10,107 $10,493 $2,875 $3,042
GEICO $3,052 $3,024 $2,819 $2,740 $7,758 $7,799 $2,989 $3,031
Liberty Mutual $2,654 $2,849 $2,509 $2,805 $9,124 $10,060 $2,868 $3,014
Nationwide $2,484 $2,526 $2,235 $2,356 $6,038 $7,672 $2,847 $3,064
Progressive $3,017 $2,884 $2,477 $2,576 $12,138 $13,713 $3,610 $3,895
State Farm $1,887 $1,887 $1,669 $1,669 $5,160 $6,525 $2,119 $2,413
Travelers $2,365 $2,413 $2,322 $2,333 $13,647 $21,999 $2,520 $2,925
USAA $1,475 $1,494 $1,364 $1,379 $4,636 $4,863 $1,910 $2,065

How much do teen drivers pay for car insurance in Watson, AR?

Watson, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Watson car insurance rates from multiple Watson, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Watson, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,045 $13,145
Farmers $10,107 $10,493
GEICO $7,758 $7,799
Liberty Mutual $9,124 $10,060
Nationwide $6,038 $7,672
Progressive $12,138 $13,713
State Farm $5,160 $6,525
Travelers $13,647 $21,999
USAA $4,636 $4,863

How much do senior drivers pay for car insurance in Watson, AR?

With a little research, seniors can find affordable car insurance in Watson, Arkansas. Here’s a look at how the top Watson car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Watson, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,783 $2,987
Farmers $2,258 $2,364
GEICO $2,819 $2,740
Liberty Mutual $2,509 $2,805
Nationwide $2,235 $2,356
Progressive $2,477 $2,576
State Farm $1,669 $1,669
Travelers $2,322 $2,333
USAA $1,364 $1,379

How does coverage level affect Watson, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Watson, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Watson, Arkansas

Insurance Company Low Medium High
Allstate $5,283 $5,447 $5,621
Farmers $4,316 $4,479 $4,772
GEICO $3,992 $4,150 $4,312
Liberty Mutual $4,330 $4,452 $4,674
Nationwide $3,644 $3,570 $3,744
Progressive $5,118 $5,448 $6,050
State Farm $2,786 $2,913 $3,049
Travelers $5,993 $6,333 $6,621
USAA $2,302 $2,390 $2,503

How does your driving record affect Watson, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Watson, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Watson, Arkansas companies.

Annual Watson, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,540 $5,677 $6,221 $5,364
Farmers $3,835 $4,889 $4,774 $4,591
GEICO $2,801 $4,317 $6,475 $3,014
Liberty Mutual $3,075 $4,955 $5,796 $4,115
Nationwide $2,852 $3,672 $4,953 $3,135
Progressive $4,786 $6,596 $5,024 $5,750
State Farm $2,695 $3,137 $2,916 $2,916
Travelers $5,297 $5,473 $7,990 $6,502
USAA $1,840 $2,334 $3,374 $2,044

How does a DUI affect Watson, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Watson, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Watson, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,221
Farmers $4,774
GEICO $6,475
Liberty Mutual $5,796
Nationwide $4,953
Progressive $5,024
State Farm $2,916
Travelers $7,990
USAA $3,374

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Watson, AR car insurance rates?

Take a look at the data here to see how your Watson, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Watson, Arkansas

Insurance Company Poor Fair Good
Allstate $6,872 $5,237 $4,243
Farmers $5,160 $4,304 $4,104
GEICO $4,975 $4,087 $3,392
Liberty Mutual $6,500 $3,900 $3,057
Nationwide $4,303 $3,479 $3,176
Progressive $6,318 $5,344 $4,954
State Farm $4,226 $2,543 $1,979
Travelers $7,254 $6,045 $5,648
USAA $3,186 $2,166 $1,843

How does your commute affect Watson, AR car insurance rates?

Watson, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Watson if you’re financing.

Annual Car Insurance Rates by Commute Length in Watson, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,451 $5,451
Farmers $4,522 $4,522
GEICO $4,126 $4,176
Liberty Mutual $4,485 $4,485
Nationwide $3,653 $3,653
Progressive $5,539 $5,539
State Farm $2,846 $2,986
Travelers $6,316 $6,316
USAA $2,329 $2,468

Who has the cheapest Watson, AR car insurance rates?

Here’s a breakdown of Watson, Arkansas car insurance rates by company. You can see which company offers the cheapest Watson car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Watson, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Watson, AR car insurance companies?

Which Watson, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Watson companies to find the one for you.

Average Annual Car Insurance Rates by Company in Watson, Arkansas

Insurance Company Average Annual Rates
Allstate $5,451
Farmers $4,522
GEICO $4,151
Liberty Mutual $4,485
Nationwide $3,653
Progressive $5,539
State Farm $2,916
Travelers $6,316
USAA $2,398

What factors affect Watson, AR car insurance rates?

Why are Watson, Arkansas car insurance rates different than rates in Little Rock or Conway? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Watson, AR?

More time spent behind the wheel can lead to higher Watson, Arkansas car insurance rates. In Watson, AR, the average commute length is 26.0 minutes.

What is the traffic like in Watson, AR

Like commute length, time spent in traffic also increase risk of accidents. Watson, AR is listed as 704th in INRIX congested cities data.

Car Insurance Quotes for Watson, AR

Shop for affordable Watson, Arkansas car insurance rates today. Enter your ZIP code to compare quotes from multiple Watson, AR car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption