Cheap Quotes for Washington Grove, MD Car Insurance (2021)

Washington Grove, Maryland car insurance rates average $393 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Washington Grove, MD companies, you can find cheap Washington Grove car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Washington Grove is USAA
  • Average car insurance rates in Washington Grove, MD for senior drivers are $3,063/year
  • Washington Grove has an average commute time of 34.1 minutes

How do the Washington Grove, Maryland monthly average car insurance rates of $393/month compare to nearby cities like Gaithersburg car insurance rates, Rockville car insurance rates, and Laurel car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Washington Grove, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Washington Grove, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Washington Grove, Maryland companies to find the most affordable Washington Grove car insurance rates.

Enter your ZIP code above to find cheap Washington Grove, MD car insurance quotes today.

What are the minimum Washington Grove, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Washington Grove, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Washington Grove, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Washington Grove, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Washington Grove, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Washington Grove car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Washington Grove, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,414 $3,270 $3,260 $3,343 $10,033 $11,757 $3,054 $3,099
GEICO $2,382 $2,610 $2,721 $3,153 $7,259 $8,233 $2,047 $2,140
Liberty Mutual $6,832 $6,832 $6,755 $6,755 $13,213 $19,557 $6,832 $9,184
Nationwide $2,017 $2,021 $1,827 $1,877 $4,763 $6,232 $2,338 $2,512
Progressive $2,451 $2,199 $2,136 $2,186 $8,768 $9,545 $2,839 $2,746
State Farm $2,699 $2,699 $2,493 $2,493 $8,612 $11,005 $3,020 $3,397
USAA $2,080 $2,039 $1,948 $1,936 $4,664 $5,496 $2,386 $2,658

How much do teen drivers pay for car insurance in Washington Grove, MD?

Washington Grove, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Washington Grove car insurance rates from multiple Washington Grove, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Washington Grove, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,033 $11,757
GEICO $7,259 $8,233
Liberty Mutual $13,213 $19,557
Nationwide $4,763 $6,232
Progressive $8,768 $9,545
State Farm $8,612 $11,005
USAA $4,664 $5,496

How much do senior drivers pay for car insurance in Washington Grove, MD?

With a little research, seniors can find affordable car insurance in Washington Grove, Maryland. Here’s a look at how the top Washington Grove car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Washington Grove, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,260 $3,343
GEICO $2,721 $3,153
Liberty Mutual $6,755 $6,755
Nationwide $1,827 $1,877
Progressive $2,136 $2,186
State Farm $2,493 $2,493
USAA $1,948 $1,936

How does coverage level affect Washington Grove, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Washington Grove, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Washington Grove, Maryland

Insurance Company Low Medium High
Allstate $5,043 $5,127 $5,291
GEICO $3,678 $3,795 $3,981
Liberty Mutual $9,205 $9,471 $9,809
Nationwide $2,825 $2,956 $3,064
Progressive $3,910 $4,109 $4,307
State Farm $4,300 $4,566 $4,791
USAA $2,750 $2,911 $3,042

How does your driving record affect Washington Grove, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Washington Grove, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Washington Grove, Maryland companies.

Annual Washington Grove, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,559 $6,067 $4,559 $5,428
GEICO $2,700 $4,221 $5,156 $3,196
Liberty Mutual $6,780 $8,968 $13,612 $8,620
Nationwide $2,596 $3,480 $2,777 $2,941
Progressive $3,507 $4,660 $4,234 $4,035
State Farm $4,072 $5,138 $4,499 $4,499
USAA $2,278 $2,802 $4,071 $2,453

How does a DUI affect Washington Grove, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Washington Grove, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Washington Grove, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,559
GEICO $5,156
Liberty Mutual $13,612
Nationwide $2,777
Progressive $4,234
State Farm $4,499
USAA $4,071

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How does your credit history affect Washington Grove, MD car insurance rates?

Take a look at the data here to see how your Washington Grove, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Washington Grove, Maryland

Insurance Company Poor Fair Good
Allstate $6,668 $4,663 $4,129
GEICO $4,328 $3,585 $3,541
Liberty Mutual $13,586 $8,743 $6,157
Nationwide $3,768 $2,666 $2,411
Progressive $5,181 $3,890 $3,255
State Farm $6,657 $3,951 $3,048
USAA $3,862 $2,655 $2,186

How does your commute affect Washington Grove, MD car insurance rates?

Washington Grove, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Washington Grove if you’re financing.

Annual Car Insurance Rates by Commute Length in Washington Grove, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,081 $5,226
GEICO $3,756 $3,880
Liberty Mutual $9,243 $9,747
Nationwide $2,948 $2,948
Progressive $4,109 $4,109
State Farm $4,435 $4,669
USAA $2,812 $2,990

Who has the cheapest Washington Grove, MD car insurance rates?

Here’s a breakdown of Washington Grove, Maryland car insurance rates by company. You can see which company offers the cheapest Washington Grove car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Washington Grove, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Washington Grove, MD car insurance companies?

Which Washington Grove, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Washington Grove companies to find the one for you.

Average Annual Car Insurance Rates by Company in Washington Grove, Maryland

Insurance Company Average Annual Rates
Allstate $5,154
GEICO $3,818
Liberty Mutual $9,495
Nationwide $2,948
Progressive $4,109
State Farm $4,552
USAA $2,901

What factors affect Washington Grove, MD car insurance rates?

Why are Washington Grove, Maryland car insurance rates different than rates in Gaithersburg or Rockville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Washington Grove, MD?

More time spent behind the wheel can lead to higher Washington Grove, Maryland car insurance rates. In Washington Grove, MD, the average commute length is 34.1 minutes.

Car Insurance Quotes for Washington Grove, MD

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