Cheap Quotes for Washington, AR Car Insurance (2021)

Washington, Arkansas car insurance rates average $346 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Washington, AR companies, you can find cheap Washington car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Washington, AR for senior drivers are $2,194/year
  • Washington has an average commute time of 20.7 minutes
  • Average car insurance rates in Washington, AR are $346/month

How do the Washington, Arkansas monthly average car insurance rates of $346/month compare to nearby cities like North Little Rock car insurance rates, Fayetteville car insurance rates, and Jonesboro car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Washington, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Washington, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Washington, Arkansas companies to find the most affordable Washington car insurance rates.

Enter your ZIP code above to find cheap Washington, AR car insurance quotes today.

What are the minimum Washington, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Washington, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Washington, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Washington, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Washington, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Washington car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Washington, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,149 $3,200 $2,774 $2,977 $10,925 $13,011 $3,529 $3,860
Farmers $2,360 $2,350 $2,112 $2,216 $9,667 $10,014 $2,704 $2,858
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,577 $2,447 $2,117 $2,211 $10,784 $12,149 $3,086 $3,338
State Farm $1,832 $1,832 $1,628 $1,628 $5,127 $6,464 $2,061 $2,356
Travelers $2,264 $2,310 $2,218 $2,228 $12,900 $20,689 $2,413 $2,817
USAA $1,372 $1,389 $1,269 $1,282 $4,273 $4,484 $1,770 $1,913

How much do teen drivers pay for car insurance in Washington, AR?

Washington, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Washington car insurance rates from multiple Washington, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Washington, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,925 $13,011
Farmers $9,667 $10,014
GEICO $6,742 $6,800
Liberty Mutual $8,693 $9,570
Nationwide $6,216 $7,979
Progressive $10,784 $12,149
State Farm $5,127 $6,464
Travelers $12,900 $20,689
USAA $4,273 $4,484

How much do senior drivers pay for car insurance in Washington, AR?

With a little research, seniors can find affordable car insurance in Washington, Arkansas. Here’s a look at how the top Washington car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Washington, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,774 $2,977
Farmers $2,112 $2,216
GEICO $2,547 $2,475
Liberty Mutual $2,330 $2,596
Nationwide $2,364 $2,513
Progressive $2,117 $2,211
State Farm $1,628 $1,628
Travelers $2,218 $2,228
USAA $1,269 $1,282

How does coverage level affect Washington, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Washington, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Washington, Arkansas

Insurance Company Low Medium High
Allstate $5,307 $5,426 $5,551
Farmers $4,093 $4,245 $4,517
GEICO $3,545 $3,679 $3,815
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $3,882 $3,758 $3,859
Progressive $4,487 $4,769 $5,259
State Farm $2,736 $2,863 $2,999
Travelers $5,721 $5,998 $6,221
USAA $2,132 $2,212 $2,314

How does your driving record affect Washington, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Washington, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Washington, Arkansas companies.

Annual Washington, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,522 $5,642 $6,202 $5,346
Farmers $3,624 $4,636 $4,528 $4,352
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,173 $5,789 $4,383 $5,009
State Farm $2,641 $3,091 $2,866 $2,866
Travelers $5,016 $5,182 $7,564 $6,158
USAA $1,706 $2,159 $3,118 $1,893

How does a DUI affect Washington, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Washington, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Washington, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,202
Farmers $4,528
GEICO $5,763
Liberty Mutual $5,469
Nationwide $5,241
Progressive $4,383
State Farm $2,866
Travelers $7,564
USAA $3,118

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How does your credit history affect Washington, AR car insurance rates?

Take a look at the data here to see how your Washington, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Washington, Arkansas

Insurance Company Poor Fair Good
Allstate $6,840 $5,213 $4,231
Farmers $4,883 $4,082 $3,890
GEICO $4,411 $3,620 $3,007
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,545 $3,642 $3,312
Progressive $5,495 $4,676 $4,345
State Farm $4,153 $2,499 $1,946
Travelers $6,871 $5,723 $5,346
USAA $2,946 $2,005 $1,706

How does your commute affect Washington, AR car insurance rates?

Washington, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Washington if you’re financing.

Annual Car Insurance Rates by Commute Length in Washington, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,428 $5,428
Farmers $4,285 $4,285
GEICO $3,661 $3,698
Liberty Mutual $4,220 $4,220
Nationwide $3,833 $3,833
Progressive $4,839 $4,839
State Farm $2,798 $2,934
Travelers $5,980 $5,980
USAA $2,155 $2,283

Who has the cheapest Washington, AR car insurance rates?

Here’s a breakdown of Washington, Arkansas car insurance rates by company. You can see which company offers the cheapest Washington car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Washington, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Washington, AR car insurance companies?

Which Washington, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Washington companies to find the one for you.

Average Annual Car Insurance Rates by Company in Washington, Arkansas

Insurance Company Average Annual Rates
Allstate $5,428
Farmers $4,285
GEICO $3,679
Liberty Mutual $4,220
Nationwide $3,833
Progressive $4,839
State Farm $2,866
Travelers $5,980
USAA $2,219

What factors affect Washington, AR car insurance rates?

Why are Washington, Arkansas car insurance rates different than rates in North Little Rock or Fayetteville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Washington, AR?

More time spent behind the wheel can lead to higher Washington, Arkansas car insurance rates. In Washington, AR, the average commute length is 20.7 minutes.

What is the traffic like in Washington, AR

Like commute length, time spent in traffic also increase risk of accidents. Washington, AR is listed as 89th in INRIX congested cities data.

Car Insurance Quotes for Washington, AR

Shop for affordable Washington, Arkansas car insurance rates today. Enter your ZIP code to compare quotes from multiple Washington, AR car insurance companies.

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