Cheap Quotes for Wampsville, NY Car Insurance (2021)

Wampsville, New York car insurance rates average $270 a month and New York law requires coverage of at least 25/50/10. By comparing rates from multiple Wampsville, NY companies, you can find cheap Wampsville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Wampsville, NY after a DUI are $4,286/year
  • Wampsville has an average commute time of 19.0 minutes
  • Average car insurance rates in Wampsville, NY are $270/month

How do the Wampsville, New York monthly average car insurance rates of $270/month compare to nearby cities like Mount Vernon car insurance rates, New York car insurance rates, and Albany car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Wampsville, NY.

We’ll cover the New York minimum coverage requirements, New York car insurance laws, and Wampsville, NY statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Wampsville, New York companies to find the most affordable Wampsville car insurance rates.

Enter your ZIP code above to find cheap Wampsville, NY car insurance quotes today.

What are the minimum Wampsville, NY car insurance requirements?

To meet New York minimum car insurance coverage requirements, Wampsville, NY drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Wampsville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Wampsville, NY car insurance rates?

Three of the criteria that most affect car insurance rates in Wampsville, New York are age, gender, and marital status. Let’s take a look at how each of these stack up with top Wampsville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wampsville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,478 $2,347 $2,320 $2,365 $7,333 $7,936 $2,475 $2,508
GEICO $1,340 $1,292 $1,306 $1,287 $2,837 $4,173 $1,207 $1,244
Liberty Mutual $3,571 $3,571 $3,326 $3,326 $6,940 $11,258 $3,571 $3,793
Nationwide $2,172 $2,172 $2,051 $2,051 $3,851 $5,729 $2,172 $2,765
Progressive $1,682 $1,585 $1,361 $1,379 $5,563 $6,202 $2,166 $2,114
State Farm $2,197 $2,197 $1,914 $1,914 $6,474 $8,372 $2,413 $2,562
Travelers $2,400 $2,421 $2,204 $2,363 $5,662 $6,745 $2,555 $2,663
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

How much do teen drivers pay for car insurance in Wampsville, NY?

Wampsville, New York car insurance rates for teens are often higher than rates for other drivers. Compare Wampsville car insurance rates from multiple Wampsville, New York car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Wampsville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,333 $7,936
GEICO $2,837 $4,173
Liberty Mutual $6,940 $11,258
Nationwide $3,851 $5,729
Progressive $5,563 $6,202
State Farm $6,474 $8,372
Travelers $5,662 $6,745
USAA $6,103 $7,296

How much do senior drivers pay for car insurance in Wampsville, NY?

With a little research, seniors can find affordable car insurance in Wampsville, New York. Here’s a look at how the top Wampsville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Wampsville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,320 $2,365
GEICO $1,306 $1,287
Liberty Mutual $3,326 $3,326
Nationwide $2,051 $2,051
Progressive $1,361 $1,379
State Farm $1,914 $1,914
Travelers $2,204 $2,363
USAA $1,379 $1,382

How does coverage level affect Wampsville, NY car insurance rates?

How much coverage do you need? Are you comfortable with the New York minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Wampsville, NY car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Wampsville, New York

Insurance Company Low Medium High
Allstate $3,553 $3,710 $3,898
GEICO $1,739 $1,832 $1,937
Liberty Mutual $4,700 $4,902 $5,156
Nationwide $2,716 $2,850 $3,045
Progressive $2,625 $2,743 $2,902
State Farm $3,316 $3,527 $3,673
Travelers $3,222 $3,351 $3,557
USAA $2,839 $2,901 $2,997

How does your driving record affect Wampsville, NY car insurance rates?

Safe driving pays off. The more traffic violations you have in Wampsville, NY, the higher your car insurance rates will be. Compare rates based on driving infractions from top Wampsville, New York companies.

Annual Wampsville, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,149 $3,149 $4,607 $3,976
GEICO $1,438 $1,567 $2,900 $1,438
Liberty Mutual $3,941 $3,941 $7,854 $3,941
Nationwide $2,197 $2,197 $4,839 $2,247
Progressive $2,683 $2,683 $2,961 $2,699
State Farm $3,340 $3,340 $3,670 $3,670
Travelers $2,880 $3,607 $3,660 $3,360
USAA $2,589 $2,631 $3,799 $2,631

How does a DUI affect Wampsville, NY car insurance rates?

With even one DUI on your record, you can see an increase in your Wampsville, NY car insurance rates.

Annual Car Insurance Rates After a DUI in Wampsville, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $2,900
Liberty Mutual $7,854
Nationwide $4,839
Progressive $2,961
State Farm $3,670
Travelers $3,660
USAA $3,799

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How does your credit history affect Wampsville, NY car insurance rates?

Take a look at the data here to see how your Wampsville, New York car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Wampsville, New York

Insurance Company Poor Fair Good
Allstate $5,292 $3,140 $2,728
GEICO $2,300 $1,690 $1,517
Liberty Mutual $6,874 $4,504 $3,379
Nationwide $2,870 $2,870 $2,870
Progressive $4,358 $2,258 $1,654
State Farm $4,950 $3,103 $2,463
Travelers $4,619 $2,944 $2,567
USAA $4,512 $2,242 $1,983

How does your commute affect Wampsville, NY car insurance rates?

Wampsville, NY car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for New York can be seen here. Remember, though, that you may have to carry substantially more car insurance in Wampsville if you’re financing.

Annual Car Insurance Rates by Commute Length in Wampsville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,670 $3,770
GEICO $1,781 $1,890
Liberty Mutual $4,782 $5,057
Nationwide $2,870 $2,870
Progressive $2,757 $2,757
State Farm $3,383 $3,627
Travelers $3,377 $3,377
USAA $2,883 $2,941

Who has the cheapest Wampsville, NY car insurance rates?

Here’s a breakdown of Wampsville, New York car insurance rates by company. You can see which company offers the cheapest Wampsville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Wampsville, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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What are the top Wampsville, NY car insurance companies?

Which Wampsville, New York car insurance company will best fit your needs and budget? Check out this comparison of the top Wampsville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Wampsville, New York

Insurance Company Average Annual Rates
Allstate $3,720
GEICO $1,836
Liberty Mutual $4,919
Nationwide $2,870
Progressive $2,757
State Farm $3,505
Travelers $3,377
USAA $2,912

What factors affect Wampsville, NY car insurance rates?

Why are Wampsville, New York car insurance rates different than rates in Mount Vernon or New York? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Wampsville, NY?

More time spent behind the wheel can lead to higher Wampsville, New York car insurance rates. In Wampsville, NY, the average commute length is 19.0 minutes.

Car Insurance Quotes for Wampsville, NY

Shop for affordable Wampsville, New York car insurance rates today. Enter your ZIP code to compare quotes from multiple Wampsville, NY car insurance companies.

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