Cheap Quotes for Wagarville, AL Car Insurance (2021)

Wagarville, Alabama car insurance rates average $313 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Wagarville, AL companies, you can find cheap Wagarville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Wagarville, AL are $313/month
  • Average car insurance rates in Wagarville, AL after a DUI are $4,295/year
  • Average car insurance rates in Wagarville, AL for senior drivers are $2,007/year

How do the Wagarville, Alabama monthly average car insurance rates of $313/month compare to nearby cities like Hoover car insurance rates, Mobile car insurance rates, and Huntsville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Wagarville, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Wagarville, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Wagarville, Alabama companies to find the most affordable Wagarville car insurance rates.

Enter your ZIP code above to find cheap Wagarville, AL car insurance quotes today.

What are the minimum Wagarville, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Wagarville, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Wagarville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Wagarville, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Wagarville, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Wagarville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wagarville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,029 $1,947 $1,815 $1,853 $6,725 $7,209 $2,318 $2,389
Farmers $2,388 $2,369 $2,136 $2,260 $9,060 $9,324 $2,729 $2,858
GEICO $2,301 $2,296 $2,193 $2,280 $6,173 $6,059 $2,434 $2,260
Liberty Mutual $3,252 $3,517 $2,664 $2,981 $11,576 $12,880 $3,477 $3,718
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,384 $2,246 $1,951 $2,081 $9,578 $10,708 $2,791 $2,972
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,576 $1,604 $1,465 $1,463 $8,195 $12,850 $1,495 $1,743
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

How much do teen drivers pay for car insurance in Wagarville, AL?

Wagarville, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Wagarville car insurance rates from multiple Wagarville, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Wagarville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,725 $7,209
Farmers $9,060 $9,324
GEICO $6,173 $6,059
Liberty Mutual $11,576 $12,880
Nationwide $4,418 $5,752
Progressive $9,578 $10,708
State Farm $8,362 $10,517
Travelers $8,195 $12,850
USAA $4,020 $4,464

How much do senior drivers pay for car insurance in Wagarville, AL?

With a little research, seniors can find affordable car insurance in Wagarville, Alabama. Here’s a look at how the top Wagarville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Wagarville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,815 $1,853
Farmers $2,136 $2,260
GEICO $2,193 $2,280
Liberty Mutual $2,664 $2,981
Nationwide $1,577 $1,642
Progressive $1,951 $2,081
State Farm $2,624 $2,624
Travelers $1,465 $1,463
USAA $1,271 $1,252

How does coverage level affect Wagarville, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Wagarville, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Wagarville, Alabama

Insurance Company Low Medium High
Allstate $3,194 $3,281 $3,381
Farmers $3,941 $4,095 $4,386
GEICO $2,989 $3,236 $3,523
Liberty Mutual $5,273 $5,484 $5,768
Nationwide $2,624 $2,595 $2,649
Progressive $3,899 $4,315 $4,803
State Farm $4,411 $4,630 $4,873
Travelers $3,633 $3,875 $3,888
USAA $2,105 $2,171 $2,271

How does your driving record affect Wagarville, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Wagarville, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Wagarville, Alabama companies.

Annual Wagarville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,817 $3,301 $3,865 $3,159
Farmers $3,481 $4,500 $4,388 $4,193
GEICO $2,178 $3,528 $4,391 $2,901
Liberty Mutual $4,321 $6,005 $5,889 $5,817
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,925 $4,916 $4,203 $4,311
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $3,167 $3,325 $4,842 $3,861
USAA $1,678 $2,102 $3,133 $1,816

How does a DUI affect Wagarville, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Wagarville, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Wagarville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,865
Farmers $4,388
GEICO $4,391
Liberty Mutual $5,889
Nationwide $3,353
Progressive $4,203
State Farm $4,592
Travelers $4,842
USAA $3,133

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How does your credit history affect Wagarville, AL car insurance rates?

Take a look at the data here to see how your Wagarville, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Wagarville, Alabama

Insurance Company Poor Fair Good
Allstate $4,071 $3,182 $2,604
Farmers $4,644 $3,993 $3,785
GEICO $4,137 $2,947 $2,665
Liberty Mutual $7,904 $4,828 $3,792
Nationwide $3,171 $2,467 $2,229
Progressive $4,911 $4,195 $3,910
State Farm $7,514 $3,809 $2,592
Travelers $4,148 $3,591 $3,658
USAA $2,937 $1,908 $1,703

How does your commute affect Wagarville, AL car insurance rates?

Wagarville, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Wagarville if you’re financing.

Annual Car Insurance Rates by Commute Length in Wagarville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,286 $3,286
Farmers $4,141 $4,141
GEICO $3,191 $3,308
Liberty Mutual $5,508 $5,508
Nationwide $2,623 $2,623
Progressive $4,339 $4,339
State Farm $4,528 $4,748
Travelers $3,799 $3,799
USAA $2,082 $2,282

Who has the cheapest Wagarville, AL car insurance rates?

Here’s a breakdown of Wagarville, Alabama car insurance rates by company. You can see which company offers the cheapest Wagarville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Wagarville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Wagarville, AL car insurance companies?

Which Wagarville, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Wagarville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Wagarville, Alabama

Insurance Company Average Annual Rates
Allstate $3,286
Farmers $4,141
GEICO $3,249
Liberty Mutual $5,508
Nationwide $2,623
Progressive $4,339
State Farm $4,638
Travelers $3,799
USAA $2,182

Car Insurance Quotes for Wagarville, AL

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