Cheap Quotes for Velva, ND Car Insurance (2021)

Velva, North Dakota car insurance rates average $360 a month and North Dakota law requires coverage of at least 25/50/25. By comparing rates from multiple Velva, ND companies, you can find cheap Velva car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Velva is USAA
  • Average car insurance rates in Velva, ND are $360/month
  • Average car insurance rates in Velva, ND after a DUI are $5,160/year

How do the Velva, North Dakota monthly average car insurance rates of $360/month compare to nearby cities like Dickinson car insurance rates, Williston car insurance rates, and Fargo car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Velva, ND.

We’ll cover the North Dakota minimum coverage requirements, North Dakota car insurance laws, and Velva, ND statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Velva, North Dakota companies to find the most affordable Velva car insurance rates.

Enter your ZIP code above to find cheap Velva, ND car insurance quotes today.

What are the minimum Velva, ND car insurance requirements?

To meet North Dakota minimum car insurance coverage requirements, Velva, ND drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Velva, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Velva, ND car insurance rates?

Three of the criteria that most affect car insurance rates in Velva, North Dakota are age, gender, and marital status. Let’s take a look at how each of these stack up with top Velva car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Velva, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,554 $2,557 $2,263 $2,397 $9,912 $11,680 $2,803 $3,030
American Family $2,797 $2,797 $2,527 $2,527 $5,984 $8,628 $2,797 $3,275
Farmers $1,696 $1,661 $1,513 $1,578 $6,262 $6,416 $1,937 $2,046
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,257 $7,845 $5,827 $7,059 $28,822 $32,136 $7,599 $8,338
Nationwide $1,886 $1,936 $1,689 $1,805 $4,197 $5,200 $2,146 $2,282
Progressive $2,429 $2,323 $1,967 $2,038 $8,894 $9,966 $2,995 $3,041
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

How much do teen drivers pay for car insurance in Velva, ND?

Velva, North Dakota car insurance rates for teens are often higher than rates for other drivers. Compare Velva car insurance rates from multiple Velva, North Dakota car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Velva, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,912 $11,680
American Family $5,984 $8,628
Farmers $6,262 $6,416
GEICO $4,150 $5,218
Liberty Mutual $28,822 $32,136
Nationwide $4,197 $5,200
Progressive $8,894 $9,966
State Farm $4,879 $6,182
USAA $3,928 $4,747

How much do senior drivers pay for car insurance in Velva, ND?

With a little research, seniors can find affordable car insurance in Velva, North Dakota. Here’s a look at how the top Velva car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Velva, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,263 $2,397
American Family $2,527 $2,527
Farmers $1,513 $1,578
GEICO $1,863 $1,884
Liberty Mutual $5,827 $7,059
Nationwide $1,689 $1,805
Progressive $1,967 $2,038
State Farm $1,575 $1,575
USAA $927 $930

How does coverage level affect Velva, ND car insurance rates?

How much coverage do you need? Are you comfortable with the North Dakota minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Velva, ND car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Velva, North Dakota

Insurance Company Low Medium High
Allstate $4,564 $4,648 $4,737
American Family $4,039 $4,111 $3,600
Farmers $2,821 $2,876 $2,970
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,831 $13,056 $13,445
Nationwide $2,580 $2,629 $2,719
Progressive $4,096 $4,194 $4,330
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

How does your driving record affect Velva, ND car insurance rates?

Safe driving pays off. The more traffic violations you have in Velva, ND, the higher your car insurance rates will be. Compare rates based on driving infractions from top Velva, North Dakota companies.

Annual Velva, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,757 $4,139 $6,324 $4,377
American Family $2,865 $4,082 $5,440 $3,279
Farmers $2,428 $3,109 $3,071 $2,947
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,630 $13,123 $14,263 $13,426
Nationwide $1,944 $2,690 $3,722 $2,214
Progressive $3,884 $4,775 $3,927 $4,242
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

How does a DUI affect Velva, ND car insurance rates?

With even one DUI on your record, you can see an increase in your Velva, ND car insurance rates.

Annual Car Insurance Rates After a DUI in Velva, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,324
American Family $5,440
Farmers $3,071
GEICO $4,084
Liberty Mutual $14,263
Nationwide $3,722
Progressive $3,927
State Farm $2,757
USAA $2,854

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How does your credit history affect Velva, ND car insurance rates?

Take a look at the data here to see how your Velva, North Dakota car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Velva, North Dakota

Insurance Company Poor Fair Good
Allstate $5,866 $4,460 $3,622
American Family $5,149 $3,578 $3,023
Farmers $3,337 $2,733 $2,595
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,074 $11,368 $8,889
Nationwide $3,222 $2,504 $2,201
Progressive $4,861 $4,057 $3,701
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

How does your commute affect Velva, ND car insurance rates?

Velva, ND car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for North Dakota can be seen here. Remember, though, that you may have to carry substantially more car insurance in Velva if you’re financing.

Annual Car Insurance Rates by Commute Length in Velva, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,535 $4,763
American Family $3,868 $3,965
Farmers $2,889 $2,889
GEICO $2,663 $2,724
Liberty Mutual $13,110 $13,110
Nationwide $2,643 $2,643
Progressive $4,207 $4,207
State Farm $2,683 $2,831
USAA $2,008 $2,049

Who has the cheapest Velva, ND car insurance rates?

Here’s a breakdown of Velva, North Dakota car insurance rates by company. You can see which company offers the cheapest Velva car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Velva, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Velva, ND car insurance companies?

Which Velva, North Dakota car insurance company will best fit your needs and budget? Check out this comparison of the top Velva companies to find the one for you.

Average Annual Car Insurance Rates by Company in Velva, North Dakota

Insurance Company Average Annual Rates
Allstate $4,649
American Family $3,917
Farmers $2,889
GEICO $2,694
Liberty Mutual $13,110
Nationwide $2,643
Progressive $4,207
State Farm $2,757
USAA $2,028

What factors affect Velva, ND car insurance rates?

Why are Velva, North Dakota car insurance rates different than rates in Dickinson or Williston? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Velva, ND?

More time spent behind the wheel can lead to higher Velva, North Dakota car insurance rates. In Velva, ND, the average commute length is 17.9 minutes.

Car Insurance Quotes for Velva, ND

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