Cheap Quotes for Valhermoso Springs, AL Car Insurance (2021)

Valhermoso Springs, Alabama car insurance rates average $292 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Valhermoso Springs, AL companies, you can find cheap Valhermoso Springs car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Valhermoso Springs, AL after a DUI are $3,995/year
  • The cheapest car insurance company in Valhermoso Springs is USAA
  • Average car insurance rates in Valhermoso Springs, AL are $292/month

How do the Valhermoso Springs, Alabama monthly average car insurance rates of $292/month compare to nearby cities like Tuscaloosa car insurance rates, Birmingham car insurance rates, and Huntsville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Valhermoso Springs, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Valhermoso Springs, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Valhermoso Springs, Alabama companies to find the most affordable Valhermoso Springs car insurance rates.

Enter your ZIP code above to find cheap Valhermoso Springs, AL car insurance quotes today.

What are the minimum Valhermoso Springs, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Valhermoso Springs, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Valhermoso Springs, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Valhermoso Springs, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Valhermoso Springs, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Valhermoso Springs car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Valhermoso Springs, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,887 $1,802 $1,705 $1,737 $6,431 $6,906 $2,118 $2,168
Farmers $2,230 $2,211 $1,992 $2,118 $8,712 $8,959 $2,538 $2,635
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,984 $3,223 $2,448 $2,735 $10,900 $12,116 $3,179 $3,388
Nationwide $1,638 $1,656 $1,497 $1,546 $4,307 $5,524 $1,816 $2,024
Progressive $2,199 $2,057 $1,807 $1,927 $9,201 $10,267 $2,576 $2,749
State Farm $2,825 $2,825 $2,566 $2,566 $8,731 $10,911 $3,196 $3,701
Travelers $1,361 $1,382 $1,279 $1,278 $7,412 $11,730 $1,293 $1,467
USAA $1,295 $1,310 $1,209 $1,178 $3,898 $4,315 $1,685 $1,813

How much do teen drivers pay for car insurance in Valhermoso Springs, AL?

Valhermoso Springs, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Valhermoso Springs car insurance rates from multiple Valhermoso Springs, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Valhermoso Springs, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,431 $6,906
Farmers $8,712 $8,959
GEICO $4,963 $4,863
Liberty Mutual $10,900 $12,116
Nationwide $4,307 $5,524
Progressive $9,201 $10,267
State Farm $8,731 $10,911
Travelers $7,412 $11,730
USAA $3,898 $4,315

How much do senior drivers pay for car insurance in Valhermoso Springs, AL?

With a little research, seniors can find affordable car insurance in Valhermoso Springs, Alabama. Here’s a look at how the top Valhermoso Springs car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Valhermoso Springs, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,705 $1,737
Farmers $1,992 $2,118
GEICO $1,810 $1,872
Liberty Mutual $2,448 $2,735
Nationwide $1,497 $1,546
Progressive $1,807 $1,927
State Farm $2,566 $2,566
Travelers $1,279 $1,278
USAA $1,209 $1,178

How does coverage level affect Valhermoso Springs, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Valhermoso Springs, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Valhermoso Springs, Alabama

Insurance Company Low Medium High
Allstate $2,992 $3,088 $3,202
Farmers $3,703 $3,873 $4,197
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,891 $5,098 $5,376
Nationwide $2,480 $2,480 $2,542
Progressive $3,675 $4,078 $4,540
State Farm $4,410 $4,660 $4,926
Travelers $3,219 $3,467 $3,515
USAA $2,014 $2,077 $2,173

How does your driving record affect Valhermoso Springs, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Valhermoso Springs, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Valhermoso Springs, Alabama companies.

Annual Valhermoso Springs, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,639 $3,100 $3,663 $2,974
Farmers $3,298 $4,274 $4,169 $3,956
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $4,015 $5,594 $5,467 $5,411
Nationwide $2,194 $2,194 $3,172 $2,443
Progressive $3,696 $4,660 $3,984 $4,052
State Farm $4,199 $5,236 $4,613 $4,613
Travelers $2,837 $2,974 $4,350 $3,440
USAA $1,605 $2,019 $2,990 $1,736

How does a DUI affect Valhermoso Springs, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Valhermoso Springs, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Valhermoso Springs, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,663
Farmers $4,169
GEICO $3,548
Liberty Mutual $5,467
Nationwide $3,172
Progressive $3,984
State Farm $4,613
Travelers $4,350
USAA $2,990

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How does your credit history affect Valhermoso Springs, AL car insurance rates?

Take a look at the data here to see how your Valhermoso Springs, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Valhermoso Springs, Alabama

Insurance Company Poor Fair Good
Allstate $3,828 $3,000 $2,454
Farmers $4,397 $3,788 $3,589
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,335 $4,499 $3,531
Nationwide $3,014 $2,356 $2,132
Progressive $4,614 $3,968 $3,711
State Farm $7,568 $3,829 $2,600
Travelers $3,703 $3,218 $3,280
USAA $2,805 $1,827 $1,632

How does your commute affect Valhermoso Springs, AL car insurance rates?

Valhermoso Springs, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Valhermoso Springs if you’re financing.

Annual Car Insurance Rates by Commute Length in Valhermoso Springs, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,094 $3,094
Farmers $3,924 $3,924
GEICO $2,591 $2,683
Liberty Mutual $5,122 $5,122
Nationwide $2,501 $2,501
Progressive $4,098 $4,098
State Farm $4,553 $4,778
Travelers $3,400 $3,400
USAA $1,992 $2,183

Who has the cheapest Valhermoso Springs, AL car insurance rates?

Here’s a breakdown of Valhermoso Springs, Alabama car insurance rates by company. You can see which company offers the cheapest Valhermoso Springs car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Valhermoso Springs, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Valhermoso Springs, AL car insurance companies?

Which Valhermoso Springs, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Valhermoso Springs companies to find the one for you.

Average Annual Car Insurance Rates by Company in Valhermoso Springs, Alabama

Insurance Company Average Annual Rates
Allstate $3,094
Farmers $3,924
GEICO $2,637
Liberty Mutual $5,122
Nationwide $2,501
Progressive $4,098
State Farm $4,665
Travelers $3,400
USAA $2,088

Car Insurance Quotes for Valhermoso Springs, AL

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