Cheap Quotes for Upper Marlboro, MD Car Insurance (2021)

Upper Marlboro, Maryland car insurance rates average $454 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Upper Marlboro, MD companies, you can find cheap Upper Marlboro car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Upper Marlboro, MD after a DUI are $6,396/year
  • Average car insurance rates in Upper Marlboro, MD are $454/month
  • Upper Marlboro has an average commute time of 40.2 minutes

How do the Upper Marlboro, Maryland monthly average car insurance rates of $454/month compare to nearby cities like Gaithersburg car insurance rates, Rockville car insurance rates, and Annapolis car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Upper Marlboro, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Upper Marlboro, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Upper Marlboro, Maryland companies to find the most affordable Upper Marlboro car insurance rates.

Enter your ZIP code above to find cheap Upper Marlboro, MD car insurance quotes today.

What are the minimum Upper Marlboro, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Upper Marlboro, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Upper Marlboro, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Average Upper Marlboro, MD Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Upper Marlboro, MD you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Upper Marlboro, Maryland

ZIP Code Average Annual Rates
20772 $4,634
20774 $4,748

How do age, gender, and marital status affect Upper Marlboro, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Upper Marlboro, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Upper Marlboro car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Upper Marlboro, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,037 $3,870 $3,842 $3,949 $11,918 $14,030 $3,633 $3,668
GEICO $3,129 $3,417 $3,550 $4,086 $9,289 $10,548 $2,666 $2,798
Liberty Mutual $7,964 $7,964 $7,871 $7,871 $15,591 $23,175 $7,964 $10,775
Nationwide $2,222 $2,234 $2,004 $2,069 $5,186 $6,845 $2,571 $2,776
Progressive $2,856 $2,577 $2,476 $2,527 $10,075 $11,021 $3,329 $3,258
State Farm $2,861 $2,861 $2,617 $2,617 $8,462 $10,814 $3,187 $3,604
USAA $2,352 $2,314 $2,186 $2,188 $5,186 $6,138 $2,723 $3,042

How much do teen drivers pay for car insurance in Upper Marlboro, MD?

Upper Marlboro, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Upper Marlboro car insurance rates from multiple Upper Marlboro, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Upper Marlboro, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,918 $14,030
GEICO $9,289 $10,548
Liberty Mutual $15,591 $23,175
Nationwide $5,186 $6,845
Progressive $10,075 $11,021
State Farm $8,462 $10,814
USAA $5,186 $6,138

How much do senior drivers pay for car insurance in Upper Marlboro, MD?

With a little research, seniors can find affordable car insurance in Upper Marlboro, Maryland. Here’s a look at how the top Upper Marlboro car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Upper Marlboro, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,842 $3,949
GEICO $3,550 $4,086
Liberty Mutual $7,871 $7,871
Nationwide $2,004 $2,069
Progressive $2,476 $2,527
State Farm $2,617 $2,617
USAA $2,186 $2,188

How does coverage level affect Upper Marlboro, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Upper Marlboro, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Upper Marlboro, Maryland

Insurance Company Low Medium High
Allstate $5,953 $6,077 $6,324
GEICO $4,747 $4,899 $5,160
Liberty Mutual $10,858 $11,123 $11,460
Nationwide $3,105 $3,249 $3,361
Progressive $4,554 $4,763 $4,978
State Farm $4,396 $4,640 $4,848
USAA $3,100 $3,276 $3,422

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How does your driving record affect Upper Marlboro, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Upper Marlboro, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Upper Marlboro, Maryland companies.

Annual Upper Marlboro, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,409 $7,218 $5,409 $6,436
GEICO $3,504 $5,459 $6,601 $4,177
Liberty Mutual $8,155 $10,636 $15,620 $10,177
Nationwide $2,845 $3,833 $3,046 $3,231
Progressive $4,061 $5,386 $4,933 $4,680
State Farm $4,157 $5,203 $4,576 $4,576
USAA $2,567 $3,143 $4,589 $2,765

How does a DUI affect Upper Marlboro, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Upper Marlboro, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Upper Marlboro, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,409
GEICO $6,601
Liberty Mutual $15,620
Nationwide $3,046
Progressive $4,933
State Farm $4,576
USAA $4,589

How does your credit history affect Upper Marlboro, MD car insurance rates?

Take a look at the data here to see how your Upper Marlboro, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Upper Marlboro, Maryland

Insurance Company Poor Fair Good
Allstate $7,946 $5,525 $4,884
GEICO $5,598 $4,633 $4,576
Liberty Mutual $15,927 $10,268 $7,246
Nationwide $4,150 $2,924 $2,641
Progressive $6,011 $4,508 $3,776
State Farm $6,769 $4,017 $3,098
USAA $4,369 $2,983 $2,447

How does your commute affect Upper Marlboro, MD car insurance rates?

Upper Marlboro, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Upper Marlboro if you’re financing.

Annual Car Insurance Rates by Commute Length in Upper Marlboro, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,031 $6,206
GEICO $4,851 $5,020
Liberty Mutual $10,845 $11,449
Nationwide $3,239 $3,239
Progressive $4,765 $4,765
State Farm $4,507 $4,749
USAA $3,163 $3,369

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Who has the cheapest Upper Marlboro, MD car insurance rates?

Here’s a breakdown of Upper Marlboro, Maryland car insurance rates by company. You can see which company offers the cheapest Upper Marlboro car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Upper Marlboro, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

What are the top Upper Marlboro, MD car insurance companies?

Which Upper Marlboro, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Upper Marlboro companies to find the one for you.

Average Annual Car Insurance Rates by Company in Upper Marlboro, Maryland

Insurance Company Average Annual Rates
Allstate $6,118
GEICO $4,936
Liberty Mutual $11,147
Nationwide $3,239
Progressive $4,765
State Farm $4,628
USAA $3,266

What factors affect Upper Marlboro, MD car insurance rates?

Why are Upper Marlboro, Maryland car insurance rates different than rates in Gaithersburg or Rockville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Upper Marlboro, MD?

More time spent behind the wheel can lead to higher Upper Marlboro, Maryland car insurance rates. In Upper Marlboro, MD, the average commute length is 40.2 minutes.

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Car Insurance Quotes for Upper Marlboro, MD

Shop for affordable Upper Marlboro, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Upper Marlboro, MD car insurance companies.

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