Cheap Quotes for Upper Falls, MD Car Insurance (2021)

Upper Falls, Maryland car insurance rates average $413 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Upper Falls, MD companies, you can find cheap Upper Falls car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Upper Falls, MD for senior drivers are $3,195/year
  • Average car insurance rates in Upper Falls, MD after a DUI are $5,785/year
  • Average car insurance rates in Upper Falls, MD are $413/month

How do the Upper Falls, Maryland monthly average car insurance rates of $413/month compare to nearby cities like Laurel car insurance rates, Greenbelt car insurance rates, and Annapolis car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Upper Falls, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Upper Falls, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Upper Falls, Maryland companies to find the most affordable Upper Falls car insurance rates.

Enter your ZIP code above to find cheap Upper Falls, MD car insurance quotes today.

What are the minimum Upper Falls, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Upper Falls, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Upper Falls, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Upper Falls, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Upper Falls, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Upper Falls car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Upper Falls, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,856 $3,686 $3,704 $3,819 $11,834 $14,087 $3,459 $3,466
GEICO $2,654 $2,909 $3,033 $3,510 $8,110 $9,248 $2,273 $2,393
Liberty Mutual $6,574 $6,574 $6,499 $6,499 $12,715 $18,821 $6,574 $8,837
Nationwide $2,302 $2,305 $2,080 $2,137 $5,515 $7,251 $2,678 $2,882
Progressive $2,872 $2,576 $2,492 $2,550 $10,495 $11,488 $3,353 $3,273
State Farm $2,433 $2,433 $2,239 $2,239 $7,706 $9,873 $2,717 $3,067
USAA $2,089 $2,046 $1,975 $1,957 $4,733 $5,542 $2,388 $2,664

How much do teen drivers pay for car insurance in Upper Falls, MD?

Upper Falls, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Upper Falls car insurance rates from multiple Upper Falls, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Upper Falls, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,834 $14,087
GEICO $8,110 $9,248
Liberty Mutual $12,715 $18,821
Nationwide $5,515 $7,251
Progressive $10,495 $11,488
State Farm $7,706 $9,873
USAA $4,733 $5,542

How much do senior drivers pay for car insurance in Upper Falls, MD?

With a little research, seniors can find affordable car insurance in Upper Falls, Maryland. Here’s a look at how the top Upper Falls car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Upper Falls, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,704 $3,819
GEICO $3,033 $3,510
Liberty Mutual $6,499 $6,499
Nationwide $2,080 $2,137
Progressive $2,492 $2,550
State Farm $2,239 $2,239
USAA $1,975 $1,957

How does coverage level affect Upper Falls, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Upper Falls, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Upper Falls, Maryland

Insurance Company Low Medium High
Allstate $5,776 $5,937 $6,254
GEICO $4,111 $4,240 $4,447
Liberty Mutual $8,864 $9,115 $9,431
Nationwide $3,248 $3,405 $3,528
Progressive $4,649 $4,888 $5,125
State Farm $3,867 $4,099 $4,299
USAA $2,747 $2,936 $3,090

How does your driving record affect Upper Falls, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Upper Falls, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Upper Falls, Maryland companies.

Annual Upper Falls, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,288 $7,090 $5,288 $6,290
GEICO $3,015 $4,712 $5,762 $3,576
Liberty Mutual $6,547 $8,639 $13,060 $8,301
Nationwide $2,981 $4,016 $3,193 $3,385
Progressive $4,160 $5,553 $5,043 $4,795
State Farm $3,665 $4,606 $4,041 $4,041
USAA $2,294 $2,826 $4,108 $2,470

How does a DUI affect Upper Falls, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Upper Falls, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Upper Falls, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,288
GEICO $5,762
Liberty Mutual $13,060
Nationwide $3,193
Progressive $5,043
State Farm $4,041
USAA $4,108

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Upper Falls, MD car insurance rates?

Take a look at the data here to see how your Upper Falls, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Upper Falls, Maryland

Insurance Company Poor Fair Good
Allstate $7,768 $5,413 $4,786
GEICO $4,837 $4,005 $3,956
Liberty Mutual $13,064 $8,414 $5,932
Nationwide $4,351 $3,064 $2,765
Progressive $6,139 $4,637 $3,886
State Farm $5,977 $3,549 $2,739
USAA $3,893 $2,680 $2,200

How does your commute affect Upper Falls, MD car insurance rates?

Upper Falls, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Upper Falls if you’re financing.

Annual Car Insurance Rates by Commute Length in Upper Falls, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,903 $6,074
GEICO $4,196 $4,336
Liberty Mutual $8,894 $9,380
Nationwide $3,394 $3,394
Progressive $4,887 $4,887
State Farm $3,984 $4,192
USAA $2,833 $3,015

Who has the cheapest Upper Falls, MD car insurance rates?

Here’s a breakdown of Upper Falls, Maryland car insurance rates by company. You can see which company offers the cheapest Upper Falls car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Upper Falls, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Upper Falls, MD car insurance companies?

Which Upper Falls, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Upper Falls companies to find the one for you.

Average Annual Car Insurance Rates by Company in Upper Falls, Maryland

Insurance Company Average Annual Rates
Allstate $5,989
GEICO $4,266
Liberty Mutual $9,137
Nationwide $3,394
Progressive $4,887
State Farm $4,088
USAA $2,924

Car Insurance Quotes for Upper Falls, MD

Shop for affordable Upper Falls, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Upper Falls, MD car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption