Cheap Quotes for Union Springs, AL Car Insurance (2021)

Union Springs, Alabama car insurance rates average $302 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Union Springs, AL companies, you can find cheap Union Springs car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Union Springs has an average commute time of 25.7 minutes
  • The cheapest car insurance company in Union Springs is USAA
  • Average car insurance rates in Union Springs, AL after a DUI are $4,147/year

How do the Union Springs, Alabama monthly average car insurance rates of $302/month compare to nearby cities like Madison car insurance rates, Decatur car insurance rates, and Mobile car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Union Springs, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Union Springs, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Union Springs, Alabama companies to find the most affordable Union Springs car insurance rates.

Enter your ZIP code above to find cheap Union Springs, AL car insurance quotes today.

What are the minimum Union Springs, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Union Springs, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Union Springs, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Union Springs, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Union Springs, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Union Springs car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Union Springs, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,167 $2,153 $1,937 $2,056 $8,282 $8,525 $2,458 $2,556
GEICO $2,147 $2,117 $2,014 $2,065 $5,548 $5,428 $2,276 $2,115
Liberty Mutual $3,045 $3,296 $2,500 $2,802 $10,665 $11,876 $3,253 $3,475
Nationwide $1,757 $1,780 $1,600 $1,658 $4,596 $5,937 $1,950 $2,183
Progressive $2,311 $2,185 $1,892 $2,015 $8,977 $10,034 $2,701 $2,854
State Farm $3,150 $3,150 $2,818 $2,818 $9,065 $11,397 $3,548 $4,070
Travelers $1,535 $1,561 $1,429 $1,426 $7,954 $12,431 $1,457 $1,695
USAA $1,405 $1,429 $1,313 $1,290 $4,208 $4,671 $1,837 $1,986

How much do teen drivers pay for car insurance in Union Springs, AL?

Union Springs, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Union Springs car insurance rates from multiple Union Springs, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Union Springs, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $8,282 $8,525
GEICO $5,548 $5,428
Liberty Mutual $10,665 $11,876
Nationwide $4,596 $5,937
Progressive $8,977 $10,034
State Farm $9,065 $11,397
Travelers $7,954 $12,431
USAA $4,208 $4,671

How much do senior drivers pay for car insurance in Union Springs, AL?

With a little research, seniors can find affordable car insurance in Union Springs, Alabama. Here’s a look at how the top Union Springs car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Union Springs, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $1,937 $2,056
GEICO $2,014 $2,065
Liberty Mutual $2,500 $2,802
Nationwide $1,600 $1,658
Progressive $1,892 $2,015
State Farm $2,818 $2,818
Travelers $1,429 $1,426
USAA $1,313 $1,290

How does coverage level affect Union Springs, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Union Springs, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Union Springs, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $3,557 $3,718 $4,025
GEICO $2,742 $2,952 $3,198
Liberty Mutual $4,879 $5,089 $5,374
Nationwide $2,658 $2,662 $2,728
Progressive $3,697 $4,096 $4,571
State Farm $4,754 $4,994 $5,257
Travelers $3,531 $3,759 $3,768
USAA $2,186 $2,255 $2,361

How does your driving record affect Union Springs, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Union Springs, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Union Springs, Alabama companies.

Annual Union Springs, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,172 $4,098 $3,998 $3,798
GEICO $2,014 $3,219 $3,924 $2,698
Liberty Mutual $4,019 $5,567 $5,471 $5,399
Nationwide $2,345 $2,345 $3,420 $2,620
Progressive $3,732 $4,650 $3,997 $4,104
State Farm $4,547 $5,558 $4,951 $4,951
Travelers $3,072 $3,226 $4,700 $3,747
USAA $1,742 $2,187 $3,255 $1,885

How does a DUI affect Union Springs, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Union Springs, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Union Springs, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,610
Farmers $3,998
GEICO $3,924
Liberty Mutual $5,471
Nationwide $3,420
Progressive $3,997
State Farm $4,951
Travelers $4,700
USAA $3,255

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How does your credit history affect Union Springs, AL car insurance rates?

Take a look at the data here to see how your Union Springs, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Union Springs, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $4,224 $3,632 $3,443
GEICO $3,771 $2,688 $2,432
Liberty Mutual $7,335 $4,482 $3,525
Nationwide $3,234 $2,526 $2,287
Progressive $4,684 $3,980 $3,700
State Farm $8,108 $4,106 $2,791
Travelers $4,025 $3,485 $3,549
USAA $3,047 $1,984 $1,771

How does your commute affect Union Springs, AL car insurance rates?

Union Springs, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Union Springs if you’re financing.

Annual Car Insurance Rates by Commute Length in Union Springs, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $3,767 $3,767
GEICO $2,906 $3,021
Liberty Mutual $5,114 $5,114
Nationwide $2,682 $2,682
Progressive $4,121 $4,121
State Farm $4,882 $5,121
Travelers $3,686 $3,686
USAA $2,163 $2,371

Who has the cheapest Union Springs, AL car insurance rates?

Here’s a breakdown of Union Springs, Alabama car insurance rates by company. You can see which company offers the cheapest Union Springs car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Union Springs, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Union Springs, AL car insurance companies?

Which Union Springs, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Union Springs companies to find the one for you.

Average Annual Car Insurance Rates by Company in Union Springs, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $3,767
GEICO $2,964
Liberty Mutual $5,114
Nationwide $2,682
Progressive $4,121
State Farm $5,002
Travelers $3,686
USAA $2,267

What factors affect Union Springs, AL car insurance rates?

Why are Union Springs, Alabama car insurance rates different than rates in Madison or Decatur? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Union Springs, AL?

FBI statistics show that the Union Springs, Alabama car theft rate is 17 thefts each year. High theft rates can lead to higher than average Union Springs, AL car insurance rates.

How long is the average commute in Union Springs, AL?

More time spent behind the wheel can lead to higher Union Springs, Alabama car insurance rates. In Union Springs, AL, the average commute length is 25.7 minutes.

Car Insurance Quotes for Union Springs, AL

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