Cheap Quotes for Ulm, AR Car Insurance (2021)

Ulm, Arkansas car insurance rates average $333 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Ulm, AR companies, you can find cheap Ulm car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Ulm has an average commute time of 14.4 minutes
  • Average car insurance rates in Ulm, AR after a DUI are $4,822/year
  • The cheapest car insurance company in Ulm is USAA

How do the Ulm, Arkansas monthly average car insurance rates of $333/month compare to nearby cities like Jonesboro car insurance rates, North Little Rock car insurance rates, and Rogers car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Ulm, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Ulm, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Ulm, Arkansas companies to find the most affordable Ulm car insurance rates.

Enter your ZIP code above to find cheap Ulm, AR car insurance quotes today.

What are the minimum Ulm, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Ulm, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Ulm, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Ulm, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Ulm, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Ulm car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ulm, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,843 $2,850 $2,554 $2,729 $10,669 $12,817 $3,114 $3,360
Farmers $2,199 $2,190 $1,966 $2,069 $9,235 $9,568 $2,519 $2,654
GEICO $2,417 $2,395 $2,234 $2,172 $6,106 $6,139 $2,364 $2,396
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,484 $2,526 $2,235 $2,356 $6,038 $7,672 $2,847 $3,064
Progressive $2,564 $2,438 $2,104 $2,199 $10,675 $12,038 $3,066 $3,317
State Farm $1,687 $1,687 $1,509 $1,509 $4,837 $6,089 $1,900 $2,174
Travelers $2,358 $2,401 $2,335 $2,341 $13,912 $22,398 $2,525 $2,904
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

How much do teen drivers pay for car insurance in Ulm, AR?

Ulm, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Ulm car insurance rates from multiple Ulm, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Ulm, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,669 $12,817
Farmers $9,235 $9,568
GEICO $6,106 $6,139
Liberty Mutual $8,234 $9,082
Nationwide $6,038 $7,672
Progressive $10,675 $12,038
State Farm $4,837 $6,089
Travelers $13,912 $22,398
USAA $4,009 $4,199

How much do senior drivers pay for car insurance in Ulm, AR?

With a little research, seniors can find affordable car insurance in Ulm, Arkansas. Here’s a look at how the top Ulm car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Ulm, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,554 $2,729
Farmers $1,966 $2,069
GEICO $2,234 $2,172
Liberty Mutual $2,143 $2,398
Nationwide $2,235 $2,356
Progressive $2,104 $2,199
State Farm $1,509 $1,509
Travelers $2,335 $2,341
USAA $1,192 $1,200

How does coverage level affect Ulm, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Ulm, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Ulm, Arkansas

Insurance Company Low Medium High
Allstate $4,949 $5,114 $5,288
Farmers $3,842 $4,007 $4,301
GEICO $3,140 $3,277 $3,417
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,644 $3,570 $3,744
Progressive $4,423 $4,717 $5,260
State Farm $2,541 $2,671 $2,810
Travelers $6,070 $6,414 $6,706
USAA $1,989 $2,069 $2,171

How does your driving record affect Ulm, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Ulm, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Ulm, Arkansas companies.

Annual Ulm, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,200 $5,311 $5,915 $5,041
Farmers $3,422 $4,390 $4,285 $4,104
GEICO $2,214 $3,409 $5,107 $2,382
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,852 $3,672 $4,953 $3,135
Progressive $4,141 $5,738 $4,350 $4,971
State Farm $2,456 $2,892 $2,674 $2,674
Travelers $5,358 $5,536 $8,115 $6,578
USAA $1,597 $2,023 $2,912 $1,772

How does a DUI affect Ulm, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Ulm, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Ulm, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,915
Farmers $4,285
GEICO $5,107
Liberty Mutual $5,091
Nationwide $4,953
Progressive $4,350
State Farm $2,674
Travelers $8,115
USAA $2,912

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How does your credit history affect Ulm, AR car insurance rates?

Take a look at the data here to see how your Ulm, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Ulm, Arkansas

Insurance Company Poor Fair Good
Allstate $6,422 $4,933 $3,995
Farmers $4,612 $3,861 $3,678
GEICO $3,928 $3,227 $2,678
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,303 $3,479 $3,176
Progressive $5,454 $4,638 $4,308
State Farm $3,873 $2,332 $1,816
Travelers $7,337 $6,127 $5,727
USAA $2,749 $1,878 $1,602

How does your commute affect Ulm, AR car insurance rates?

Ulm, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Ulm if you’re financing.

Annual Car Insurance Rates by Commute Length in Ulm, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,117 $5,117
Farmers $4,050 $4,050
GEICO $3,258 $3,297
Liberty Mutual $3,924 $3,924
Nationwide $3,653 $3,653
Progressive $4,800 $4,800
State Farm $2,609 $2,738
Travelers $6,397 $6,397
USAA $2,017 $2,135

Who has the cheapest Ulm, AR car insurance rates?

Here’s a breakdown of Ulm, Arkansas car insurance rates by company. You can see which company offers the cheapest Ulm car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Ulm, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Ulm, AR car insurance companies?

Which Ulm, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Ulm companies to find the one for you.

Average Annual Car Insurance Rates by Company in Ulm, Arkansas

Insurance Company Average Annual Rates
Allstate $5,117
Farmers $4,050
GEICO $3,278
Liberty Mutual $3,924
Nationwide $3,653
Progressive $4,800
State Farm $2,674
Travelers $6,397
USAA $2,076

What factors affect Ulm, AR car insurance rates?

Why are Ulm, Arkansas car insurance rates different than rates in Jonesboro or North Little Rock? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Ulm, AR?

More time spent behind the wheel can lead to higher Ulm, Arkansas car insurance rates. In Ulm, AR, the average commute length is 14.4 minutes.

What is the traffic like in Ulm, AR

Like commute length, time spent in traffic also increase risk of accidents. Ulm, AR is listed as 568th in INRIX congested cities data.

Car Insurance Quotes for Ulm, AR

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