Cheap Quotes for Town Creek, AL Car Insurance (2021)

Town Creek, Alabama car insurance rates average $294 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Town Creek, AL companies, you can find cheap Town Creek car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Town Creek has an average commute time of 34.8 minutes
  • The cheapest car insurance company in Town Creek is USAA
  • Average car insurance rates in Town Creek, AL after a DUI are $4,039/year

How do the Town Creek, Alabama monthly average car insurance rates of $294/month compare to nearby cities like Madison car insurance rates, Dothan car insurance rates, and Tuscaloosa car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Town Creek, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Town Creek, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Town Creek, Alabama companies to find the most affordable Town Creek car insurance rates.

Enter your ZIP code above to find cheap Town Creek, AL car insurance quotes today.

What are the minimum Town Creek, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Town Creek, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Town Creek, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Town Creek, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Town Creek, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Town Creek car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Town Creek, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,866 $1,781 $1,686 $1,718 $6,402 $6,874 $2,093 $2,142
Farmers $2,315 $2,298 $2,069 $2,197 $8,953 $9,212 $2,639 $2,751
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,840 $3,067 $2,333 $2,610 $10,462 $11,635 $3,016 $3,205
Nationwide $1,648 $1,668 $1,506 $1,556 $4,319 $5,549 $1,827 $2,038
Progressive $2,321 $2,171 $1,905 $2,041 $9,498 $10,576 $2,707 $2,855
State Farm $2,732 $2,732 $2,469 $2,469 $8,277 $10,350 $3,087 $3,573
Travelers $1,549 $1,573 $1,454 $1,447 $8,230 $12,876 $1,466 $1,688
USAA $1,324 $1,347 $1,233 $1,209 $3,937 $4,370 $1,729 $1,867

How much do teen drivers pay for car insurance in Town Creek, AL?

Town Creek, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Town Creek car insurance rates from multiple Town Creek, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Town Creek, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,402 $6,874
Farmers $8,953 $9,212
GEICO $4,963 $4,863
Liberty Mutual $10,462 $11,635
Nationwide $4,319 $5,549
Progressive $9,498 $10,576
State Farm $8,277 $10,350
Travelers $8,230 $12,876
USAA $3,937 $4,370

How much do senior drivers pay for car insurance in Town Creek, AL?

With a little research, seniors can find affordable car insurance in Town Creek, Alabama. Here’s a look at how the top Town Creek car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Town Creek, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,686 $1,718
Farmers $2,069 $2,197
GEICO $1,810 $1,872
Liberty Mutual $2,333 $2,610
Nationwide $1,506 $1,556
Progressive $1,905 $2,041
State Farm $2,469 $2,469
Travelers $1,454 $1,447
USAA $1,233 $1,209

How does coverage level affect Town Creek, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Town Creek, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Town Creek, Alabama

Insurance Company Low Medium High
Allstate $2,970 $3,065 $3,175
Farmers $3,831 $4,001 $4,330
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,654 $4,871 $5,163
Nationwide $2,497 $2,492 $2,553
Progressive $3,798 $4,233 $4,747
State Farm $4,230 $4,455 $4,698
Travelers $3,613 $3,861 $3,883
USAA $2,056 $2,116 $2,208

How does your driving record affect Town Creek, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Town Creek, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Town Creek, Alabama companies.

Annual Town Creek, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,616 $3,075 $3,639 $2,950
Farmers $3,407 $4,411 $4,303 $4,095
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,842 $5,348 $5,223 $5,172
Nationwide $2,204 $2,204 $3,191 $2,456
Progressive $3,843 $4,833 $4,143 $4,218
State Farm $4,026 $4,993 $4,413 $4,413
Travelers $3,149 $3,306 $4,842 $3,845
USAA $1,635 $2,051 $3,053 $1,769

How does a DUI affect Town Creek, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Town Creek, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Town Creek, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,639
Farmers $4,303
GEICO $3,548
Liberty Mutual $5,223
Nationwide $3,191
Progressive $4,143
State Farm $4,413
Travelers $4,842
USAA $3,053

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How does your credit history affect Town Creek, AL car insurance rates?

Take a look at the data here to see how your Town Creek, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Town Creek, Alabama

Insurance Company Poor Fair Good
Allstate $3,796 $2,978 $2,437
Farmers $4,548 $3,910 $3,704
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,001 $4,306 $3,382
Nationwide $3,030 $2,368 $2,143
Progressive $4,807 $4,122 $3,849
State Farm $7,234 $3,662 $2,488
Travelers $4,130 $3,579 $3,647
USAA $2,867 $1,857 $1,656

How does your commute affect Town Creek, AL car insurance rates?

Town Creek, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Town Creek if you’re financing.

Annual Car Insurance Rates by Commute Length in Town Creek, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,070 $3,070
Farmers $4,054 $4,054
GEICO $2,591 $2,683
Liberty Mutual $4,896 $4,896
Nationwide $2,514 $2,514
Progressive $4,259 $4,259
State Farm $4,355 $4,567
Travelers $3,785 $3,785
USAA $2,029 $2,224

Who has the cheapest Town Creek, AL car insurance rates?

Here’s a breakdown of Town Creek, Alabama car insurance rates by company. You can see which company offers the cheapest Town Creek car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Town Creek, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Town Creek, AL car insurance companies?

Which Town Creek, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Town Creek companies to find the one for you.

Average Annual Car Insurance Rates by Company in Town Creek, Alabama

Insurance Company Average Annual Rates
Allstate $3,070
Farmers $4,054
GEICO $2,637
Liberty Mutual $4,896
Nationwide $2,514
Progressive $4,259
State Farm $4,461
Travelers $3,785
USAA $2,127

What factors affect Town Creek, AL car insurance rates?

Why are Town Creek, Alabama car insurance rates different than rates in Madison or Dothan? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Town Creek, AL?

FBI statistics show that the Town Creek, Alabama car theft rate is 2 thefts each year. High theft rates can lead to higher than average Town Creek, AL car insurance rates.

How long is the average commute in Town Creek, AL?

More time spent behind the wheel can lead to higher Town Creek, Alabama car insurance rates. In Town Creek, AL, the average commute length is 34.8 minutes.

Car Insurance Quotes for Town Creek, AL

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