Cheap Quotes for Toney, AL Car Insurance (2021)

Toney, Alabama car insurance rates average $295 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Toney, AL companies, you can find cheap Toney car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Toney, AL are $295/month
  • Average car insurance rates in Toney, AL after a DUI are $4,035/year
  • The cheapest car insurance company in Toney is USAA

How do the Toney, Alabama monthly average car insurance rates of $295/month compare to nearby cities like Hoover car insurance rates, Madison car insurance rates, and Birmingham car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Toney, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Toney, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Toney, Alabama companies to find the most affordable Toney car insurance rates.

Enter your ZIP code above to find cheap Toney, AL car insurance quotes today.

What are the minimum Toney, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Toney, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Toney, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Toney, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Toney, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Toney car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Toney, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,113 $2,009 $1,915 $1,951 $7,506 $8,076 $2,357 $2,408
Farmers $2,340 $2,318 $2,088 $2,225 $9,254 $9,512 $2,660 $2,754
GEICO $1,937 $1,926 $1,862 $1,928 $5,088 $4,973 $2,039 $1,880
Liberty Mutual $2,811 $3,032 $2,311 $2,581 $10,473 $11,632 $2,980 $3,161
Nationwide $1,720 $1,740 $1,570 $1,622 $4,565 $5,863 $1,910 $2,131
Progressive $2,459 $2,296 $2,021 $2,163 $10,260 $11,427 $2,873 $3,046
State Farm $2,719 $2,719 $2,467 $2,467 $8,352 $10,440 $3,075 $3,559
Travelers $1,158 $1,173 $1,098 $1,094 $6,272 $9,879 $1,101 $1,233
USAA $1,276 $1,291 $1,191 $1,161 $3,835 $4,245 $1,660 $1,786

How much do teen drivers pay for car insurance in Toney, AL?

Toney, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Toney car insurance rates from multiple Toney, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Toney, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,506 $8,076
Farmers $9,254 $9,512
GEICO $5,088 $4,973
Liberty Mutual $10,473 $11,632
Nationwide $4,565 $5,863
Progressive $10,260 $11,427
State Farm $8,352 $10,440
Travelers $6,272 $9,879
USAA $3,835 $4,245

How much do senior drivers pay for car insurance in Toney, AL?

With a little research, seniors can find affordable car insurance in Toney, Alabama. Here’s a look at how the top Toney car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Toney, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,915 $1,951
Farmers $2,088 $2,225
GEICO $1,862 $1,928
Liberty Mutual $2,311 $2,581
Nationwide $1,570 $1,622
Progressive $2,021 $2,163
State Farm $2,467 $2,467
Travelers $1,098 $1,094
USAA $1,191 $1,161

How does coverage level affect Toney, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Toney, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Toney, Alabama

Insurance Company Low Medium High
Allstate $3,421 $3,536 $3,669
Farmers $3,901 $4,088 $4,443
GEICO $2,473 $2,691 $2,949
Liberty Mutual $4,642 $4,849 $5,127
Nationwide $2,626 $2,617 $2,677
Progressive $4,086 $4,543 $5,075
State Farm $4,232 $4,469 $4,723
Travelers $2,712 $2,933 $2,984
USAA $1,984 $2,045 $2,138

How does your driving record affect Toney, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Toney, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Toney, Alabama companies.

Annual Toney, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,999 $3,544 $4,224 $3,400
Farmers $3,481 $4,517 $4,406 $4,170
GEICO $1,821 $2,933 $3,640 $2,423
Liberty Mutual $3,819 $5,330 $5,194 $5,148
Nationwide $2,313 $2,313 $3,356 $2,579
Progressive $4,118 $5,195 $4,443 $4,516
State Farm $4,030 $5,018 $4,425 $4,425
Travelers $2,399 $2,515 $3,681 $2,909
USAA $1,581 $1,988 $2,944 $1,710

How does a DUI affect Toney, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Toney, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Toney, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,224
Farmers $4,406
GEICO $3,640
Liberty Mutual $5,194
Nationwide $3,356
Progressive $4,443
State Farm $4,425
Travelers $3,681
USAA $2,944

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How does your credit history affect Toney, AL car insurance rates?

Take a look at the data here to see how your Toney, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Toney, Alabama

Insurance Company Poor Fair Good
Allstate $4,367 $3,443 $2,816
Farmers $4,639 $4,002 $3,791
GEICO $3,439 $2,454 $2,220
Liberty Mutual $6,961 $4,290 $3,367
Nationwide $3,185 $2,486 $2,250
Progressive $5,143 $4,424 $4,137
State Farm $7,256 $3,673 $2,495
Travelers $3,132 $2,722 $2,774
USAA $2,763 $1,799 $1,606

How does your commute affect Toney, AL car insurance rates?

Toney, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Toney if you’re financing.

Annual Car Insurance Rates by Commute Length in Toney, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,542 $3,542
Farmers $4,144 $4,144
GEICO $2,657 $2,751
Liberty Mutual $4,873 $4,873
Nationwide $2,640 $2,640
Progressive $4,568 $4,568
State Farm $4,367 $4,582
Travelers $2,876 $2,876
USAA $1,962 $2,150

Who has the cheapest Toney, AL car insurance rates?

Here’s a breakdown of Toney, Alabama car insurance rates by company. You can see which company offers the cheapest Toney car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Toney, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Toney, AL car insurance companies?

Which Toney, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Toney companies to find the one for you.

Average Annual Car Insurance Rates by Company in Toney, Alabama

Insurance Company Average Annual Rates
Allstate $3,542
Farmers $4,144
GEICO $2,704
Liberty Mutual $4,873
Nationwide $2,640
Progressive $4,568
State Farm $4,475
Travelers $2,876
USAA $2,056

Car Insurance Quotes for Toney, AL

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