Cheap Quotes for Tokio, ND Car Insurance (2021)

Tokio, North Dakota car insurance rates average $358 a month and North Dakota law requires coverage of at least 25/50/25. By comparing rates from multiple Tokio, ND companies, you can find cheap Tokio car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Tokio, ND for senior drivers are $2,326/year
  • Average car insurance rates in Tokio, ND are $358/month
  • Average car insurance rates in Tokio, ND after a DUI are $5,130/year

How do the Tokio, North Dakota monthly average car insurance rates of $358/month compare to nearby cities like Williston car insurance rates, Minot car insurance rates, and Grand Forks car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Tokio, ND.

We’ll cover the North Dakota minimum coverage requirements, North Dakota car insurance laws, and Tokio, ND statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Tokio, North Dakota companies to find the most affordable Tokio car insurance rates.

Enter your ZIP code above to find cheap Tokio, ND car insurance quotes today.

What are the minimum Tokio, ND car insurance requirements?

To meet North Dakota minimum car insurance coverage requirements, Tokio, ND drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Tokio, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Tokio, ND car insurance rates?

Three of the criteria that most affect car insurance rates in Tokio, North Dakota are age, gender, and marital status. Let’s take a look at how each of these stack up with top Tokio car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tokio, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,421 $2,428 $2,147 $2,276 $9,354 $11,014 $2,660 $2,871
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $1,990 $1,947 $1,773 $1,851 $7,416 $7,595 $2,266 $2,385
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,402 $8,006 $5,941 $7,201 $29,140 $32,517 $7,765 $8,523
Nationwide $1,800 $1,846 $1,611 $1,723 $3,958 $4,897 $2,042 $2,171
Progressive $2,040 $1,947 $1,651 $1,711 $7,416 $8,292 $2,502 $2,530
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

How much do teen drivers pay for car insurance in Tokio, ND?

Tokio, North Dakota car insurance rates for teens are often higher than rates for other drivers. Compare Tokio car insurance rates from multiple Tokio, North Dakota car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Tokio, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,354 $11,014
American Family $6,100 $8,820
Farmers $7,416 $7,595
GEICO $4,150 $5,218
Liberty Mutual $29,140 $32,517
Nationwide $3,958 $4,897
Progressive $7,416 $8,292
State Farm $4,879 $6,182
USAA $3,928 $4,747

How much do senior drivers pay for car insurance in Tokio, ND?

With a little research, seniors can find affordable car insurance in Tokio, North Dakota. Here’s a look at how the top Tokio car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Tokio, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,147 $2,276
American Family $2,612 $2,612
Farmers $1,773 $1,851
GEICO $1,863 $1,884
Liberty Mutual $5,941 $7,201
Nationwide $1,611 $1,723
Progressive $1,651 $1,711
State Farm $1,575 $1,575
USAA $927 $930

How does coverage level affect Tokio, ND car insurance rates?

How much coverage do you need? Are you comfortable with the North Dakota minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Tokio, ND car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Tokio, North Dakota

Insurance Company Low Medium High
Allstate $4,299 $4,395 $4,495
American Family $4,159 $4,230 $3,699
Farmers $3,314 $3,386 $3,508
GEICO $2,647 $2,689 $2,745
Liberty Mutual $13,032 $13,258 $13,645
Nationwide $2,444 $2,493 $2,581
Progressive $3,409 $3,499 $3,625
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

How does your driving record affect Tokio, ND car insurance rates?

Safe driving pays off. The more traffic violations you have in Tokio, ND, the higher your car insurance rates will be. Compare rates based on driving infractions from top Tokio, North Dakota companies.

Annual Tokio, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,561 $3,923 $5,961 $4,140
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,861 $3,666 $3,620 $3,465
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,815 $13,320 $14,484 $13,627
Nationwide $1,843 $2,551 $3,530 $2,100
Progressive $3,244 $3,980 $3,280 $3,539
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

How does a DUI affect Tokio, ND car insurance rates?

With even one DUI on your record, you can see an increase in your Tokio, ND car insurance rates.

Annual Car Insurance Rates After a DUI in Tokio, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,961
American Family $5,597
Farmers $3,620
GEICO $4,084
Liberty Mutual $14,484
Nationwide $3,530
Progressive $3,280
State Farm $2,757
USAA $2,854

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How does your credit history affect Tokio, ND car insurance rates?

Take a look at the data here to see how your Tokio, North Dakota car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Tokio, North Dakota

Insurance Company Poor Fair Good
Allstate $5,539 $4,218 $3,432
American Family $5,292 $3,681 $3,115
Farmers $3,929 $3,221 $3,058
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,355 $11,544 $9,036
Nationwide $3,055 $2,374 $2,089
Progressive $4,061 $3,386 $3,086
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

How does your commute affect Tokio, ND car insurance rates?

Tokio, ND car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for North Dakota can be seen here. Remember, though, that you may have to carry substantially more car insurance in Tokio if you’re financing.

Annual Car Insurance Rates by Commute Length in Tokio, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,289 $4,504
American Family $3,979 $4,079
Farmers $3,403 $3,403
GEICO $2,663 $2,724
Liberty Mutual $13,312 $13,312
Nationwide $2,506 $2,506
Progressive $3,511 $3,511
State Farm $2,683 $2,831
USAA $2,008 $2,049

Who has the cheapest Tokio, ND car insurance rates?

Here’s a breakdown of Tokio, North Dakota car insurance rates by company. You can see which company offers the cheapest Tokio car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Tokio, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Tokio, ND car insurance companies?

Which Tokio, North Dakota car insurance company will best fit your needs and budget? Check out this comparison of the top Tokio companies to find the one for you.

Average Annual Car Insurance Rates by Company in Tokio, North Dakota

Insurance Company Average Annual Rates
Allstate $4,396
American Family $4,029
Farmers $3,403
GEICO $2,694
Liberty Mutual $13,312
Nationwide $2,506
Progressive $3,511
State Farm $2,757
USAA $2,028

Car Insurance Quotes for Tokio, ND

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