Cheap Quotes for Thurmont, MD Car Insurance (2021)

Thurmont, Maryland car insurance rates average $323 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Thurmont, MD companies, you can find cheap Thurmont car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Thurmont, MD are $323/month
  • The cheapest car insurance company in Thurmont is Nationwide
  • Average car insurance rates in Thurmont, MD for senior drivers are $2,523/year

How do the Thurmont, Maryland monthly average car insurance rates of $323/month compare to nearby cities like Laurel car insurance rates, Greenbelt car insurance rates, and College Park car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Thurmont, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Thurmont, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Thurmont, Maryland companies to find the most affordable Thurmont car insurance rates.

Enter your ZIP code above to find cheap Thurmont, MD car insurance quotes today.

What are the minimum Thurmont, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Thurmont, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Thurmont, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Thurmont, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Thurmont, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Thurmont car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Thurmont, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,933 $2,832 $2,773 $2,839 $8,094 $9,390 $2,683 $2,728
GEICO $2,058 $2,248 $2,331 $2,670 $6,273 $7,240 $1,758 $1,880
Liberty Mutual $5,602 $5,602 $5,537 $5,537 $10,926 $16,220 $5,602 $7,564
Nationwide $1,630 $1,636 $1,480 $1,521 $3,781 $4,943 $1,881 $2,023
Progressive $2,269 $2,052 $1,983 $2,021 $8,112 $8,882 $2,653 $2,611
State Farm $1,875 $1,875 $1,714 $1,714 $5,906 $7,569 $2,086 $2,374
USAA $1,724 $1,692 $1,605 $1,600 $3,819 $4,517 $1,985 $2,210

How much do teen drivers pay for car insurance in Thurmont, MD?

Thurmont, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Thurmont car insurance rates from multiple Thurmont, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Thurmont, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,094 $9,390
GEICO $6,273 $7,240
Liberty Mutual $10,926 $16,220
Nationwide $3,781 $4,943
Progressive $8,112 $8,882
State Farm $5,906 $7,569
USAA $3,819 $4,517

How much do senior drivers pay for car insurance in Thurmont, MD?

With a little research, seniors can find affordable car insurance in Thurmont, Maryland. Here’s a look at how the top Thurmont car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Thurmont, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,773 $2,839
GEICO $2,331 $2,670
Liberty Mutual $5,537 $5,537
Nationwide $1,480 $1,521
Progressive $1,983 $2,021
State Farm $1,714 $1,714
USAA $1,605 $1,600

How does coverage level affect Thurmont, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Thurmont, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Thurmont, Maryland

Insurance Company Low Medium High
Allstate $4,208 $4,266 $4,379
GEICO $3,211 $3,293 $3,418
Liberty Mutual $7,612 $7,806 $8,054
Nationwide $2,269 $2,368 $2,449
Progressive $3,668 $3,826 $3,975
State Farm $2,988 $3,147 $3,282
USAA $2,282 $2,401 $2,499

How does your driving record affect Thurmont, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Thurmont, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Thurmont, Maryland companies.

Annual Thurmont, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,803 $5,015 $3,803 $4,515
GEICO $2,344 $3,654 $4,448 $2,783
Liberty Mutual $5,652 $7,428 $11,094 $7,121
Nationwide $2,085 $2,780 $2,227 $2,356
Progressive $3,265 $4,312 $3,964 $3,750
State Farm $2,818 $3,532 $3,103 $3,103
USAA $1,885 $2,309 $3,355 $2,028

How does a DUI affect Thurmont, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Thurmont, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Thurmont, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,803
GEICO $4,448
Liberty Mutual $11,094
Nationwide $2,227
Progressive $3,964
State Farm $3,103
USAA $3,355

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How does your credit history affect Thurmont, MD car insurance rates?

Take a look at the data here to see how your Thurmont, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Thurmont, Maryland

Insurance Company Poor Fair Good
Allstate $5,540 $3,874 $3,438
GEICO $3,747 $3,106 $3,069
Liberty Mutual $11,196 $7,204 $5,072
Nationwide $3,005 $2,141 $1,940
Progressive $4,809 $3,618 $3,041
State Farm $4,593 $2,724 $2,100
USAA $3,187 $2,190 $1,806

How does your commute affect Thurmont, MD car insurance rates?

Thurmont, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Thurmont if you’re financing.

Annual Car Insurance Rates by Commute Length in Thurmont, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,225 $4,344
GEICO $3,254 $3,361
Liberty Mutual $7,613 $8,035
Nationwide $2,362 $2,362
Progressive $3,823 $3,823
State Farm $3,061 $3,217
USAA $2,321 $2,467

Who has the cheapest Thurmont, MD car insurance rates?

Here’s a breakdown of Thurmont, Maryland car insurance rates by company. You can see which company offers the cheapest Thurmont car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Thurmont, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Thurmont, MD car insurance companies?

Which Thurmont, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Thurmont companies to find the one for you.

Average Annual Car Insurance Rates by Company in Thurmont, Maryland

Insurance Company Average Annual Rates
Allstate $4,284
GEICO $3,307
Liberty Mutual $7,824
Nationwide $2,362
Progressive $3,823
State Farm $3,139
USAA $2,394

What factors affect Thurmont, MD car insurance rates?

Why are Thurmont, Maryland car insurance rates different than rates in Laurel or Greenbelt? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Thurmont, MD?

More time spent behind the wheel can lead to higher Thurmont, Maryland car insurance rates. In Thurmont, MD, the average commute length is 33.7 minutes.

Car Insurance Quotes for Thurmont, MD

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