Cheap Quotes for Sweet Home, AR Car Insurance (2021)

Sweet Home, Arkansas car insurance rates average $365 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Sweet Home, AR companies, you can find cheap Sweet Home car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Sweet Home, AR after a DUI are $5,290/year
  • Average car insurance rates in Sweet Home, AR are $365/month
  • Sweet Home has an average commute time of 27.2 minutes

How do the Sweet Home, Arkansas monthly average car insurance rates of $365/month compare to nearby cities like Hot Springs car insurance rates, Bentonville car insurance rates, and Pine Bluff car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Sweet Home, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Sweet Home, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Sweet Home, Arkansas companies to find the most affordable Sweet Home car insurance rates.

Enter your ZIP code above to find cheap Sweet Home, AR car insurance quotes today.

What are the minimum Sweet Home, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Sweet Home, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Sweet Home, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Sweet Home, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Sweet Home, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Sweet Home car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sweet Home, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,885 $2,907 $2,576 $2,756 $10,482 $12,546 $3,186 $3,452
Farmers $2,457 $2,451 $2,187 $2,306 $10,785 $11,222 $2,813 $2,952
GEICO $2,422 $2,383 $2,223 $2,161 $6,793 $6,765 $2,413 $2,447
Liberty Mutual $2,818 $3,019 $2,722 $3,046 $10,290 $11,331 $3,037 $3,159
Nationwide $3,116 $3,167 $2,794 $2,949 $7,755 $9,880 $3,592 $3,873
Progressive $2,603 $2,472 $2,137 $2,236 $10,838 $12,210 $3,109 $3,352
State Farm $1,962 $1,962 $1,782 $1,782 $6,051 $7,581 $2,220 $2,558
Travelers $2,261 $2,305 $2,228 $2,236 $13,153 $21,164 $2,416 $2,794
USAA $1,484 $1,495 $1,380 $1,383 $4,817 $5,030 $1,918 $2,062

How much do teen drivers pay for car insurance in Sweet Home, AR?

Sweet Home, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Sweet Home car insurance rates from multiple Sweet Home, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Sweet Home, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,482 $12,546
Farmers $10,785 $11,222
GEICO $6,793 $6,765
Liberty Mutual $10,290 $11,331
Nationwide $7,755 $9,880
Progressive $10,838 $12,210
State Farm $6,051 $7,581
Travelers $13,153 $21,164
USAA $4,817 $5,030

How much do senior drivers pay for car insurance in Sweet Home, AR?

With a little research, seniors can find affordable car insurance in Sweet Home, Arkansas. Here’s a look at how the top Sweet Home car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Sweet Home, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,576 $2,756
Farmers $2,187 $2,306
GEICO $2,223 $2,161
Liberty Mutual $2,722 $3,046
Nationwide $2,794 $2,949
Progressive $2,137 $2,236
State Farm $1,782 $1,782
Travelers $2,228 $2,236
USAA $1,380 $1,383

How does coverage level affect Sweet Home, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Sweet Home, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Sweet Home, Arkansas

Insurance Company Low Medium High
Allstate $4,944 $5,096 $5,257
Farmers $4,375 $4,588 $4,977
GEICO $3,293 $3,450 $3,610
Liberty Mutual $4,736 $4,889 $5,159
Nationwide $4,623 $4,531 $4,768
Progressive $4,478 $4,786 $5,344
State Farm $3,055 $3,236 $3,421
Travelers $5,774 $6,086 $6,349
USAA $2,341 $2,437 $2,560

How does your driving record affect Sweet Home, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Sweet Home, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Sweet Home, Arkansas companies.

Annual Sweet Home, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,212 $5,297 $5,864 $5,022
Farmers $3,930 $5,040 $4,929 $4,689
GEICO $2,367 $3,597 $5,293 $2,547
Liberty Mutual $3,344 $5,465 $6,396 $4,506
Nationwide $3,599 $4,666 $6,332 $3,967
Progressive $4,201 $5,822 $4,414 $5,041
State Farm $2,946 $3,527 $3,237 $3,237
Travelers $5,088 $5,257 $7,689 $6,244
USAA $1,871 $2,385 $3,451 $2,078

How does a DUI affect Sweet Home, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Sweet Home, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Sweet Home, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,864
Farmers $4,929
GEICO $5,293
Liberty Mutual $6,396
Nationwide $6,332
Progressive $4,414
State Farm $3,237
Travelers $7,689
USAA $3,451

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How does your credit history affect Sweet Home, AR car insurance rates?

Take a look at the data here to see how your Sweet Home, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Sweet Home, Arkansas

Insurance Company Poor Fair Good
Allstate $6,410 $4,908 $3,979
Farmers $5,267 $4,442 $4,231
GEICO $4,130 $3,403 $2,820
Liberty Mutual $7,123 $4,300 $3,360
Nationwide $5,477 $4,419 $4,026
Progressive $5,532 $4,706 $4,371
State Farm $4,694 $2,822 $2,195
Travelers $6,965 $5,812 $5,432
USAA $3,238 $2,213 $1,887

How does your commute affect Sweet Home, AR car insurance rates?

Sweet Home, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Sweet Home if you’re financing.

Annual Car Insurance Rates by Commute Length in Sweet Home, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,099 $5,099
Farmers $4,647 $4,647
GEICO $3,419 $3,483
Liberty Mutual $4,928 $4,928
Nationwide $4,641 $4,641
Progressive $4,870 $4,870
State Farm $3,157 $3,317
Travelers $6,070 $6,070
USAA $2,377 $2,516

Who has the cheapest Sweet Home, AR car insurance rates?

Here’s a breakdown of Sweet Home, Arkansas car insurance rates by company. You can see which company offers the cheapest Sweet Home car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Sweet Home, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Sweet Home, AR car insurance companies?

Which Sweet Home, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Sweet Home companies to find the one for you.

Average Annual Car Insurance Rates by Company in Sweet Home, Arkansas

Insurance Company Average Annual Rates
Allstate $5,099
Farmers $4,647
GEICO $3,451
Liberty Mutual $4,928
Nationwide $4,641
Progressive $4,870
State Farm $3,237
Travelers $6,070
USAA $2,446

What factors affect Sweet Home, AR car insurance rates?

Why are Sweet Home, Arkansas car insurance rates different than rates in Hot Springs or Bentonville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Sweet Home, AR?

More time spent behind the wheel can lead to higher Sweet Home, Arkansas car insurance rates. In Sweet Home, AR, the average commute length is 27.2 minutes.

Car Insurance Quotes for Sweet Home, AR

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