Cheap Quotes for Swans Island, ME Car Insurance (2021)

Swans Island, Maine car insurance rates average $226 a month and Maine law requires coverage of at least 50/100/25. By comparing rates from multiple Swans Island, ME companies, you can find cheap Swans Island car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Swans Island, ME after a DUI are $3,180/year
  • Average car insurance rates in Swans Island, ME for senior drivers are $1,587/year
  • The cheapest car insurance company in Swans Island is GEICO

How do the Swans Island, Maine monthly average car insurance rates of $226/month compare to nearby cities like Auburn car insurance rates, Augusta car insurance rates, and Saco car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Swans Island, ME.

We’ll cover the Maine minimum coverage requirements, Maine car insurance laws, and Swans Island, ME statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Swans Island, Maine companies to find the most affordable Swans Island car insurance rates.

Enter your ZIP code above to find cheap Swans Island, ME car insurance quotes today.

What are the minimum Swans Island, ME car insurance requirements?

To meet Maine minimum car insurance coverage requirements, Swans Island, ME drivers need to carry at least 50/100/25 coverage.

Minimum Required Car Insurance Coverage in Swans Island, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Swans Island, ME car insurance rates?

Three of the criteria that most affect car insurance rates in Swans Island, Maine are age, gender, and marital status. Let’s take a look at how each of these stack up with top Swans Island car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Swans Island, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,724 $1,770 $1,549 $1,679 $4,334 $5,830 $1,873 $2,097
Farmers $1,886 $1,906 $1,755 $1,898 $5,767 $6,474 $2,196 $2,281
GEICO $1,018 $1,055 $1,018 $1,018 $2,429 $3,165 $1,109 $1,189
Liberty Mutual $3,072 $3,072 $2,925 $2,925 $6,543 $9,799 $3,072 $4,332
Progressive $2,152 $2,110 $2,152 $2,110 $8,956 $10,073 $2,509 $2,843
State Farm $1,250 $1,250 $1,176 $1,176 $3,954 $4,924 $1,392 $1,528
Travelers $1,202 $1,243 $1,087 $1,112 $4,827 $6,522 $1,191 $1,373
USAA $923 $914 $917 $899 $3,008 $3,326 $1,178 $1,246

How much do teen drivers pay for car insurance in Swans Island, ME?

Swans Island, Maine car insurance rates for teens are often higher than rates for other drivers. Compare Swans Island car insurance rates from multiple Swans Island, Maine car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Swans Island, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,334 $5,830
Farmers $5,767 $6,474
GEICO $2,429 $3,165
Liberty Mutual $6,543 $9,799
Progressive $8,956 $10,073
State Farm $3,954 $4,924
Travelers $4,827 $6,522
USAA $3,008 $3,326

How much do senior drivers pay for car insurance in Swans Island, ME?

With a little research, seniors can find affordable car insurance in Swans Island, Maine. Here’s a look at how the top Swans Island car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Swans Island, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,549 $1,679
Farmers $1,755 $1,898
GEICO $1,018 $1,018
Liberty Mutual $2,925 $2,925
Progressive $2,152 $2,110
State Farm $1,176 $1,176
Travelers $1,087 $1,112
USAA $917 $899

How does coverage level affect Swans Island, ME car insurance rates?

How much coverage do you need? Are you comfortable with the Maine minimum of 50/100/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Swans Island, ME car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Swans Island, Maine

Insurance Company Low Medium High
Allstate $2,577 $2,578 $2,666
Farmers $2,901 $2,918 $3,242
GEICO $1,474 $1,481 $1,545
Liberty Mutual $4,419 $4,419 $4,565
Progressive $4,030 $4,037 $4,271
State Farm $2,033 $2,061 $2,150
Travelers $2,281 $2,285 $2,394
USAA $1,524 $1,534 $1,596

How does your driving record affect Swans Island, ME car insurance rates?

Safe driving pays off. The more traffic violations you have in Swans Island, ME, the higher your car insurance rates will be. Compare rates based on driving infractions from top Swans Island, Maine companies.

Annual Swans Island, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,124 $2,882 $3,019 $2,404
Farmers $2,642 $3,366 $2,917 $3,156
GEICO $1,086 $1,535 $2,292 $1,086
Liberty Mutual $3,462 $4,051 $6,601 $3,756
Progressive $3,297 $5,566 $3,670 $3,920
State Farm $1,891 $2,271 $2,081 $2,081
Travelers $1,935 $2,151 $2,689 $2,505
USAA $1,181 $1,551 $2,175 $1,299

How does a DUI affect Swans Island, ME car insurance rates?

With even one DUI on your record, you can see an increase in your Swans Island, ME car insurance rates.

Annual Car Insurance Rates After a DUI in Swans Island, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,019
Farmers $2,917
GEICO $2,292
Liberty Mutual $6,601
Progressive $3,670
State Farm $2,081
Travelers $2,689
USAA $2,175

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How does your credit history affect Swans Island, ME car insurance rates?

Take a look at the data here to see how your Swans Island, Maine car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Swans Island, Maine

Insurance Company Poor Fair Good
Allstate $3,273 $2,499 $2,049
Farmers $3,524 $2,884 $2,654
GEICO $2,019 $1,339 $1,142
Liberty Mutual $6,221 $4,030 $3,152
Progressive $4,654 $3,985 $3,700
State Farm $3,031 $1,811 $1,402
Travelers $2,732 $2,236 $1,991
USAA $2,041 $1,398 $1,215

How does your commute affect Swans Island, ME car insurance rates?

Swans Island, ME car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maine can be seen here. Remember, though, that you may have to carry substantially more car insurance in Swans Island if you’re financing.

Annual Car Insurance Rates by Commute Length in Swans Island, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,607 $2,607
Farmers $3,021 $3,021
GEICO $1,475 $1,524
Liberty Mutual $4,375 $4,560
Progressive $4,113 $4,113
State Farm $2,013 $2,149
Travelers $2,320 $2,320
USAA $1,508 $1,595

Who has the cheapest Swans Island, ME car insurance rates?

Here’s a breakdown of Swans Island, Maine car insurance rates by company. You can see which company offers the cheapest Swans Island car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Swans Island, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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What are the top Swans Island, ME car insurance companies?

Which Swans Island, Maine car insurance company will best fit your needs and budget? Check out this comparison of the top Swans Island companies to find the one for you.

Average Annual Car Insurance Rates by Company in Swans Island, Maine

Insurance Company Average Annual Rates
Allstate $2,607
Farmers $3,021
GEICO $1,500
Liberty Mutual $4,468
Progressive $4,113
State Farm $2,081
Travelers $2,320
USAA $1,551

Car Insurance Quotes for Swans Island, ME

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