Cheap Quotes for Summit, AR Car Insurance (2021)

Summit, Arkansas car insurance rates average $352 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Summit, AR companies, you can find cheap Summit car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Summit is USAA
  • Average car insurance rates in Summit, AR are $352/month
  • Average car insurance rates in Summit, AR for senior drivers are $2,168/year

How do the Summit, Arkansas monthly average car insurance rates of $352/month compare to nearby cities like Bentonville car insurance rates, Hot Springs car insurance rates, and Rogers car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Summit, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Summit, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Summit, Arkansas companies to find the most affordable Summit car insurance rates.

Enter your ZIP code above to find cheap Summit, AR car insurance quotes today.

What are the minimum Summit, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Summit, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Summit, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Summit, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Summit, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Summit car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Summit, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,612 $2,642 $2,322 $2,483 $9,138 $10,907 $2,899 $3,155
Farmers $2,120 $2,111 $1,896 $1,993 $8,816 $9,132 $2,428 $2,560
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $4,854 $4,568 $4,005 $4,193 $20,957 $23,620 $5,772 $6,207
State Farm $1,523 $1,523 $1,357 $1,357 $4,308 $5,414 $1,713 $1,968
Travelers $2,079 $2,120 $2,046 $2,053 $11,908 $19,091 $2,219 $2,579
USAA $1,254 $1,269 $1,161 $1,172 $3,865 $4,056 $1,612 $1,741

How much do teen drivers pay for car insurance in Summit, AR?

Summit, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Summit car insurance rates from multiple Summit, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Summit, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,138 $10,907
Farmers $8,816 $9,132
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $20,957 $23,620
State Farm $4,308 $5,414
Travelers $11,908 $19,091
USAA $3,865 $4,056

How much do senior drivers pay for car insurance in Summit, AR?

With a little research, seniors can find affordable car insurance in Summit, Arkansas. Here’s a look at how the top Summit car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Summit, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,322 $2,483
Farmers $1,896 $1,993
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $4,005 $4,193
State Farm $1,357 $1,357
Travelers $2,046 $2,053
USAA $1,161 $1,172

How does coverage level affect Summit, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Summit, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Summit, Arkansas

Insurance Company Low Medium High
Allstate $4,405 $4,517 $4,637
Farmers $3,693 $3,843 $4,111
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $8,225 $9,034 $10,557
State Farm $2,288 $2,392 $2,506
Travelers $5,262 $5,528 $5,746
USAA $1,938 $2,009 $2,101

How does your driving record affect Summit, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Summit, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Summit, Arkansas companies.

Annual Summit, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,756 $4,691 $5,178 $4,453
Farmers $3,282 $4,205 $4,106 $3,937
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $7,980 $11,139 $8,405 $9,563
State Farm $2,204 $2,587 $2,396 $2,396
Travelers $4,622 $4,775 $6,975 $5,675
USAA $1,553 $1,962 $2,828 $1,722

How does a DUI affect Summit, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Summit, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Summit, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,178
Farmers $4,106
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $8,405
State Farm $2,396
Travelers $6,975
USAA $2,828

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How does your credit history affect Summit, AR car insurance rates?

Take a look at the data here to see how your Summit, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Summit, Arkansas

Insurance Company Poor Fair Good
Allstate $5,680 $4,346 $3,533
Farmers $4,421 $3,700 $3,525
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $10,465 $8,979 $8,373
State Farm $3,467 $2,091 $1,630
Travelers $6,330 $5,276 $4,929
USAA $2,674 $1,822 $1,552

How does your commute affect Summit, AR car insurance rates?

Summit, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Summit if you’re financing.

Annual Car Insurance Rates by Commute Length in Summit, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,520 $4,520
Farmers $3,882 $3,882
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $9,272 $9,272
State Farm $2,340 $2,452
Travelers $5,512 $5,512
USAA $1,959 $2,074

Who has the cheapest Summit, AR car insurance rates?

Here’s a breakdown of Summit, Arkansas car insurance rates by company. You can see which company offers the cheapest Summit car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Summit, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Summit, AR car insurance companies?

Which Summit, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Summit companies to find the one for you.

Average Annual Car Insurance Rates by Company in Summit, Arkansas

Insurance Company Average Annual Rates
Allstate $4,520
Farmers $3,882
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $9,272
State Farm $2,396
Travelers $5,512
USAA $2,016

What factors affect Summit, AR car insurance rates?

Why are Summit, Arkansas car insurance rates different than rates in Bentonville or Hot Springs? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Summit, AR?

More time spent behind the wheel can lead to higher Summit, Arkansas car insurance rates. In Summit, AR, the average commute length is 14.1 minutes.

Car Insurance Quotes for Summit, AR

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