Cheap Quotes for Summers, AR Car Insurance (2021)

Summers, Arkansas car insurance rates average $317 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Summers, AR companies, you can find cheap Summers car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Summers, AR after a DUI are $4,569/year
  • The cheapest car insurance company in Summers is USAA
  • Average car insurance rates in Summers, AR are $317/month

How do the Summers, Arkansas monthly average car insurance rates of $317/month compare to nearby cities like Rogers car insurance rates, Jonesboro car insurance rates, and Pine Bluff car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Summers, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Summers, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Summers, Arkansas companies to find the most affordable Summers car insurance rates.

Enter your ZIP code above to find cheap Summers, AR car insurance quotes today.

What are the minimum Summers, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Summers, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Summers, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Summers, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Summers, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Summers car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Summers, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,668 $2,682 $2,388 $2,550 $9,771 $11,725 $2,936 $3,183
Farmers $2,215 $2,198 $1,977 $2,086 $9,519 $9,849 $2,533 $2,651
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,547 $2,593 $2,289 $2,416 $6,206 $7,893 $2,919 $3,143
Progressive $2,576 $2,415 $2,123 $2,228 $11,511 $12,926 $3,081 $3,338
State Farm $1,474 $1,474 $1,325 $1,325 $4,306 $5,406 $1,661 $1,906
Travelers $1,964 $1,997 $1,968 $1,966 $11,728 $18,751 $2,119 $2,418
USAA $1,337 $1,347 $1,242 $1,245 $4,249 $4,444 $1,719 $1,849

How much do teen drivers pay for car insurance in Summers, AR?

Summers, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Summers car insurance rates from multiple Summers, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Summers, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,771 $11,725
Farmers $9,519 $9,849
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,206 $7,893
Progressive $11,511 $12,926
State Farm $4,306 $5,406
Travelers $11,728 $18,751
USAA $4,249 $4,444

How much do senior drivers pay for car insurance in Summers, AR?

With a little research, seniors can find affordable car insurance in Summers, Arkansas. Here’s a look at how the top Summers car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Summers, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,388 $2,550
Farmers $1,977 $2,086
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,289 $2,416
Progressive $2,123 $2,228
State Farm $1,325 $1,325
Travelers $1,968 $1,966
USAA $1,242 $1,245

How does coverage level affect Summers, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Summers, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Summers, Arkansas

Insurance Company Low Medium High
Allstate $4,613 $4,735 $4,866
Farmers $3,916 $4,084 $4,385
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,787 $3,680 $3,785
Progressive $4,599 $4,944 $5,531
State Farm $2,237 $2,357 $2,485
Travelers $5,123 $5,378 $5,590
USAA $2,092 $2,171 $2,273

How does your driving record affect Summers, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Summers, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Summers, Arkansas companies.

Annual Summers, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,902 $4,911 $5,469 $4,670
Farmers $3,489 $4,476 $4,379 $4,171
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,925 $3,770 $5,091 $3,217
Progressive $4,320 $6,059 $4,544 $5,175
State Farm $2,162 $2,557 $2,360 $2,360
Travelers $4,488 $4,635 $6,822 $5,511
USAA $1,672 $2,122 $3,066 $1,855

How does a DUI affect Summers, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Summers, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Summers, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,469
Farmers $4,379
GEICO $4,432
Liberty Mutual $4,956
Nationwide $5,091
Progressive $4,544
State Farm $2,360
Travelers $6,822
USAA $3,066

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Summers, AR car insurance rates?

Take a look at the data here to see how your Summers, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Summers, Arkansas

Insurance Company Poor Fair Good
Allstate $5,942 $4,566 $3,706
Farmers $4,684 $3,944 $3,757
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,434 $3,567 $3,251
Progressive $5,658 $4,870 $4,547
State Farm $3,415 $2,059 $1,605
Travelers $6,143 $5,141 $4,808
USAA $2,884 $1,971 $1,681

How does your commute affect Summers, AR car insurance rates?

Summers, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Summers if you’re financing.

Annual Car Insurance Rates by Commute Length in Summers, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,738 $4,738
Farmers $4,128 $4,128
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,751 $3,751
Progressive $5,025 $5,025
State Farm $2,303 $2,417
Travelers $5,364 $5,364
USAA $2,117 $2,240

Who has the cheapest Summers, AR car insurance rates?

Here’s a breakdown of Summers, Arkansas car insurance rates by company. You can see which company offers the cheapest Summers car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Summers, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Summers, AR car insurance companies?

Which Summers, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Summers companies to find the one for you.

Average Annual Car Insurance Rates by Company in Summers, Arkansas

Insurance Company Average Annual Rates
Allstate $4,738
Farmers $4,128
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,751
Progressive $5,025
State Farm $2,360
Travelers $5,364
USAA $2,179

Car Insurance Quotes for Summers, AR

Shop for affordable Summers, Arkansas car insurance rates today. Enter your ZIP code to compare quotes from multiple Summers, AR car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption