Cheap Quotes for Sulphur Springs, AR Car Insurance (2021)

Sulphur Springs, Arkansas car insurance rates average $311 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Sulphur Springs, AR companies, you can find cheap Sulphur Springs car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Sulphur Springs is USAA
  • Average car insurance rates in Sulphur Springs, AR for senior drivers are $1,920/year
  • Average car insurance rates in Sulphur Springs, AR after a DUI are $4,497/year

How do the Sulphur Springs, Arkansas monthly average car insurance rates of $311/month compare to nearby cities like Jonesboro car insurance rates, Conway car insurance rates, and Rogers car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Sulphur Springs, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Sulphur Springs, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Sulphur Springs, Arkansas companies to find the most affordable Sulphur Springs car insurance rates.

Enter your ZIP code above to find cheap Sulphur Springs, AR car insurance quotes today.

What are the minimum Sulphur Springs, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Sulphur Springs, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Sulphur Springs, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Sulphur Springs, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Sulphur Springs, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Sulphur Springs car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sulphur Springs, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,693 $2,706 $2,412 $2,576 $9,910 $11,893 $2,961 $3,208
Farmers $2,088 $2,071 $1,865 $1,967 $8,869 $9,167 $2,393 $2,512
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,476 $2,523 $2,226 $2,350 $6,000 $7,632 $2,834 $3,052
Progressive $2,287 $2,149 $1,882 $1,977 $10,094 $11,337 $2,731 $2,956
State Farm $1,536 $1,536 $1,390 $1,390 $4,635 $5,802 $1,735 $2,000
Travelers $2,055 $2,092 $2,046 $2,048 $12,122 $19,417 $2,209 $2,535
USAA $1,281 $1,288 $1,194 $1,193 $4,098 $4,278 $1,642 $1,763

How much do teen drivers pay for car insurance in Sulphur Springs, AR?

Sulphur Springs, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Sulphur Springs car insurance rates from multiple Sulphur Springs, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Sulphur Springs, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,910 $11,893
Farmers $8,869 $9,167
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,000 $7,632
Progressive $10,094 $11,337
State Farm $4,635 $5,802
Travelers $12,122 $19,417
USAA $4,098 $4,278

How much do senior drivers pay for car insurance in Sulphur Springs, AR?

With a little research, seniors can find affordable car insurance in Sulphur Springs, Arkansas. Here’s a look at how the top Sulphur Springs car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Sulphur Springs, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,412 $2,576
Farmers $1,865 $1,967
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,226 $2,350
Progressive $1,882 $1,977
State Farm $1,390 $1,390
Travelers $2,046 $2,048
USAA $1,194 $1,193

How does coverage level affect Sulphur Springs, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Sulphur Springs, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Sulphur Springs, Arkansas

Insurance Company Low Medium High
Allstate $4,665 $4,792 $4,928
Farmers $3,675 $3,827 $4,097
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,667 $3,566 $3,676
Progressive $4,050 $4,350 $4,880
State Farm $2,369 $2,500 $2,640
Travelers $5,307 $5,581 $5,809
USAA $2,002 $2,085 $2,189

How does your driving record affect Sulphur Springs, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Sulphur Springs, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Sulphur Springs, Arkansas companies.

Annual Sulphur Springs, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,947 $4,971 $5,537 $4,726
Farmers $3,264 $4,192 $4,096 $3,915
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,837 $3,656 $4,934 $3,120
Progressive $3,809 $5,328 $4,006 $4,563
State Farm $2,284 $2,722 $2,503 $2,503
Travelers $4,660 $4,813 $7,066 $5,723
USAA $1,605 $2,041 $2,941 $1,781

How does a DUI affect Sulphur Springs, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Sulphur Springs, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Sulphur Springs, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,537
Farmers $4,096
GEICO $4,432
Liberty Mutual $4,956
Nationwide $4,934
Progressive $4,006
State Farm $2,503
Travelers $7,066
USAA $2,941

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How does your credit history affect Sulphur Springs, AR car insurance rates?

Take a look at the data here to see how your Sulphur Springs, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Sulphur Springs, Arkansas

Insurance Company Poor Fair Good
Allstate $6,014 $4,621 $3,750
Farmers $4,395 $3,690 $3,514
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,301 $3,458 $3,151
Progressive $4,993 $4,288 $3,999
State Farm $3,623 $2,184 $1,702
Travelers $6,380 $5,332 $4,985
USAA $2,762 $1,895 $1,619

How does your commute affect Sulphur Springs, AR car insurance rates?

Sulphur Springs, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Sulphur Springs if you’re financing.

Annual Car Insurance Rates by Commute Length in Sulphur Springs, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,795 $4,795
Farmers $3,867 $3,867
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,637 $3,637
Progressive $4,427 $4,427
State Farm $2,443 $2,563
Travelers $5,566 $5,566
USAA $2,034 $2,150

Who has the cheapest Sulphur Springs, AR car insurance rates?

Here’s a breakdown of Sulphur Springs, Arkansas car insurance rates by company. You can see which company offers the cheapest Sulphur Springs car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Sulphur Springs, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Sulphur Springs, AR car insurance companies?

Which Sulphur Springs, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Sulphur Springs companies to find the one for you.

Average Annual Car Insurance Rates by Company in Sulphur Springs, Arkansas

Insurance Company Average Annual Rates
Allstate $4,795
Farmers $3,867
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,637
Progressive $4,427
State Farm $2,503
Travelers $5,566
USAA $2,092

What factors affect Sulphur Springs, AR car insurance rates?

Why are Sulphur Springs, Arkansas car insurance rates different than rates in Jonesboro or Conway? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Sulphur Springs, AR?

More time spent behind the wheel can lead to higher Sulphur Springs, Arkansas car insurance rates. In Sulphur Springs, AR, the average commute length is 21.3 minutes.

Car Insurance Quotes for Sulphur Springs, AR

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