Cheap Quotes for Sulphur Rock, AR Car Insurance (2021)

Sulphur Rock, Arkansas car insurance rates average $348 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Sulphur Rock, AR companies, you can find cheap Sulphur Rock car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Sulphur Rock, AR are $348/month
  • Sulphur Rock has an average commute time of 19.1 minutes
  • The cheapest car insurance company in Sulphur Rock is USAA

How do the Sulphur Rock, Arkansas monthly average car insurance rates of $348/month compare to nearby cities like Pine Bluff car insurance rates, Little Rock car insurance rates, and Fayetteville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Sulphur Rock, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Sulphur Rock, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Sulphur Rock, Arkansas companies to find the most affordable Sulphur Rock car insurance rates.

Enter your ZIP code above to find cheap Sulphur Rock, AR car insurance quotes today.

What are the minimum Sulphur Rock, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Sulphur Rock, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Sulphur Rock, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Sulphur Rock, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Sulphur Rock, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Sulphur Rock car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sulphur Rock, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,943 $2,969 $2,616 $2,798 $10,561 $12,653 $3,262 $3,555
Farmers $2,451 $2,440 $2,195 $2,304 $10,026 $10,382 $2,799 $2,949
GEICO $2,606 $2,582 $2,408 $2,340 $6,591 $6,629 $2,550 $2,586
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $3,007 $2,858 $2,473 $2,577 $12,563 $14,166 $3,604 $3,901
State Farm $1,794 $1,794 $1,596 $1,596 $5,031 $6,345 $2,018 $2,305
Travelers $2,214 $2,256 $2,187 $2,193 $12,863 $20,644 $2,368 $2,739
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

How much do teen drivers pay for car insurance in Sulphur Rock, AR?

Sulphur Rock, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Sulphur Rock car insurance rates from multiple Sulphur Rock, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Sulphur Rock, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,561 $12,653
Farmers $10,026 $10,382
GEICO $6,591 $6,629
Liberty Mutual $7,977 $8,773
Nationwide $6,624 $8,442
Progressive $12,563 $14,166
State Farm $5,031 $6,345
Travelers $12,863 $20,644
USAA $4,009 $4,199

How much do senior drivers pay for car insurance in Sulphur Rock, AR?

With a little research, seniors can find affordable car insurance in Sulphur Rock, Arkansas. Here’s a look at how the top Sulphur Rock car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Sulphur Rock, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,616 $2,798
Farmers $2,195 $2,304
GEICO $2,408 $2,340
Liberty Mutual $2,208 $2,460
Nationwide $2,440 $2,578
Progressive $2,473 $2,577
State Farm $1,596 $1,596
Travelers $2,187 $2,193
USAA $1,192 $1,200

How does coverage level affect Sulphur Rock, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Sulphur Rock, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Sulphur Rock, Arkansas

Insurance Company Low Medium High
Allstate $5,036 $5,166 $5,306
Farmers $4,241 $4,401 $4,687
GEICO $3,403 $3,535 $3,671
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $4,022 $3,922 $4,073
Progressive $5,222 $5,560 $6,149
State Farm $2,678 $2,807 $2,944
Travelers $5,652 $5,950 $6,197
USAA $1,989 $2,069 $2,171

How does your driving record affect Sulphur Rock, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Sulphur Rock, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Sulphur Rock, Arkansas companies.

Annual Sulphur Rock, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,270 $5,362 $5,952 $5,095
Farmers $3,762 $4,807 $4,698 $4,505
GEICO $2,385 $3,677 $5,517 $2,566
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,867 $6,752 $5,112 $5,843
State Farm $2,588 $3,031 $2,810 $2,810
Travelers $4,971 $5,136 $7,518 $6,106
USAA $1,597 $2,023 $2,912 $1,772

How does a DUI affect Sulphur Rock, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Sulphur Rock, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Sulphur Rock, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,952
Farmers $4,698
GEICO $5,517
Liberty Mutual $5,070
Nationwide $5,453
Progressive $5,112
State Farm $2,810
Travelers $7,518
USAA $2,912

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How does your credit history affect Sulphur Rock, AR car insurance rates?

Take a look at the data here to see how your Sulphur Rock, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Sulphur Rock, Arkansas

Insurance Company Poor Fair Good
Allstate $6,504 $4,971 $4,034
Farmers $5,060 $4,234 $4,035
GEICO $4,238 $3,481 $2,890
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,733 $3,811 $3,473
Progressive $6,409 $5,453 $5,069
State Farm $4,071 $2,450 $1,908
Travelers $6,810 $5,681 $5,308
USAA $2,749 $1,878 $1,602

How does your commute affect Sulphur Rock, AR car insurance rates?

Sulphur Rock, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Sulphur Rock if you’re financing.

Annual Car Insurance Rates by Commute Length in Sulphur Rock, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,170 $5,170
Farmers $4,443 $4,443
GEICO $3,516 $3,557
Liberty Mutual $3,923 $3,923
Nationwide $4,006 $4,006
Progressive $5,644 $5,644
State Farm $2,742 $2,877
Travelers $5,933 $5,933
USAA $2,017 $2,135

Who has the cheapest Sulphur Rock, AR car insurance rates?

Here’s a breakdown of Sulphur Rock, Arkansas car insurance rates by company. You can see which company offers the cheapest Sulphur Rock car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Sulphur Rock, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Sulphur Rock, AR car insurance companies?

Which Sulphur Rock, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Sulphur Rock companies to find the one for you.

Average Annual Car Insurance Rates by Company in Sulphur Rock, Arkansas

Insurance Company Average Annual Rates
Allstate $5,170
Farmers $4,443
GEICO $3,536
Liberty Mutual $3,923
Nationwide $4,006
Progressive $5,644
State Farm $2,810
Travelers $5,933
USAA $2,076

What factors affect Sulphur Rock, AR car insurance rates?

Why are Sulphur Rock, Arkansas car insurance rates different than rates in Pine Bluff or Little Rock? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Sulphur Rock, AR?

More time spent behind the wheel can lead to higher Sulphur Rock, Arkansas car insurance rates. In Sulphur Rock, AR, the average commute length is 19.1 minutes.

Car Insurance Quotes for Sulphur Rock, AR

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