Cheap Quotes for Stuttgart, AR Car Insurance (2021)

Stuttgart, Arkansas car insurance rates average $332 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Stuttgart, AR companies, you can find cheap Stuttgart car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Stuttgart, AR for senior drivers are $2,069/year
  • Average car insurance rates in Stuttgart, AR after a DUI are $4,799/year
  • Average car insurance rates in Stuttgart, AR are $332/month

How do the Stuttgart, Arkansas monthly average car insurance rates of $332/month compare to nearby cities like Rogers car insurance rates, Fayetteville car insurance rates, and North Little Rock car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Stuttgart, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Stuttgart, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Stuttgart, Arkansas companies to find the most affordable Stuttgart car insurance rates.

Enter your ZIP code above to find cheap Stuttgart, AR car insurance quotes today.

What are the minimum Stuttgart, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Stuttgart, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Stuttgart, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Stuttgart, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Stuttgart, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Stuttgart car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stuttgart, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,843 $2,850 $2,554 $2,729 $10,669 $12,817 $3,114 $3,360
Farmers $2,222 $2,212 $1,985 $2,089 $9,353 $9,695 $2,545 $2,681
GEICO $2,417 $2,395 $2,234 $2,172 $6,106 $6,139 $2,364 $2,396
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,514 $2,562 $2,259 $2,387 $6,062 $7,723 $2,875 $3,099
Progressive $2,603 $2,472 $2,137 $2,236 $10,838 $12,210 $3,109 $3,352
State Farm $1,703 $1,703 $1,527 $1,527 $4,944 $6,217 $1,919 $2,198
Travelers $2,261 $2,305 $2,228 $2,236 $13,153 $21,164 $2,416 $2,794
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

How much do teen drivers pay for car insurance in Stuttgart, AR?

Stuttgart, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Stuttgart car insurance rates from multiple Stuttgart, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Stuttgart, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,669 $12,817
Farmers $9,353 $9,695
GEICO $6,106 $6,139
Liberty Mutual $8,234 $9,082
Nationwide $6,062 $7,723
Progressive $10,838 $12,210
State Farm $4,944 $6,217
Travelers $13,153 $21,164
USAA $4,009 $4,199

How much do senior drivers pay for car insurance in Stuttgart, AR?

With a little research, seniors can find affordable car insurance in Stuttgart, Arkansas. Here’s a look at how the top Stuttgart car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Stuttgart, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,554 $2,729
Farmers $1,985 $2,089
GEICO $2,234 $2,172
Liberty Mutual $2,143 $2,398
Nationwide $2,259 $2,387
Progressive $2,137 $2,236
State Farm $1,527 $1,527
Travelers $2,228 $2,236
USAA $1,192 $1,200

How does coverage level affect Stuttgart, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Stuttgart, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Stuttgart, Arkansas

Insurance Company Low Medium High
Allstate $4,949 $5,114 $5,288
Farmers $3,890 $4,054 $4,349
GEICO $3,140 $3,277 $3,417
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,704 $3,609 $3,742
Progressive $4,478 $4,786 $5,344
State Farm $2,578 $2,715 $2,858
Travelers $5,774 $6,086 $6,349
USAA $1,989 $2,069 $2,171

How does your driving record affect Stuttgart, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Stuttgart, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Stuttgart, Arkansas companies.

Annual Stuttgart, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,200 $5,311 $5,915 $5,041
Farmers $3,463 $4,440 $4,336 $4,151
GEICO $2,214 $3,409 $5,107 $2,382
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,870 $3,704 $5,007 $3,159
Progressive $4,201 $5,822 $4,414 $5,041
State Farm $2,492 $2,942 $2,717 $2,717
Travelers $5,088 $5,257 $7,689 $6,244
USAA $1,597 $2,023 $2,912 $1,772

How does a DUI affect Stuttgart, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Stuttgart, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Stuttgart, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,915
Farmers $4,336
GEICO $5,107
Liberty Mutual $5,091
Nationwide $5,007
Progressive $4,414
State Farm $2,717
Travelers $7,689
USAA $2,912

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How does your credit history affect Stuttgart, AR car insurance rates?

Take a look at the data here to see how your Stuttgart, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Stuttgart, Arkansas

Insurance Company Poor Fair Good
Allstate $6,422 $4,933 $3,995
Farmers $4,662 $3,908 $3,723
GEICO $3,928 $3,227 $2,678
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,353 $3,506 $3,196
Progressive $5,532 $4,706 $4,371
State Farm $3,936 $2,370 $1,846
Travelers $6,965 $5,812 $5,432
USAA $2,749 $1,878 $1,602

How does your commute affect Stuttgart, AR car insurance rates?

Stuttgart, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Stuttgart if you’re financing.

Annual Car Insurance Rates by Commute Length in Stuttgart, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,117 $5,117
Farmers $4,098 $4,098
GEICO $3,258 $3,297
Liberty Mutual $3,924 $3,924
Nationwide $3,685 $3,685
Progressive $4,870 $4,870
State Farm $2,651 $2,783
Travelers $6,070 $6,070
USAA $2,017 $2,135

Who has the cheapest Stuttgart, AR car insurance rates?

Here’s a breakdown of Stuttgart, Arkansas car insurance rates by company. You can see which company offers the cheapest Stuttgart car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Stuttgart, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Stuttgart, AR car insurance companies?

Which Stuttgart, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Stuttgart companies to find the one for you.

Average Annual Car Insurance Rates by Company in Stuttgart, Arkansas

Insurance Company Average Annual Rates
Allstate $5,117
Farmers $4,098
GEICO $3,278
Liberty Mutual $3,924
Nationwide $3,685
Progressive $4,870
State Farm $2,717
Travelers $6,070
USAA $2,076

What factors affect Stuttgart, AR car insurance rates?

Why are Stuttgart, Arkansas car insurance rates different than rates in Rogers or Fayetteville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Stuttgart, AR?

More time spent behind the wheel can lead to higher Stuttgart, Arkansas car insurance rates. In Stuttgart, AR, the average commute length is 12.4 minutes.

What is the traffic like in Stuttgart, AR

Like commute length, time spent in traffic also increase risk of accidents. Stuttgart, AR is listed as 151st in INRIX congested cities data.

Car Insurance Quotes for Stuttgart, AR

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