Cheap Quotes for Stoughton, MA Car Insurance (2021)

Stoughton, Massachusetts car insurance rates average $317 a month and Massachusetts law requires coverage of at least 20/40/5. By comparing rates from multiple Stoughton, MA companies, you can find cheap Stoughton car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Stoughton is State Farm
  • Average car insurance rates in Stoughton, MA for senior drivers are $2,463/year
  • Average car insurance rates in Stoughton, MA are $317/month

How do the Stoughton, Massachusetts monthly average car insurance rates of $317/month compare to nearby cities like Springfield car insurance rates, Fall River car insurance rates, and Brockton car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Stoughton, MA.

We’ll cover the Massachusetts minimum coverage requirements, Massachusetts car insurance laws, and Stoughton, MA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Stoughton, Massachusetts companies to find the most affordable Stoughton car insurance rates.

Enter your ZIP code above to find cheap Stoughton, MA car insurance quotes today.

What are the minimum Stoughton, MA car insurance requirements?

To meet Massachusetts minimum car insurance coverage requirements, Stoughton, MA drivers need to carry at least 20/40/5 coverage.

Minimum Required Car Insurance Coverage in Stoughton, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Stoughton, MA car insurance rates?

Three of the criteria that most affect car insurance rates in Stoughton, Massachusetts are age, gender, and marital status. Let’s take a look at how each of these stack up with top Stoughton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stoughton, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,971 $2,971 $2,971 $2,971 $8,978 $8,978 $3,343 $3,343
GEICO $2,520 $2,520 $2,344 $2,344 $6,533 $6,533 $2,603 $2,603
Liberty Mutual $3,562 $3,562 $3,101 $3,101 $9,922 $9,922 $3,727 $3,727
Progressive $2,862 $2,862 $2,747 $2,747 $11,036 $11,036 $3,100 $3,100
State Farm $1,205 $1,205 $1,205 $1,205 $3,081 $3,081 $1,205 $1,205
Travelers $3,554 $3,554 $3,126 $3,126 $7,338 $7,338 $3,946 $3,946
USAA $1,775 $1,775 $1,748 $1,748 $4,199 $4,199 $1,964 $1,964

How much do teen drivers pay for car insurance in Stoughton, MA?

Stoughton, Massachusetts car insurance rates for teens are often higher than rates for other drivers. Compare Stoughton car insurance rates from multiple Stoughton, Massachusetts car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Stoughton, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,978 $8,978
GEICO $6,533 $6,533
Liberty Mutual $9,922 $9,922
Progressive $11,036 $11,036
State Farm $3,081 $3,081
Travelers $7,338 $7,338
USAA $4,199 $4,199

How much do senior drivers pay for car insurance in Stoughton, MA?

With a little research, seniors can find affordable car insurance in Stoughton, Massachusetts. Here’s a look at how the top Stoughton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Stoughton, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,971 $2,971
GEICO $2,344 $2,344
Liberty Mutual $3,101 $3,101
Progressive $2,747 $2,747
State Farm $1,205 $1,205
Travelers $3,126 $3,126
USAA $1,748 $1,748

How does coverage level affect Stoughton, MA car insurance rates?

How much coverage do you need? Are you comfortable with the Massachusetts minimum of 20/40/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Stoughton, MA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Stoughton, Massachusetts

Insurance Company Low Medium High
Allstate $4,206 $4,642 $4,848
GEICO $3,215 $3,563 $3,721
Liberty Mutual $4,736 $5,146 $5,352
Progressive $4,499 $5,036 $5,274
State Farm $1,517 $1,704 $1,801
Travelers $4,034 $4,587 $4,852
USAA $2,243 $2,461 $2,560

How does your driving record affect Stoughton, MA car insurance rates?

Safe driving pays off. The more traffic violations you have in Stoughton, MA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Stoughton, Massachusetts companies.

Annual Stoughton, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,494 $5,304 $5,970 $3,494
GEICO $2,789 $3,859 $4,401 $2,950
Liberty Mutual $3,973 $5,481 $6,591 $4,267
Progressive $4,136 $5,860 $4,630 $5,119
State Farm $1,319 $1,809 $2,151 $1,417
Travelers $3,478 $4,847 $5,197 $4,442
USAA $1,716 $2,237 $3,810 $1,922

How does a DUI affect Stoughton, MA car insurance rates?

With even one DUI on your record, you can see an increase in your Stoughton, MA car insurance rates.

Annual Car Insurance Rates After a DUI in Stoughton, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,970
GEICO $4,401
Liberty Mutual $6,591
Progressive $4,630
State Farm $2,151
Travelers $5,197
USAA $3,810

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How does your commute affect Stoughton, MA car insurance rates?

Stoughton, MA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Massachusetts can be seen here. Remember, though, that you may have to carry substantially more car insurance in Stoughton if you’re financing.

Annual Car Insurance Rates by Commute Length in Stoughton, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,412 $4,719
GEICO $3,432 $3,568
Liberty Mutual $4,880 $5,276
Progressive $4,936 $4,936
State Farm $1,635 $1,713
Travelers $4,272 $4,710
USAA $2,354 $2,489

Who has the cheapest Stoughton, MA car insurance rates?

Here’s a breakdown of Stoughton, Massachusetts car insurance rates by company. You can see which company offers the cheapest Stoughton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Stoughton, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

What are the top Stoughton, MA car insurance companies?

Which Stoughton, Massachusetts car insurance company will best fit your needs and budget? Check out this comparison of the top Stoughton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Stoughton, Massachusetts

Insurance Company Average Annual Rates
Allstate $4,566
GEICO $3,500
Liberty Mutual $5,078
Progressive $4,936
State Farm $1,674
Travelers $4,491
USAA $2,421

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Car Insurance Quotes for Stoughton, MA

Shop for affordable Stoughton, Massachusetts car insurance rates today. Enter your ZIP code to compare quotes from multiple Stoughton, MA car insurance companies.

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