Cheap Quotes for Stockton, MD Car Insurance (2021)

Stockton, Maryland car insurance rates average $312 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Stockton, MD companies, you can find cheap Stockton car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Stockton, MD after a DUI are $4,409/year
  • The cheapest car insurance company in Stockton is Nationwide
  • Average car insurance rates in Stockton, MD for senior drivers are $2,451/year

How do the Stockton, Maryland monthly average car insurance rates of $312/month compare to nearby cities like Bowie car insurance rates, Annapolis car insurance rates, and Laurel car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Stockton, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Stockton, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Stockton, Maryland companies to find the most affordable Stockton car insurance rates.

Enter your ZIP code above to find cheap Stockton, MD car insurance quotes today.

What are the minimum Stockton, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Stockton, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Stockton, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Stockton, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Stockton, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Stockton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stockton, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,789 $2,692 $2,641 $2,710 $7,754 $9,049 $2,546 $2,582
GEICO $1,935 $2,113 $2,182 $2,508 $5,742 $6,569 $1,654 $1,754
Liberty Mutual $5,536 $5,536 $5,472 $5,472 $10,820 $16,074 $5,536 $7,484
Nationwide $1,543 $1,551 $1,400 $1,442 $3,498 $4,591 $1,773 $1,908
Progressive $2,119 $1,931 $1,850 $1,882 $7,222 $7,902 $2,466 $2,431
State Farm $1,928 $1,928 $1,757 $1,757 $5,963 $7,649 $2,144 $2,432
USAA $1,739 $1,709 $1,620 $1,619 $3,820 $4,513 $2,006 $2,236

How much do teen drivers pay for car insurance in Stockton, MD?

Stockton, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Stockton car insurance rates from multiple Stockton, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Stockton, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,754 $9,049
GEICO $5,742 $6,569
Liberty Mutual $10,820 $16,074
Nationwide $3,498 $4,591
Progressive $7,222 $7,902
State Farm $5,963 $7,649
USAA $3,820 $4,513

How much do senior drivers pay for car insurance in Stockton, MD?

With a little research, seniors can find affordable car insurance in Stockton, Maryland. Here’s a look at how the top Stockton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Stockton, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,641 $2,710
GEICO $2,182 $2,508
Liberty Mutual $5,472 $5,472
Nationwide $1,400 $1,442
Progressive $1,850 $1,882
State Farm $1,757 $1,757
USAA $1,620 $1,619

How does coverage level affect Stockton, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Stockton, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Stockton, Maryland

Insurance Company Low Medium High
Allstate $4,009 $4,075 $4,202
GEICO $2,951 $3,038 $3,183
Liberty Mutual $7,513 $7,722 $7,989
Nationwide $2,124 $2,219 $2,297
Progressive $3,338 $3,477 $3,611
State Farm $3,041 $3,203 $3,341
USAA $2,287 $2,415 $2,521

How does your driving record affect Stockton, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Stockton, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Stockton, Maryland companies.

Annual Stockton, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,640 $4,796 $3,640 $4,307
GEICO $2,179 $3,375 $4,081 $2,593
Liberty Mutual $5,622 $7,365 $10,922 $7,056
Nationwide $1,954 $2,604 $2,086 $2,208
Progressive $2,980 $3,907 $3,599 $3,416
State Farm $2,874 $3,587 $3,159 $3,159
USAA $1,897 $2,320 $3,372 $2,042

How does a DUI affect Stockton, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Stockton, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Stockton, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,640
GEICO $4,081
Liberty Mutual $10,922
Nationwide $2,086
Progressive $3,599
State Farm $3,159
USAA $3,372

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How does your credit history affect Stockton, MD car insurance rates?

Take a look at the data here to see how your Stockton, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Stockton, Maryland

Insurance Company Poor Fair Good
Allstate $5,287 $3,707 $3,293
GEICO $3,463 $2,872 $2,837
Liberty Mutual $11,074 $7,128 $5,022
Nationwide $2,811 $2,007 $1,821
Progressive $4,397 $3,280 $2,749
State Farm $4,675 $2,772 $2,137
USAA $3,208 $2,202 $1,813

How does your commute affect Stockton, MD car insurance rates?

Stockton, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Stockton if you’re financing.

Annual Car Insurance Rates by Commute Length in Stockton, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,039 $4,152
GEICO $3,004 $3,110
Liberty Mutual $7,532 $7,950
Nationwide $2,213 $2,213
Progressive $3,475 $3,475
State Farm $3,114 $3,276
USAA $2,333 $2,482

Who has the cheapest Stockton, MD car insurance rates?

Here’s a breakdown of Stockton, Maryland car insurance rates by company. You can see which company offers the cheapest Stockton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Stockton, Maryland

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Stockton, MD car insurance companies?

Which Stockton, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Stockton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Stockton, Maryland

Insurance Company Average Annual Rates
Allstate $4,095
GEICO $3,057
Liberty Mutual $7,741
Nationwide $2,213
Progressive $3,475
State Farm $3,195
USAA $2,408

What factors affect Stockton, MD car insurance rates?

Why are Stockton, Maryland car insurance rates different than rates in Bowie or Annapolis? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the traffic like in Stockton, MD

Like commute length, time spent in traffic also increase risk of accidents. Stockton, MD is listed as 627th in INRIX congested cities data.

Car Insurance Quotes for Stockton, MD

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