Cheap Quotes for Stevens Point, WI Car Insurance (2021)

Stevens Point, Wisconsin car insurance rates average $237 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Stevens Point, WI companies, you can find cheap Stevens Point car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Stevens Point has an average commute time of 16.5 minutes
  • Average car insurance rates in Stevens Point, WI are $237/month
  • Average car insurance rates in Stevens Point, WI after a DUI are $3,154/year

How do the Stevens Point, Wisconsin monthly average car insurance rates of $237/month compare to nearby cities like Oshkosh car insurance rates, Green Bay car insurance rates, and Eau Claire car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Stevens Point, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Stevens Point, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Stevens Point, Wisconsin companies to find the most affordable Stevens Point car insurance rates.

Enter your ZIP code above to find cheap Stevens Point, WI car insurance quotes today.

What are the minimum Stevens Point, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Stevens Point, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Stevens Point, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Stevens Point, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Stevens Point, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Stevens Point car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stevens Point, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,265 $2,405 $2,071 $2,300 $6,742 $8,681 $2,324 $2,528
American Family $876 $914 $828 $835 $2,478 $2,725 $1,026 $1,089
Farmers $1,774 $1,778 $1,575 $1,667 $8,319 $8,626 $2,009 $2,104
GEICO $1,363 $1,487 $1,381 $1,556 $4,381 $4,721 $1,265 $1,313
Liberty Mutual $1,968 $2,153 $1,591 $1,810 $6,361 $7,137 $2,098 $2,284
Nationwide $3,526 $3,722 $2,913 $3,076 $7,089 $10,840 $4,284 $5,118
Progressive $1,537 $1,466 $1,258 $1,311 $5,786 $6,531 $1,843 $1,998
State Farm $1,260 $1,260 $1,117 $1,117 $3,554 $4,494 $1,420 $1,621
USAA $1,305 $1,306 $1,179 $1,205 $3,267 $3,801 $1,698 $1,870

How much do teen drivers pay for car insurance in Stevens Point, WI?

Stevens Point, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Stevens Point car insurance rates from multiple Stevens Point, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Stevens Point, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,742 $8,681
American Family $2,478 $2,725
Farmers $8,319 $8,626
GEICO $4,381 $4,721
Liberty Mutual $6,361 $7,137
Nationwide $7,089 $10,840
Progressive $5,786 $6,531
State Farm $3,554 $4,494
USAA $3,267 $3,801

How much do senior drivers pay for car insurance in Stevens Point, WI?

With a little research, seniors can find affordable car insurance in Stevens Point, Wisconsin. Here’s a look at how the top Stevens Point car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Stevens Point, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,071 $2,300
American Family $828 $835
Farmers $1,575 $1,667
GEICO $1,381 $1,556
Liberty Mutual $1,591 $1,810
Nationwide $2,913 $3,076
Progressive $1,258 $1,311
State Farm $1,117 $1,117
USAA $1,179 $1,205

How does coverage level affect Stevens Point, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Stevens Point, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Stevens Point, Wisconsin

Insurance Company Low Medium High
Allstate $3,510 $3,656 $3,828
American Family $1,329 $1,358 $1,352
Farmers $3,208 $3,453 $3,783
GEICO $2,066 $2,182 $2,302
Liberty Mutual $2,960 $3,199 $3,366
Nationwide $4,927 $5,071 $5,215
Progressive $2,554 $2,737 $2,857
State Farm $1,875 $1,986 $2,080
USAA $1,885 $1,955 $2,021

How does your driving record affect Stevens Point, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Stevens Point, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Stevens Point, Wisconsin companies.

Annual Stevens Point, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,041 $4,119 $3,811 $3,688
American Family $1,290 $1,365 $1,365 $1,365
Farmers $3,033 $3,826 $3,631 $3,436
GEICO $1,533 $2,449 $2,742 $2,010
Liberty Mutual $2,433 $3,438 $3,584 $3,246
Nationwide $4,287 $4,959 $6,078 $4,959
Progressive $2,489 $3,009 $2,582 $2,785
State Farm $1,824 $2,137 $1,980 $1,980
USAA $1,535 $1,927 $2,606 $1,748

How does a DUI affect Stevens Point, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Stevens Point, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Stevens Point, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,811
American Family $1,365
Farmers $3,631
GEICO $2,742
Liberty Mutual $3,584
Nationwide $6,078
Progressive $2,582
State Farm $1,980
USAA $2,606

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Stevens Point, WI car insurance rates?

Take a look at the data here to see how your Stevens Point, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Stevens Point, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,816 $3,310 $2,867
American Family $1,806 $1,186 $1,047
Farmers $3,938 $3,325 $3,181
GEICO $2,867 $2,044 $1,640
Liberty Mutual $4,596 $2,757 $2,173
Nationwide $5,701 $4,756 $4,756
Progressive $3,094 $2,621 $2,434
State Farm $2,954 $1,696 $1,292
USAA $3,015 $1,584 $1,263

How does your commute affect Stevens Point, WI car insurance rates?

Stevens Point, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Stevens Point if you’re financing.

Annual Car Insurance Rates by Commute Length in Stevens Point, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,577 $3,753
American Family $1,324 $1,369
Farmers $3,481 $3,481
GEICO $2,135 $2,231
Liberty Mutual $3,175 $3,175
Nationwide $5,071 $5,071
Progressive $2,716 $2,716
State Farm $1,932 $2,029
USAA $1,928 $1,980

Who has the cheapest Stevens Point, WI car insurance rates?

Here’s a breakdown of Stevens Point, Wisconsin car insurance rates by company. You can see which company offers the cheapest Stevens Point car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Stevens Point, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Stevens Point, WI car insurance companies?

Which Stevens Point, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Stevens Point companies to find the one for you.

Average Annual Car Insurance Rates by Company in Stevens Point, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,665
American Family $1,346
Farmers $3,481
GEICO $2,183
Liberty Mutual $3,175
Nationwide $5,071
Progressive $2,716
State Farm $1,981
USAA $1,954

What factors affect Stevens Point, WI car insurance rates?

Why are Stevens Point, Wisconsin car insurance rates different than rates in Oshkosh or Green Bay? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Stevens Point, WI?

FBI statistics show that the Stevens Point, Wisconsin car theft rate is 10 thefts each year. High theft rates can lead to higher than average Stevens Point, WI car insurance rates.

How long is the average commute in Stevens Point, WI?

More time spent behind the wheel can lead to higher Stevens Point, Wisconsin car insurance rates. In Stevens Point, WI, the average commute length is 16.5 minutes.

Car Insurance Quotes for Stevens Point, WI

Shop for affordable Stevens Point, Wisconsin car insurance rates today. Enter your ZIP code to compare quotes from multiple Stevens Point, WI car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption