Cheap Quotes for Star City, AR Car Insurance (2021)

Star City, Arkansas car insurance rates average $369 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Star City, AR companies, you can find cheap Star City car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Star City, AR for senior drivers are $2,349/year
  • The cheapest car insurance company in Star City is USAA
  • Average car insurance rates in Star City, AR after a DUI are $5,353/year

How do the Star City, Arkansas monthly average car insurance rates of $369/month compare to nearby cities like Hot Springs car insurance rates, North Little Rock car insurance rates, and Fayetteville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Star City, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Star City, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Star City, Arkansas companies to find the most affordable Star City car insurance rates.

Enter your ZIP code above to find cheap Star City, AR car insurance quotes today.

What are the minimum Star City, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Star City, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Star City, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Star City, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Star City, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Star City car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Star City, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,235 $3,280 $2,864 $3,074 $11,432 $13,621 $3,608 $3,925
Farmers $2,510 $2,504 $2,249 $2,356 $10,140 $10,513 $2,868 $3,032
GEICO $3,204 $3,181 $2,965 $2,882 $7,886 $7,954 $3,122 $3,166
Liberty Mutual $2,654 $2,849 $2,509 $2,805 $9,124 $10,060 $2,868 $3,014
Nationwide $2,706 $2,773 $2,421 $2,574 $6,408 $8,225 $3,077 $3,332
Progressive $2,899 $2,767 $2,380 $2,479 $11,761 $13,282 $3,466 $3,740
State Farm $1,938 $1,938 $1,715 $1,715 $5,314 $6,721 $2,177 $2,478
Travelers $2,407 $2,457 $2,349 $2,363 $13,702 $22,052 $2,559 $2,991
USAA $1,389 $1,406 $1,285 $1,299 $4,329 $4,542 $1,794 $1,939

How much do teen drivers pay for car insurance in Star City, AR?

Star City, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Star City car insurance rates from multiple Star City, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Star City, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,432 $13,621
Farmers $10,140 $10,513
GEICO $7,886 $7,954
Liberty Mutual $9,124 $10,060
Nationwide $6,408 $8,225
Progressive $11,761 $13,282
State Farm $5,314 $6,721
Travelers $13,702 $22,052
USAA $4,329 $4,542

How much do senior drivers pay for car insurance in Star City, AR?

With a little research, seniors can find affordable car insurance in Star City, Arkansas. Here’s a look at how the top Star City car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Star City, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,864 $3,074
Farmers $2,249 $2,356
GEICO $2,965 $2,882
Liberty Mutual $2,509 $2,805
Nationwide $2,421 $2,574
Progressive $2,380 $2,479
State Farm $1,715 $1,715
Travelers $2,349 $2,363
USAA $1,285 $1,299

How does coverage level affect Star City, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Star City, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Star City, Arkansas

Insurance Company Low Medium High
Allstate $5,462 $5,627 $5,801
Farmers $4,320 $4,479 $4,765
GEICO $4,149 $4,294 $4,443
Liberty Mutual $4,330 $4,452 $4,674
Nationwide $4,007 $3,868 $3,944
Progressive $4,924 $5,254 $5,863
State Farm $2,864 $2,997 $3,137
Travelers $6,066 $6,378 $6,636
USAA $2,158 $2,240 $2,345

How does your driving record affect Star City, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Star City, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Star City, Arkansas companies.

Annual Star City, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,682 $5,861 $6,435 $5,541
Farmers $3,830 $4,889 $4,776 $4,591
GEICO $2,881 $4,463 $6,736 $3,100
Liberty Mutual $3,075 $4,955 $5,796 $4,115
Nationwide $3,047 $3,960 $5,389 $3,363
Progressive $4,618 $6,373 $4,850 $5,546
State Farm $2,771 $3,228 $2,999 $2,999
Travelers $5,337 $5,515 $8,039 $6,550
USAA $1,728 $2,188 $3,158 $1,918

How does a DUI affect Star City, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Star City, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Star City, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,435
Farmers $4,776
GEICO $6,736
Liberty Mutual $5,796
Nationwide $5,389
Progressive $4,850
State Farm $2,999
Travelers $8,039
USAA $3,158

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Star City, AR car insurance rates?

Take a look at the data here to see how your Star City, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Star City, Arkansas

Insurance Company Poor Fair Good
Allstate $7,098 $5,410 $4,382
Farmers $5,156 $4,305 $4,104
GEICO $5,149 $4,226 $3,510
Liberty Mutual $6,500 $3,900 $3,057
Nationwide $4,684 $3,739 $3,396
Progressive $6,093 $5,161 $4,787
State Farm $4,348 $2,615 $2,035
Travelers $7,309 $6,087 $5,685
USAA $2,985 $2,031 $1,728

How does your commute affect Star City, AR car insurance rates?

Star City, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Star City if you’re financing.

Annual Car Insurance Rates by Commute Length in Star City, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,630 $5,630
Farmers $4,521 $4,521
GEICO $4,274 $4,316
Liberty Mutual $4,485 $4,485
Nationwide $3,940 $3,940
Progressive $5,347 $5,347
State Farm $2,927 $3,072
Travelers $6,360 $6,360
USAA $2,183 $2,313

Who has the cheapest Star City, AR car insurance rates?

Here’s a breakdown of Star City, Arkansas car insurance rates by company. You can see which company offers the cheapest Star City car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Star City, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Star City, AR car insurance companies?

Which Star City, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Star City companies to find the one for you.

Average Annual Car Insurance Rates by Company in Star City, Arkansas

Insurance Company Average Annual Rates
Allstate $5,630
Farmers $4,521
GEICO $4,295
Liberty Mutual $4,485
Nationwide $3,940
Progressive $5,347
State Farm $2,999
Travelers $6,360
USAA $2,248

What factors affect Star City, AR car insurance rates?

Why are Star City, Arkansas car insurance rates different than rates in Hot Springs or North Little Rock? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Star City, AR?

More time spent behind the wheel can lead to higher Star City, Arkansas car insurance rates. In Star City, AR, the average commute length is 18.1 minutes.

Car Insurance Quotes for Star City, AR

Shop for affordable Star City, Arkansas car insurance rates today. Enter your ZIP code to compare quotes from multiple Star City, AR car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption