Cheap Quotes for Springfield, ME Car Insurance (2021)

Springfield, Maine car insurance rates average $211 a month and Maine law requires coverage of at least 50/100/25. By comparing rates from multiple Springfield, ME companies, you can find cheap Springfield car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Springfield is USAA
  • Average car insurance rates in Springfield, ME after a DUI are $2,993/year
  • Average car insurance rates in Springfield, ME for senior drivers are $1,491/year

How do the Springfield, Maine monthly average car insurance rates of $211/month compare to nearby cities like Sanford car insurance rates, Augusta car insurance rates, and South Portland car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Springfield, ME.

We’ll cover the Maine minimum coverage requirements, Maine car insurance laws, and Springfield, ME statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Springfield, Maine companies to find the most affordable Springfield car insurance rates.

Enter your ZIP code above to find cheap Springfield, ME car insurance quotes today.

What are the minimum Springfield, ME car insurance requirements?

To meet Maine minimum car insurance coverage requirements, Springfield, ME drivers need to carry at least 50/100/25 coverage.

Minimum Required Car Insurance Coverage in Springfield, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Springfield, ME car insurance rates?

Three of the criteria that most affect car insurance rates in Springfield, Maine are age, gender, and marital status. Let’s take a look at how each of these stack up with top Springfield car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Springfield, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,736 $1,789 $1,549 $1,683 $4,237 $5,679 $1,901 $2,133
Farmers $1,631 $1,645 $1,518 $1,640 $4,911 $5,535 $1,894 $1,968
GEICO $989 $1,024 $989 $989 $2,397 $3,119 $1,078 $1,152
Liberty Mutual $3,026 $3,026 $2,881 $2,881 $6,444 $9,650 $3,026 $4,267
Progressive $1,849 $1,812 $1,849 $1,812 $7,685 $8,637 $2,159 $2,447
State Farm $1,245 $1,245 $1,169 $1,169 $3,917 $4,875 $1,385 $1,521
Travelers $1,127 $1,169 $1,021 $1,046 $4,487 $6,057 $1,124 $1,301
USAA $849 $838 $844 $826 $2,770 $3,059 $1,080 $1,138

How much do teen drivers pay for car insurance in Springfield, ME?

Springfield, Maine car insurance rates for teens are often higher than rates for other drivers. Compare Springfield car insurance rates from multiple Springfield, Maine car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Springfield, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,237 $5,679
Farmers $4,911 $5,535
GEICO $2,397 $3,119
Liberty Mutual $6,444 $9,650
Progressive $7,685 $8,637
State Farm $3,917 $4,875
Travelers $4,487 $6,057
USAA $2,770 $3,059

How much do senior drivers pay for car insurance in Springfield, ME?

With a little research, seniors can find affordable car insurance in Springfield, Maine. Here’s a look at how the top Springfield car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Springfield, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,549 $1,683
Farmers $1,518 $1,640
GEICO $989 $989
Liberty Mutual $2,881 $2,881
Progressive $1,849 $1,812
State Farm $1,169 $1,169
Travelers $1,021 $1,046
USAA $844 $826

How does coverage level affect Springfield, ME car insurance rates?

How much coverage do you need? Are you comfortable with the Maine minimum of 50/100/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Springfield, ME car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Springfield, Maine

Insurance Company Low Medium High
Allstate $2,558 $2,559 $2,647
Farmers $2,503 $2,520 $2,755
GEICO $1,439 $1,448 $1,514
Liberty Mutual $4,352 $4,352 $4,497
Progressive $3,470 $3,477 $3,647
State Farm $2,020 $2,046 $2,131
Travelers $2,133 $2,136 $2,230
USAA $1,398 $1,409 $1,468

How does your driving record affect Springfield, ME car insurance rates?

Safe driving pays off. The more traffic violations you have in Springfield, ME, the higher your car insurance rates will be. Compare rates based on driving infractions from top Springfield, Maine companies.

Annual Springfield, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,124 $2,860 $2,977 $2,392
Farmers $2,272 $2,890 $2,508 $2,701
GEICO $1,066 $1,501 $2,235 $1,066
Liberty Mutual $3,409 $3,989 $6,502 $3,699
Progressive $2,833 $4,775 $3,150 $3,366
State Farm $1,879 $2,253 $2,066 $2,066
Travelers $1,808 $2,009 $2,509 $2,339
USAA $1,085 $1,426 $1,998 $1,192

How does a DUI affect Springfield, ME car insurance rates?

With even one DUI on your record, you can see an increase in your Springfield, ME car insurance rates.

Annual Car Insurance Rates After a DUI in Springfield, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $2,977
Farmers $2,508
GEICO $2,235
Liberty Mutual $6,502
Progressive $3,150
State Farm $2,066
Travelers $2,509
USAA $1,998

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How does your credit history affect Springfield, ME car insurance rates?

Take a look at the data here to see how your Springfield, Maine car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Springfield, Maine

Insurance Company Poor Fair Good
Allstate $3,254 $2,475 $2,035
Farmers $3,007 $2,481 $2,290
GEICO $1,974 $1,309 $1,117
Liberty Mutual $6,126 $3,969 $3,104
Progressive $3,997 $3,421 $3,176
State Farm $3,009 $1,798 $1,392
Travelers $2,550 $2,089 $1,861
USAA $1,871 $1,286 $1,119

How does your commute affect Springfield, ME car insurance rates?

Springfield, ME car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maine can be seen here. Remember, though, that you may have to carry substantially more car insurance in Springfield if you’re financing.

Annual Car Insurance Rates by Commute Length in Springfield, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,588 $2,588
Farmers $2,593 $2,593
GEICO $1,443 $1,491
Liberty Mutual $4,309 $4,491
Progressive $3,531 $3,531
State Farm $1,999 $2,133
Travelers $2,166 $2,166
USAA $1,385 $1,465

Who has the cheapest Springfield, ME car insurance rates?

Here’s a breakdown of Springfield, Maine car insurance rates by company. You can see which company offers the cheapest Springfield car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Springfield, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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What are the top Springfield, ME car insurance companies?

Which Springfield, Maine car insurance company will best fit your needs and budget? Check out this comparison of the top Springfield companies to find the one for you.

Average Annual Car Insurance Rates by Company in Springfield, Maine

Insurance Company Average Annual Rates
Allstate $2,588
Farmers $2,593
GEICO $1,467
Liberty Mutual $4,400
Progressive $3,531
State Farm $2,066
Travelers $2,166
USAA $1,425

What factors affect Springfield, ME car insurance rates?

Why are Springfield, Maine car insurance rates different than rates in Sanford or Augusta? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the traffic like in Springfield, ME

Like commute length, time spent in traffic also increase risk of accidents. Springfield, ME is listed as 830th in INRIX congested cities data.

Car Insurance Quotes for Springfield, ME

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