Cheap Quotes for Southside, AL Car Insurance (2021)

Southside, Alabama car insurance rates average $308 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Southside, AL companies, you can find cheap Southside car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Southside, AL after a DUI are $4,200/year
  • Average car insurance rates in Southside, AL for senior drivers are $1,952/year
  • Average car insurance rates in Southside, AL are $308/month

How do the Southside, Alabama monthly average car insurance rates of $308/month compare to nearby cities like Huntsville car insurance rates, Montgomery car insurance rates, and Madison car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Southside, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Southside, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Southside, Alabama companies to find the most affordable Southside car insurance rates.

Enter your ZIP code above to find cheap Southside, AL car insurance quotes today.

What are the minimum Southside, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Southside, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Southside, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Southside, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Southside, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Southside car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Southside, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,032 $1,933 $1,841 $1,876 $7,163 $7,694 $2,268 $2,316
Farmers $2,509 $2,491 $2,240 $2,388 $9,874 $10,156 $2,841 $2,936
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $2,989 $3,230 $2,456 $2,748 $10,907 $12,130 $3,177 $3,379
Nationwide $1,700 $1,719 $1,553 $1,604 $4,504 $5,782 $1,888 $2,106
Progressive $2,393 $2,233 $1,963 $2,101 $10,121 $11,293 $2,799 $2,990
State Farm $3,127 $3,127 $2,850 $2,850 $9,741 $12,181 $3,540 $4,087
Travelers $1,323 $1,343 $1,247 $1,241 $7,040 $11,042 $1,255 $1,429
USAA $1,269 $1,286 $1,186 $1,161 $3,796 $4,206 $1,651 $1,779

How much do teen drivers pay for car insurance in Southside, AL?

Southside, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Southside car insurance rates from multiple Southside, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Southside, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,163 $7,694
Farmers $9,874 $10,156
GEICO $5,204 $5,101
Liberty Mutual $10,907 $12,130
Nationwide $4,504 $5,782
Progressive $10,121 $11,293
State Farm $9,741 $12,181
Travelers $7,040 $11,042
USAA $3,796 $4,206

How much do senior drivers pay for car insurance in Southside, AL?

With a little research, seniors can find affordable car insurance in Southside, Alabama. Here’s a look at how the top Southside car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Southside, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,841 $1,876
Farmers $2,240 $2,388
GEICO $1,878 $1,947
Liberty Mutual $2,456 $2,748
Nationwide $1,553 $1,604
Progressive $1,963 $2,101
State Farm $2,850 $2,850
Travelers $1,247 $1,241
USAA $1,186 $1,161

How does coverage level affect Southside, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Southside, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Southside, Alabama

Insurance Company Low Medium High
Allstate $3,270 $3,385 $3,516
Farmers $4,156 $4,365 $4,767
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,877 $5,101 $5,403
Nationwide $2,580 $2,587 $2,654
Progressive $4,007 $4,464 $4,989
State Farm $4,883 $5,182 $5,499
Travelers $3,073 $3,304 $3,342
USAA $1,966 $2,030 $2,129

How does your driving record affect Southside, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Southside, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Southside, Alabama companies.

Annual Southside, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,874 $3,394 $4,039 $3,255
Farmers $3,726 $4,828 $4,711 $4,452
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,022 $5,598 $5,473 $5,416
Nationwide $2,285 $2,285 $3,312 $2,547
Progressive $4,044 $5,110 $4,360 $4,433
State Farm $4,664 $5,829 $5,130 $5,130
Travelers $2,699 $2,832 $4,142 $3,287
USAA $1,571 $1,974 $2,923 $1,699

How does a DUI affect Southside, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Southside, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Southside, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,039
Farmers $4,711
GEICO $3,711
Liberty Mutual $5,473
Nationwide $3,312
Progressive $4,360
State Farm $5,130
Travelers $4,142
USAA $2,923

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How does your credit history affect Southside, AL car insurance rates?

Take a look at the data here to see how your Southside, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Southside, Alabama

Insurance Company Poor Fair Good
Allstate $4,183 $3,294 $2,695
Farmers $4,963 $4,275 $4,050
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,340 $4,505 $3,537
Nationwide $3,140 $2,456 $2,224
Progressive $5,044 $4,347 $4,069
State Farm $8,413 $4,258 $2,893
Travelers $3,533 $3,064 $3,122
USAA $2,739 $1,788 $1,598

How does your commute affect Southside, AL car insurance rates?

Southside, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Southside if you’re financing.

Annual Car Insurance Rates by Commute Length in Southside, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,390 $3,390
Farmers $4,429 $4,429
GEICO $2,707 $2,804
Liberty Mutual $5,127 $5,127
Nationwide $2,607 $2,607
Progressive $4,487 $4,487
State Farm $5,061 $5,315
Travelers $3,240 $3,240
USAA $1,948 $2,135

Who has the cheapest Southside, AL car insurance rates?

Here’s a breakdown of Southside, Alabama car insurance rates by company. You can see which company offers the cheapest Southside car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Southside, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Southside, AL car insurance companies?

Which Southside, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Southside companies to find the one for you.

Average Annual Car Insurance Rates by Company in Southside, Alabama

Insurance Company Average Annual Rates
Allstate $3,390
Farmers $4,429
GEICO $2,755
Liberty Mutual $5,127
Nationwide $2,607
Progressive $4,487
State Farm $5,188
Travelers $3,240
USAA $2,042

What factors affect Southside, AL car insurance rates?

Why are Southside, Alabama car insurance rates different than rates in Huntsville or Montgomery? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Southside, AL?

FBI statistics show that the Southside, Alabama car theft rate is 7 thefts each year. High theft rates can lead to higher than average Southside, AL car insurance rates.

How long is the average commute in Southside, AL?

More time spent behind the wheel can lead to higher Southside, Alabama car insurance rates. In Southside, AL, the average commute length is 24.5 minutes.

Car Insurance Quotes for Southside, AL

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