Cheap Quotes for South Bethlehem, NY Car Insurance (2021)

South Bethlehem, New York car insurance rates average $268 a month and New York law requires coverage of at least 25/50/10. By comparing rates from multiple South Bethlehem, NY companies, you can find cheap South Bethlehem car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in South Bethlehem, NY after a DUI are $4,267/year
  • Average car insurance rates in South Bethlehem, NY are $268/month
  • The cheapest car insurance company in South Bethlehem is GEICO

How do the South Bethlehem, New York monthly average car insurance rates of $268/month compare to nearby cities like Buffalo car insurance rates, New York car insurance rates, and Mount Vernon car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in South Bethlehem, NY.

We’ll cover the New York minimum coverage requirements, New York car insurance laws, and South Bethlehem, NY statistics that affect your monthly rate. You can even compare car insurance quotes from multiple South Bethlehem, New York companies to find the most affordable South Bethlehem car insurance rates.

Enter your ZIP code above to find cheap South Bethlehem, NY car insurance quotes today.

What are the minimum South Bethlehem, NY car insurance requirements?

To meet New York minimum car insurance coverage requirements, South Bethlehem, NY drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in South Bethlehem, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect South Bethlehem, NY car insurance rates?

Three of the criteria that most affect car insurance rates in South Bethlehem, New York are age, gender, and marital status. Let’s take a look at how each of these stack up with top South Bethlehem car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Bethlehem, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,325 $2,314 $2,358 $7,354 $7,952 $2,438 $2,467
GEICO $1,446 $1,395 $1,411 $1,390 $3,117 $4,626 $1,300 $1,343
Liberty Mutual $3,277 $3,277 $3,053 $3,053 $6,348 $10,291 $3,277 $3,482
Nationwide $2,101 $2,101 $1,984 $1,984 $3,761 $5,588 $2,101 $2,675
Progressive $1,645 $1,548 $1,329 $1,347 $5,541 $6,185 $2,127 $2,082
State Farm $1,956 $1,956 $1,712 $1,712 $5,906 $7,613 $2,157 $2,292
Travelers $2,437 $2,466 $2,247 $2,412 $5,790 $6,963 $2,593 $2,705
USAA $1,778 $1,745 $1,609 $1,609 $7,222 $8,613 $2,274 $2,509

How much do teen drivers pay for car insurance in South Bethlehem, NY?

South Bethlehem, New York car insurance rates for teens are often higher than rates for other drivers. Compare South Bethlehem car insurance rates from multiple South Bethlehem, New York car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in South Bethlehem, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,354 $7,952
GEICO $3,117 $4,626
Liberty Mutual $6,348 $10,291
Nationwide $3,761 $5,588
Progressive $5,541 $6,185
State Farm $5,906 $7,613
Travelers $5,790 $6,963
USAA $7,222 $8,613

How much do senior drivers pay for car insurance in South Bethlehem, NY?

With a little research, seniors can find affordable car insurance in South Bethlehem, New York. Here’s a look at how the top South Bethlehem car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in South Bethlehem, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,314 $2,358
GEICO $1,411 $1,390
Liberty Mutual $3,053 $3,053
Nationwide $1,984 $1,984
Progressive $1,329 $1,347
State Farm $1,712 $1,712
Travelers $2,247 $2,412
USAA $1,609 $1,609

How does coverage level affect South Bethlehem, NY car insurance rates?

How much coverage do you need? Are you comfortable with the New York minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your South Bethlehem, NY car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in South Bethlehem, New York

Insurance Company Low Medium High
Allstate $3,525 $3,698 $3,903
GEICO $1,899 $2,003 $2,110
Liberty Mutual $4,317 $4,492 $4,713
Nationwide $2,631 $2,767 $2,963
Progressive $2,594 $2,713 $2,870
State Farm $2,978 $3,184 $3,326
Travelers $3,252 $3,413 $3,690
USAA $3,320 $3,403 $3,537

How does your driving record affect South Bethlehem, NY car insurance rates?

Safe driving pays off. The more traffic violations you have in South Bethlehem, NY, the higher your car insurance rates will be. Compare rates based on driving infractions from top South Bethlehem, New York companies.

Annual South Bethlehem, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,130 $3,130 $4,607 $3,968
GEICO $1,555 $1,696 $3,209 $1,555
Liberty Mutual $3,619 $3,619 $7,174 $3,619
Nationwide $2,138 $2,138 $4,686 $2,185
Progressive $2,653 $2,653 $2,929 $2,668
State Farm $3,008 $3,008 $3,318 $3,318
Travelers $2,947 $3,686 $3,739 $3,435
USAA $3,036 $3,086 $4,471 $3,086

How does a DUI affect South Bethlehem, NY car insurance rates?

With even one DUI on your record, you can see an increase in your South Bethlehem, NY car insurance rates.

Annual Car Insurance Rates After a DUI in South Bethlehem, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $3,209
Liberty Mutual $7,174
Nationwide $4,686
Progressive $2,929
State Farm $3,318
Travelers $3,739
USAA $4,471

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How does your credit history affect South Bethlehem, NY car insurance rates?

Take a look at the data here to see how your South Bethlehem, New York car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in South Bethlehem, New York

Insurance Company Poor Fair Good
Allstate $5,294 $3,126 $2,707
GEICO $2,511 $1,844 $1,656
Liberty Mutual $6,293 $4,128 $3,101
Nationwide $2,787 $2,787 $2,787
Progressive $4,294 $2,238 $1,644
State Farm $4,465 $2,800 $2,223
Travelers $4,750 $3,000 $2,605
USAA $5,286 $2,640 $2,333

How does your commute affect South Bethlehem, NY car insurance rates?

South Bethlehem, NY car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for New York can be seen here. Remember, though, that you may have to carry substantially more car insurance in South Bethlehem if you’re financing.

Annual Car Insurance Rates by Commute Length in South Bethlehem, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,759
GEICO $1,944 $2,063
Liberty Mutual $4,382 $4,633
Nationwide $2,787 $2,787
Progressive $2,726 $2,726
State Farm $3,053 $3,272
Travelers $3,452 $3,452
USAA $3,386 $3,454

Who has the cheapest South Bethlehem, NY car insurance rates?

Here’s a breakdown of South Bethlehem, New York car insurance rates by company. You can see which company offers the cheapest South Bethlehem car insurance rates in each category.

Best Annual Car Insurance Rates by Company in South Bethlehem, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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What are the top South Bethlehem, NY car insurance companies?

Which South Bethlehem, New York car insurance company will best fit your needs and budget? Check out this comparison of the top South Bethlehem companies to find the one for you.

Average Annual Car Insurance Rates by Company in South Bethlehem, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,004
Liberty Mutual $4,507
Nationwide $2,787
Progressive $2,726
State Farm $3,163
Travelers $3,452
USAA $3,420

Car Insurance Quotes for South Bethlehem, NY

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