Cheap Quotes for Siloam Springs, AR Car Insurance (2021)

Siloam Springs, Arkansas car insurance rates average $310 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Siloam Springs, AR companies, you can find cheap Siloam Springs car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Siloam Springs, AR after a DUI are $4,470/year
  • Siloam Springs has an average commute time of 17.4 minutes
  • Average car insurance rates in Siloam Springs, AR are $310/month

How do the Siloam Springs, Arkansas monthly average car insurance rates of $310/month compare to nearby cities like North Little Rock car insurance rates, Pine Bluff car insurance rates, and Rogers car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Siloam Springs, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Siloam Springs, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Siloam Springs, Arkansas companies to find the most affordable Siloam Springs car insurance rates.

Enter your ZIP code above to find cheap Siloam Springs, AR car insurance quotes today.

What are the minimum Siloam Springs, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Siloam Springs, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Siloam Springs, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Siloam Springs, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Siloam Springs, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Siloam Springs car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Siloam Springs, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,681 $2,694 $2,400 $2,564 $9,842 $11,811 $2,949 $3,196
Farmers $2,041 $2,023 $1,819 $1,921 $8,946 $9,258 $2,349 $2,465
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,476 $2,523 $2,226 $2,350 $6,000 $7,632 $2,834 $3,052
Progressive $2,428 $2,280 $1,999 $2,100 $10,728 $12,051 $2,899 $3,135
State Farm $1,471 $1,471 $1,329 $1,329 $4,397 $5,506 $1,660 $1,913
Travelers $1,955 $1,989 $1,953 $1,953 $11,640 $18,645 $2,106 $2,405
USAA $1,269 $1,277 $1,182 $1,184 $4,036 $4,216 $1,628 $1,749

How much do teen drivers pay for car insurance in Siloam Springs, AR?

Siloam Springs, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Siloam Springs car insurance rates from multiple Siloam Springs, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Siloam Springs, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,842 $11,811
Farmers $8,946 $9,258
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,000 $7,632
Progressive $10,728 $12,051
State Farm $4,397 $5,506
Travelers $11,640 $18,645
USAA $4,036 $4,216

How much do senior drivers pay for car insurance in Siloam Springs, AR?

With a little research, seniors can find affordable car insurance in Siloam Springs, Arkansas. Here’s a look at how the top Siloam Springs car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Siloam Springs, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,400 $2,564
Farmers $1,819 $1,921
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,226 $2,350
Progressive $1,999 $2,100
State Farm $1,329 $1,329
Travelers $1,953 $1,953
USAA $1,182 $1,184

How does coverage level affect Siloam Springs, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Siloam Springs, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Siloam Springs, Arkansas

Insurance Company Low Medium High
Allstate $4,637 $4,764 $4,900
Farmers $3,650 $3,810 $4,098
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,667 $3,566 $3,676
Progressive $4,289 $4,619 $5,198
State Farm $2,259 $2,382 $2,513
Travelers $5,087 $5,345 $5,561
USAA $1,979 $2,060 $2,164

How does your driving record affect Siloam Springs, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Siloam Springs, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Siloam Springs, Arkansas companies.

Annual Siloam Springs, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,924 $4,942 $5,503 $4,698
Farmers $3,247 $4,180 $4,086 $3,898
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,837 $3,656 $4,934 $3,120
Progressive $4,045 $5,662 $4,256 $4,846
State Farm $2,179 $2,590 $2,384 $2,384
Travelers $4,462 $4,608 $6,776 $5,476
USAA $1,588 $2,017 $2,904 $1,762

How does a DUI affect Siloam Springs, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Siloam Springs, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Siloam Springs, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,503
Farmers $4,086
GEICO $4,432
Liberty Mutual $4,956
Nationwide $4,934
Progressive $4,256
State Farm $2,384
Travelers $6,776
USAA $2,904

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How does your credit history affect Siloam Springs, AR car insurance rates?

Take a look at the data here to see how your Siloam Springs, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Siloam Springs, Arkansas

Insurance Company Poor Fair Good
Allstate $5,980 $4,593 $3,728
Farmers $4,371 $3,682 $3,505
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,301 $3,458 $3,151
Progressive $5,302 $4,556 $4,250
State Farm $3,450 $2,081 $1,622
Travelers $6,105 $5,109 $4,778
USAA $2,731 $1,873 $1,599

How does your commute affect Siloam Springs, AR car insurance rates?

Siloam Springs, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Siloam Springs if you’re financing.

Annual Car Insurance Rates by Commute Length in Siloam Springs, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,767 $4,767
Farmers $3,853 $3,853
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,637 $3,637
Progressive $4,702 $4,702
State Farm $2,327 $2,442
Travelers $5,331 $5,331
USAA $2,010 $2,126

Who has the cheapest Siloam Springs, AR car insurance rates?

Here’s a breakdown of Siloam Springs, Arkansas car insurance rates by company. You can see which company offers the cheapest Siloam Springs car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Siloam Springs, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Siloam Springs, AR car insurance companies?

Which Siloam Springs, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Siloam Springs companies to find the one for you.

Average Annual Car Insurance Rates by Company in Siloam Springs, Arkansas

Insurance Company Average Annual Rates
Allstate $4,767
Farmers $3,853
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,637
Progressive $4,702
State Farm $2,384
Travelers $5,331
USAA $2,068

What factors affect Siloam Springs, AR car insurance rates?

Why are Siloam Springs, Arkansas car insurance rates different than rates in North Little Rock or Pine Bluff? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Siloam Springs, AR?

More time spent behind the wheel can lead to higher Siloam Springs, Arkansas car insurance rates. In Siloam Springs, AR, the average commute length is 17.4 minutes.

Car Insurance Quotes for Siloam Springs, AR

Shop for affordable Siloam Springs, Arkansas car insurance rates today. Enter your ZIP code to compare quotes from multiple Siloam Springs, AR car insurance companies.

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