Cheap Quotes for Shorter, AL Car Insurance (2021)

Shorter, Alabama car insurance rates average $317 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Shorter, AL companies, you can find cheap Shorter car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • The cheapest car insurance company in Shorter is USAA
  • Average car insurance rates in Shorter, AL are $317/month
  • Average car insurance rates in Shorter, AL after a DUI are $4,334/year

How do the Shorter, Alabama monthly average car insurance rates of $317/month compare to nearby cities like Huntsville car insurance rates, Tuscaloosa car insurance rates, and Auburn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Shorter, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Shorter, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Shorter, Alabama companies to find the most affordable Shorter car insurance rates.

Enter your ZIP code above to find cheap Shorter, AL car insurance quotes today.

What are the minimum Shorter, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Shorter, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Shorter, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Shorter, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Shorter, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Shorter car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shorter, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,936 $1,847 $1,753 $1,787 $6,755 $7,274 $2,167 $2,213
Farmers $2,676 $2,663 $2,397 $2,532 $9,908 $10,210 $3,041 $3,183
GEICO $2,098 $2,086 $1,990 $2,057 $5,541 $5,439 $2,218 $2,063
Liberty Mutual $3,080 $3,328 $2,523 $2,820 $11,210 $12,466 $3,286 $3,509
Nationwide $1,711 $1,735 $1,558 $1,616 $4,430 $5,728 $1,896 $2,123
Progressive $2,603 $2,455 $2,133 $2,269 $10,368 $11,596 $3,049 $3,244
State Farm $3,126 $3,126 $2,810 $2,810 $9,143 $11,497 $3,524 $4,034
Travelers $1,507 $1,533 $1,405 $1,403 $7,919 $12,463 $1,429 $1,655
USAA $1,405 $1,429 $1,313 $1,290 $4,208 $4,671 $1,837 $1,986

How much do teen drivers pay for car insurance in Shorter, AL?

Shorter, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Shorter car insurance rates from multiple Shorter, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Shorter, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,755 $7,274
Farmers $9,908 $10,210
GEICO $5,541 $5,439
Liberty Mutual $11,210 $12,466
Nationwide $4,430 $5,728
Progressive $10,368 $11,596
State Farm $9,143 $11,497
Travelers $7,919 $12,463
USAA $4,208 $4,671

How much do senior drivers pay for car insurance in Shorter, AL?

With a little research, seniors can find affordable car insurance in Shorter, Alabama. Here’s a look at how the top Shorter car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Shorter, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,753 $1,787
Farmers $2,397 $2,532
GEICO $1,990 $2,057
Liberty Mutual $2,523 $2,820
Nationwide $1,558 $1,616
Progressive $2,133 $2,269
State Farm $2,810 $2,810
Travelers $1,405 $1,403
USAA $1,313 $1,290

How does coverage level affect Shorter, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Shorter, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Shorter, Alabama

Insurance Company Low Medium High
Allstate $3,102 $3,212 $3,335
Farmers $4,352 $4,524 $4,852
GEICO $2,708 $2,924 $3,177
Liberty Mutual $5,042 $5,253 $5,537
Nationwide $2,587 $2,576 $2,636
Progressive $4,240 $4,690 $5,214
State Farm $4,736 $5,002 $5,287
Travelers $3,486 $3,738 $3,769
USAA $2,186 $2,255 $2,361

How does your driving record affect Shorter, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Shorter, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Shorter, Alabama companies.

Annual Shorter, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,738 $3,227 $3,812 $3,089
Farmers $3,858 $4,969 $4,847 $4,630
GEICO $1,979 $3,187 $3,940 $2,640
Liberty Mutual $4,137 $5,763 $5,635 $5,576
Nationwide $2,273 $2,273 $3,313 $2,539
Progressive $4,264 $5,335 $4,574 $4,686
State Farm $4,542 $5,578 $4,957 $4,957
Travelers $3,056 $3,207 $4,672 $3,722
USAA $1,742 $2,187 $3,255 $1,885

How does a DUI affect Shorter, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Shorter, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Shorter, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,812
Farmers $4,847
GEICO $3,940
Liberty Mutual $5,635
Nationwide $3,313
Progressive $4,574
State Farm $4,957
Travelers $4,672
USAA $3,255

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Shorter, AL car insurance rates?

Take a look at the data here to see how your Shorter, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Shorter, Alabama

Insurance Company Poor Fair Good
Allstate $3,973 $3,124 $2,553
Farmers $5,138 $4,409 $4,182
GEICO $3,736 $2,664 $2,410
Liberty Mutual $7,566 $4,632 $3,635
Nationwide $3,137 $2,448 $2,214
Progressive $5,341 $4,557 $4,246
State Farm $8,119 $4,112 $2,794
Travelers $3,999 $3,464 $3,529
USAA $3,047 $1,984 $1,771

How does your commute affect Shorter, AL car insurance rates?

Shorter, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Shorter if you’re financing.

Annual Car Insurance Rates by Commute Length in Shorter, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,217 $3,217
Farmers $4,576 $4,576
GEICO $2,883 $2,990
Liberty Mutual $5,278 $5,278
Nationwide $2,600 $2,600
Progressive $4,715 $4,715
State Farm $4,886 $5,131
Travelers $3,664 $3,664
USAA $2,163 $2,371

Who has the cheapest Shorter, AL car insurance rates?

Here’s a breakdown of Shorter, Alabama car insurance rates by company. You can see which company offers the cheapest Shorter car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Shorter, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Shorter, AL car insurance companies?

Which Shorter, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Shorter companies to find the one for you.

Average Annual Car Insurance Rates by Company in Shorter, Alabama

Insurance Company Average Annual Rates
Allstate $3,217
Farmers $4,576
GEICO $2,937
Liberty Mutual $5,278
Nationwide $2,600
Progressive $4,715
State Farm $5,008
Travelers $3,664
USAA $2,267

What factors affect Shorter, AL car insurance rates?

Why are Shorter, Alabama car insurance rates different than rates in Huntsville or Tuscaloosa? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Shorter, AL?

More time spent behind the wheel can lead to higher Shorter, Alabama car insurance rates. In Shorter, AL, the average commute length is 19.9 minutes.

Car Insurance Quotes for Shorter, AL

Shop for affordable Shorter, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Shorter, AL car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption