Cheap Quotes for Shelburne, VT Car Insurance (2021)

Shelburne, Vermont car insurance rates average $264 a month and Vermont law requires coverage of at least 25/50/10. By comparing rates from multiple Shelburne, VT companies, you can find cheap Shelburne car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Shelburne, VT after a DUI are $3,606/year
  • The cheapest car insurance company in Shelburne is USAA
  • Average car insurance rates in Shelburne, VT for senior drivers are $1,866/year

How do the Shelburne, Vermont monthly average car insurance rates of $264/month compare to nearby cities like South Burlington car insurance rates, Bellows Falls car insurance rates, and Burlington car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Shelburne, VT.

We’ll cover the Vermont minimum coverage requirements, Vermont car insurance laws, and Shelburne, VT statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Shelburne, Vermont companies to find the most affordable Shelburne car insurance rates.

Enter your ZIP code above to find cheap Shelburne, VT car insurance quotes today.

What are the minimum Shelburne, VT car insurance requirements?

To meet Vermont minimum car insurance coverage requirements, Shelburne, VT drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Shelburne, Vermont

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Shelburne, VT car insurance rates?

Three of the criteria that most affect car insurance rates in Shelburne, Vermont are age, gender, and marital status. Let’s take a look at how each of these stack up with top Shelburne car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shelburne, Vermont

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,334 $2,334 $2,228 $2,228 $5,553 $7,311 $2,647 $2,905
GEICO $1,683 $1,564 $1,654 $1,507 $3,845 $4,483 $1,419 $1,390
Liberty Mutual $1,869 $2,022 $1,653 $1,857 $7,961 $8,856 $2,138 $2,260
Nationwide $1,429 $1,452 $1,287 $1,356 $3,487 $4,430 $1,641 $1,766
Progressive $3,302 $3,266 $2,959 $2,970 $10,268 $11,235 $3,373 $3,587
State Farm $2,481 $2,481 $2,219 $2,219 $7,357 $9,461 $2,765 $3,064
USAA $1,066 $1,069 $999 $992 $3,441 $3,588 $1,456 $1,517

How much do teen drivers pay for car insurance in Shelburne, VT?

Shelburne, Vermont car insurance rates for teens are often higher than rates for other drivers. Compare Shelburne car insurance rates from multiple Shelburne, Vermont car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Shelburne, Vermont

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,553 $7,311
GEICO $3,845 $4,483
Liberty Mutual $7,961 $8,856
Nationwide $3,487 $4,430
Progressive $10,268 $11,235
State Farm $7,357 $9,461
USAA $3,441 $3,588

How much do senior drivers pay for car insurance in Shelburne, VT?

With a little research, seniors can find affordable car insurance in Shelburne, Vermont. Here’s a look at how the top Shelburne car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Shelburne, Vermont

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,228 $2,228
GEICO $1,654 $1,507
Liberty Mutual $1,653 $1,857
Nationwide $1,287 $1,356
Progressive $2,959 $2,970
State Farm $2,219 $2,219
USAA $999 $992

How does coverage level affect Shelburne, VT car insurance rates?

How much coverage do you need? Are you comfortable with the Vermont minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Shelburne, VT car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Shelburne, Vermont

Insurance Company Low Medium High
Allstate $3,361 $3,438 $3,529
GEICO $2,114 $2,194 $2,271
Liberty Mutual $3,365 $3,570 $3,796
Nationwide $2,143 $2,116 $2,059
Progressive $4,858 $5,055 $5,447
State Farm $3,773 $4,027 $4,217
USAA $1,704 $1,764 $1,830

How does your driving record affect Shelburne, VT car insurance rates?

Safe driving pays off. The more traffic violations you have in Shelburne, VT, the higher your car insurance rates will be. Compare rates based on driving infractions from top Shelburne, Vermont companies.

Annual Shelburne, Vermont Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,854 $3,778 $3,884 $3,254
GEICO $1,411 $2,350 $3,272 $1,739
Liberty Mutual $3,148 $3,763 $3,998 $3,400
Nationwide $1,689 $2,164 $2,717 $1,854
Progressive $4,314 $6,251 $4,847 $5,067
State Farm $3,641 $4,370 $4,006 $4,006
USAA $1,346 $1,700 $2,521 $1,496

How does a DUI affect Shelburne, VT car insurance rates?

With even one DUI on your record, you can see an increase in your Shelburne, VT car insurance rates.

Annual Car Insurance Rates After a DUI in Shelburne, Vermont

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,884
GEICO $3,272
Liberty Mutual $3,998
Nationwide $2,717
Progressive $4,847
State Farm $4,006
USAA $2,521

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How does your credit history affect Shelburne, VT car insurance rates?

Take a look at the data here to see how your Shelburne, Vermont car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Shelburne, Vermont

Insurance Company Poor Fair Good
Allstate $4,222 $3,223 $2,883
GEICO $3,548 $1,868 $1,163
Liberty Mutual $5,341 $3,069 $2,322
Nationwide $2,427 $2,019 $1,872
Progressive $5,878 $4,934 $4,548
State Farm $7,044 $3,005 $1,968
USAA $2,544 $1,526 $1,227

How does your commute affect Shelburne, VT car insurance rates?

Shelburne, VT car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Vermont can be seen here. Remember, though, that you may have to carry substantially more car insurance in Shelburne if you’re financing.

Annual Car Insurance Rates by Commute Length in Shelburne, Vermont

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,375 $3,511
GEICO $2,162 $2,224
Liberty Mutual $3,577 $3,577
Nationwide $2,106 $2,106
Progressive $5,120 $5,120
State Farm $3,878 $4,134
USAA $1,745 $1,787

Who has the cheapest Shelburne, VT car insurance rates?

Here’s a breakdown of Shelburne, Vermont car insurance rates by company. You can see which company offers the cheapest Shelburne car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Shelburne, Vermont

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Shelburne, VT car insurance companies?

Which Shelburne, Vermont car insurance company will best fit your needs and budget? Check out this comparison of the top Shelburne companies to find the one for you.

Average Annual Car Insurance Rates by Company in Shelburne, Vermont

Insurance Company Average Annual Rates
Allstate $3,443
GEICO $2,193
Liberty Mutual $3,577
Nationwide $2,106
Progressive $5,120
State Farm $4,006
USAA $1,766

What factors affect Shelburne, VT car insurance rates?

Why are Shelburne, Vermont car insurance rates different than rates in South Burlington or Bellows Falls? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Shelburne, VT?

FBI statistics show that the Shelburne, Vermont car theft rate is 4 thefts each year. High theft rates can lead to higher than average Shelburne, VT car insurance rates.

How long is the average commute in Shelburne, VT?

More time spent behind the wheel can lead to higher Shelburne, Vermont car insurance rates. In Shelburne, VT, the average commute length is 25.8 minutes.

Car Insurance Quotes for Shelburne, VT

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